BEIJING, Oct. 26 (Xinhua) -- The 2.8 billion deposits in banks have "disappeared"? Recently, Jimin Trust Group found that 2.8 billion yuan of its 3.3 billion deposits in Bohai Bank were used to provide loan pledge guarantees for Huaye Petrochemical without knowing it.
How did this happen?
2.8 billion deposits "pledged"
What "poked" out of the whole thing was a telephone confirmation by the staff of the business department of the Nanjing branch of Bohai Bank.
According to media reports, on August 19, Shanhe Pharmaceutical, a subsidiary of Jimin Credible Group, received a call from the staff of the sales department of bohai Bank Nanjing Branch. The staff said on the phone that someone was converting the electronic deposit into a paper certificate of deposit over the counter, and used this to pledge the 500 million yuan certificate of deposit for a loan from others (that is, Huaye Petrochemical).
Upon receiving this news, Jimin Credible immediately negotiated with the Nanjing branch of Bohai Bank, saying that the company had never allowed anyone to handle the deposit pledge and asked the bank to immediately call the police.
On August 24, Jimin Credible officially delivered a written notice letter to Bohai Bank in person, stating the situation.
At this time, two subsidiaries of Jimin Credible, Shanhe Pharmaceutical and Hang Seng Pharmaceutical, had pledged a total of 2.8 billion yuan in deposits.
Subsequently, the solution proposed by the Nanjing branch of Bohai Bank to Jimin Credible was to make Jimin credible "borrow the new and pay back the old": let the bank continue to use the 500 million yuan deposit of Shanhe Pharmaceutical to provide a certificate of deposit pledge for Huaye Petrochemical's loan from Bohai Bank.
"If you don't continue to do (pledge) here, (Huaye Petrochemical) can't be repaid after the deadline, then our bank will pay on behalf of you, and the first time will deduct your certificate of deposit." On the evening of August 21, Guan Pengcheng, assistant general manager of the business department of Bohai Bank Nanjing Branch, said in a telephone call with Jimin's trusted communication that if Jimin crediblely called the police, then its entire 2.8 billion yuan of deposit certificates would be frozen.
Although Jimin Credible officially delivered a written notice letter to Bohai Bank in person, on August 25, Bohai Bank forcibly withheld 450 million yuan of Jimin Credible's deposits because Huaye Petrochemical failed to repay the loan on the repayment date.
In desperation, Ji Min Credible reported the case to the Wuxi police on September 3.
More than 80% similarity of the official seal can be confused?
In the early morning of October 24, in response to relevant media reports, Bohai Bank issued a statement saying: "In the process of handling daily business with related enterprises, our branch found abnormal behavior between enterprises, and has reported the case to the public security organs and sought judicial solutions according to law." ”
Bohai Bank divides the pledge incident as "abnormal behavior between enterprises", so is the bank not responsible?
In the telephone recording provided by Jimin Credible, Guan Pengcheng, assistant general manager of the business department of Bohai Bank Nanjing Branch, admitted that there was a loophole in the bank's process: "As long as the (official seal) reaches 80% or more (similarity), it has passed, and it has not called the legal person to verify, which may be a loophole of our bank." ”
On October 24, Bohai Bank issued a statement saying it had called the police.
In the "Six Questions Bohai Bank Nanjing Branch" published by Jimin Credible on the public account, Jimin Credible also questioned the existence of Bohai Bank's behavior of issuing false inquiry letters.
According to Jimin's credible statement, in March 2021, when Wuxi Fangsheng Accounting Firm conducted a routine investigation of Shanhe Pharmaceutical, it issued an inquiry letter to Bohai Bank, and Bohai Bank replied that "shanhe pharmaceutical's 7 deposits totaling 1.01 billion yuan in Bohai Bank did not have freezes, guarantees or other restrictions on use", saying, "After verification by the Bank, the items verified by the Bank are consistent with the information recorded by the Bank." ”
However, on August 21, Hu Zhaofeng, general manager of the business department of Bohai Bank, admitted to Jimin Credible that each deposit of Jimin Credible was pledged within a few days after it was deposited.
Who is Huaye Petrochemical?
In this pledge dispute, Jimin Credible also questioned the relationship between Bohai Bank and Huaye Petrochemical.
Jimin Credible said that in the process of negotiations, Dong Mou, director of the capital department of Huaye Petrochemical, admitted that he had never had any contact with any personnel of Jimin Trust, but had communicated with Bohai Bank earlier, and described the details of how to pledge his deposits without Jimin Credible's knowledge.
China News Network noted that on September 13, Huaye Petrochemical had pledged a total of 3350 shares to Bohai Bank.
In just two years since its establishment, Huaye Petrochemical, whose shareholders have changed four times, its identity is also foggy.
Huaye Petrochemical' full name is "Huaye Petrochemical Nanjing Co., Ltd.", on July 26 this year, Jiangsu Huazhiye Energy Development Co., Ltd. became a shareholder of 100% of Huaye Petrochemical's shareholding. According to media reports, Huazhiye Energy, which was established on July 9 this year, is 100% controlled by Beijing Huachang Real Estate Co., Ltd., a subsidiary of PetroChina.
However, on September 26, Huachang Real Estate, a subsidiary of China National Petroleum Corporation, issued a statement saying: "Recently, our company found that criminals fraudulently registered Jiangsu Huazhiye Energy Development Co., Ltd. in the name of Beijing Huachang Real Estate Co., Ltd., and our company did not make any equity investment or set up subsidiaries. ”
So, what is the nature of Huaye Petrochemical? What role did it play throughout the event? In this regard, China News Network once called Huaye Petrochemical, but the phone was never answered. (End)
Source: China News Network