Modern Express News (reporter Wang Fei) a few days ago, Yancheng customized and basic medical insurance linked to the inclusive supplementary medical insurance - 2022 "Yan Huibao" upgrade online, insurance payment channel officially opened. The Modern Express reporter learned that the price of "YanhuiBao" in 2022 is 69 yuan for the whole year, and the maximum guarantee is 1.5 million yuan, which is for the city's basic medical insurance participants (including Yancheng workers and urban and rural residents), regardless of age, occupation, health status, and no physical examination.
Medical security is related to the health and well-being of the people. In 2020, in order to implement the "Opinions on Deepening the Reform of the Medical Security System" issued by the State Council, protect the practical interests of the broad masses of the people, and reduce the burden of high medical expenses on the people, the "Yancheng Civil Insurance" was officially launched, which has since opened the prelude to the development of the multi-level medical security system in Yancheng.
As an upgraded version of the "Yancheng Civil Insurance", the 2022 "Yanhui Insurance" has the characteristics of low insurance threshold, low premium, close connection with medical insurance, and high protection for serious diseases, and on the basis of last year, it expands the scope of protection, increases a variety of national drugs, realizes medical insurance personal account payment, and meets the multi-level and diversified medical security needs of the broad masses of the people.
"Salt Huibao" mainly presents three new characteristics: one is to realize the payment of medical insurance accounts, the balance of medical insurance accounts can be used to pay, and individuals can participate in insurance for immediate family members; the second is to expand the scope of protection to the outside of the directory, while retaining the medical expense protection within the scope of basic medical insurance last year, the self-expense expenses outside the scope of basic medical insurance will be included in the protection, with a maximum guarantee of 500,000 yuan; the third is to add new national drugs, and 39 kinds of national drugs will be included in the scope of protection, and citizens who have already suffered from cancer can also apply for claims.
According to the statistics of relevant departments, the number of medical insurance participants in Yancheng reached 7.35 million, and the participation rate exceeded 90%, and the "Yanhui Insurance" made it possible to benefit the vast majority of Yancheng residents. "The launch of 'YanhuiBao' is of great significance to Yancheng's improvement of the multi-level medical security system, the construction of an integrated development model of medical insurance and health insurance, and the improvement of the medical security level of insured residents." The relevant person in charge of the Yancheng Medical Insurance Bureau said.
Yancheng medical insurance participants should pay attention to the online insurance by paying attention to the "Yanhuibao" WeChat public account. The payment period is from 8 December 2021 to 18 January 2022 and the benefit period is from 1 January 2022 to 31 December 2022.
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