I remember an old saying that goes like this: People die more than people, and goods have to be thrown away!
Recently, the famous piano master Liu Shikun posted a video of himself driving a roadster on the social platform, which instantly attracted the attention of many netizens.
In the video, Liu Shikun wears a blue suit, the lower body is matched with a pair of plaid trousers, delicate and casual, coupled with a pair of glasses, proper artist style, full of noble temperament. Paired with the cool yellow supercar, who looks at it without saying a word, the old man's later life is really enviable.
The most important thing is that Liu Shikun is 82 years old this year, looking like she is in her 50s, although her skin has become more sagging, the corners of her eyes are wrinkled, but her mental state is not bad, and the whole person is full of energy.
Liu Shikun is a world-renowned piano master, a titan figure in the world, has had two failed marriages, and the eldest son is 56 years old, which is also the age of a grandfather.
In 2017, 78-year-old Liu Shikun decided to marry Sun Ying, a 36-year-old "pipa princess", and as soon as the news was exposed, the whole network fried pan. What is even more surprising is that 3 years later, Liu Shikun broke the record of the gambling king He Hongshen's 78-year-old son:
Liu Shikun, aged 81 and 44, has a daughter, Liu Beibei (Bei Bei). The name of the child Bebe means the heart and liver baby of the parents, which shows the status of the child in their hearts.
Since Babe was born, there has been controversy, and everyone is scolding Liu Shikun for being irresponsible, having children at such an old age, and not being able to accompany her daughter to grow up. What if Dad is so old and suddenly dies?
Perhaps, Liu Shikun is also aware of this. And his family is very rich, with a big hand, he prepared an education fund of 500 million yuan for his newborn daughter, plus other assets, Babe was born worth as much as 800 million, and effortlessly became a winner in life.
Therefore, when her parents return to old age for a hundred years, Babe can still have no worries about food and clothing. It also has to be said that some children are born with golden keys. Her starting point is the end of many people........
It is said that all roads lead to Rome, but some people are born in Rome, and some people are cattle and horses, and they can't get to Rome after a lifetime of hard work.
Celebrities use insurance to store their children's futures
The best guardian, in addition to love, but also the most secure arrangement for the future! From stumbling to steady steps, children have a long way to go, parents may not be able to care for their children for a lifetime, but they can use insurance to convey never-ending love, help children survive every difficult time is what each of us as parents must do.
In fact, it has become fashionable for many celebrities to use insurance to reserve the future for their children!
1 Chapter Ziyi
In October 2016, according to the revelations of an insurance company staff, Zhang Ziyi bought 10 million yuan of insurance. Such a huge insurance, bought half a year after the birth of the daughter, must have a deep meaning. Because, in her opinion, insurance is the love and responsibility of the daughter.
2 Nicholas Tse
Nicholas Tse: Sitting on a net worth of 1 billion, but he is very aware of the cruelty of the entertainment industry, specially set up a 300 million education fund for the two sons, in the future, the two sons will grow up, there will be a considerable amount of education costs for Lucas and Quintus to study in foreign countries, if the two sons have achieved success, the fund is the capital of the two sons' entrepreneurship, Tse Tingfeng envisioned it quite thoroughly. Even when Lucas was only 22 days old, he spent more than 10 million Hong Kong dollars to help his son buy insurance and funds.
3 Andy Lau
Since becoming a father, Andy Lau's good man image has been raised to a new height. According to Andy Lau's friends, Andy Lau has prepared about 40 million Taiwan dollars for her daughter's education fund, which she can freely access when she is 18 years old!
4 Faye Wong
In 2004, she purchased a life insurance policy worth HK$20 million for her daughter Dou Jingtong. When Dou Jingtong reaches the age of 18, he can receive a total of more than 20 million yuan in savings to ensure a worry-free life in the future.
5 Yao Ming
Yao Ming also bought 26 million yuan of insurance for his baby daughter and admitted:
1, the more developed the economy, the freer the marriage, in the future my daughter will not marry, with whom to marry, how long the marriage lasts, whether to have children or not, etc. All this is not under my control, I can only bless.
2) In the future, it is very likely that our family business will be taken over by my son-in-law, and the greater his ability at this time, the greater the risk to my daughter.
3, we two work hard in the future for the sake of the child, but how long can we both take care of her?
4. What tools or methods can I guarantee that my daughter will not have to work hard for her livelihood even if she encounters changes in marriage and career? cash? Property? stock? gold? Later, after analysis, our husband and wife believed that only insurance could meet our ideas at present.
5, 26 million yuan per year to the insurance company, only pay for five years, my daughter can receive money from the insurance company every year, receive a lifetime! And we guarantee that each year will receive more than the previous year, and at the same time, we specify in the contract that only my daughter can receive this money, even if she wants to surrender, but because the insured is me, she can't refund it! We helped my daughter lock in a lifetime fortune in this way! If she has a happy marriage and a smooth career in the future, this money is also the icing on the cake!
Why buy education money insurance
"What is missing can not be missing education" with education fund insurance to condense expectations, we are very down-to-earth! Whether we are healthy or poor, whether we are in or out, we can pass on the cost of our children's education to the insurance company, and we feel that it is a good deal! A father who bought a high education annuity insurance for his children said so.
"Although we are not too rich, but now save some money for the child every year, when he goes to school, there will be no shortage of tuition, we will not suddenly increase the burden, the child does not have to rely on part-time work to support ourselves like when we went to school, we can wholeheartedly do a good job, the insurance policy we sign is to sign the future for the child." A mother who works in Beijing put it this way.
Education is the top priority of children, but also the top priority of parents, parents always want to give their children the best.
Because the child's education costs have the characteristics of long cycle, high cost, and no time flexibility (they must spend it when they reach age), many people will prepare in advance and prepare education funds through a compulsory saving method - education fund insurance.
First, mandatory savings, when the time comes, must be saved. In fact, many parents after 80 like banks, very normal, banks are flexible, but you have thought about it, flexibility is an advantage, but also a disadvantage, today to Taobao, tomorrow to travel, the day after tomorrow to change a car, so the baby's education fund plan can not be saved for a long time.
Second, there is one more guarantee than the bank. The money and risk deposited in the bank are 1:1, such as: 10,000 yuan deposited in the bank, when the risk comes, the bank can only give you 10,000 yuan, up to some interest. Insurance companies are small and big, and use small money to solve the problem of big money.
Third, the unique exemption function to solve the worries of the future. The exemption function of the insurance company is no one can replace, only the insurance company. Exemption means that once the insured loses the ability to pay, the insurance company will pay on behalf of the insured, and the child's protection is still enjoyed, which really fulfills the promise of "as long as you are there, I can always take care of you".
Loss of ability to work means a sharp decline in income, if the policy has a premium waiver function, it will avoid the financial hardship caused by disability, the premium will not have to be paid by you, and the policy protection will still be valid, including the receipt of cash benefits. Therefore, the premium waiver is equivalent to adding another insurance to your insurance policy, which is a humanized function in insurance.
Fourth, establish a financial outlook. Let him grow up and understand that no matter how much money he makes, he should be forced to save, and let the child understand that no matter how rich I am, I must take a small part of it to prepare a way out for myself, and the concept of thinking of danger in peace must be established from an early age. This is also a kind of cultivation of financial quotient.
How money is spent is spent, but how it is spent is different. Money is deposited everywhere, but where it is deposited is different. Use the form of insurance policies to save enough education funds for children, and the premiums paid every year are condensed with love and expectation for children, which is the best education for children! There are many ways to love, but the form of insurance is the longest and safest, because whether you are in love or not can continue forever...
Think of these:
Someone else is buying insurance for your children, and your children are showing off their wealth
After 10 years, your child will receive education money, but your child will not!
After 20 years, people's children have start-up funds for entrepreneurship, but your children do not!
After 30 years, people's children have accumulated a lot of wealth, and your children don't!
After 40 years, people's children can plant cash cows for the next generation, and your children drag their families with a heavy burden!
After 50 years, the child is receiving the pension, but your child is worried about the pension!
60 years later, when children travel the world, leisure pension, look at the insurance policy has not spent a lot of money to consider the third generation, will think of us .....
I chose an insurance plan that covers my life as a gift to accompany my child for a lifetime, because I can't protect my child for a lifetime, and when I go with the wind, that thin insurance contract will always accompany him.........
Maybe the paper of the policy will be yellow, but the name we signed in our own hand must still be clear, just like our love for our children, always bright and never fading.
When the child opened the insurance contract, it was when I was a child, my parents were still young, and a gift was given to me, which has been with me forever! The policy was yellow, thinking of Daddy. Dad's shoulders can't be solid forever, and Mom's smile can't be always accompanied, but the insurance policy for love will replace them and let love continue!
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