How long have you not been to the bank to withdraw money?
With the popularity of electronic payment, almost all young people no longer use cash, even some of the elderly who follow the trend will use mobile phone payment, except when they must use cash, they rarely go to the bank to withdraw money. Therefore, the number of cash withdrawal windows in banks is also decreasing, in addition to the reduction of ATMs.
▲ATM machine
The number of ATMs has decreased
Once in the absence of electronic payment, the bank is definitely a lively existence, everyone withdraws money can only be achieved through the bank, and the bank procedures are very complicated, must bring all the documents at once, otherwise they will not be processed, and they also need to queue up to call the number, often waiting for at least an hour.
In order to provide convenience for everyone, the bank launched an ATM machine, everyone does not need to take a variety of information documents to withdraw cash, as long as you bring a bank card can be withdrawn, and can save a lot of time, so in the past period of time, in the bank outside the place can also see the figure of the ATM machine.
▲Self-service banking area
However, when the internet bank appeared, the original popular ATM machine also quickly fell out of favor, after all, the online software not only has the function of the ATM machine, but also the function of handling business, the bank's business window is also reduced a lot, and now we go to the bank to find that five or six windows actually have only one or two tellers.
Because the ATM machine is replaced by more advanced network banks, so the demand for it is also decreasing, correspondingly leading to its value is constantly being degraded, it is reported that the number of banks to buy ATM machines has been reduced by a small half, there are many banks in the sale, in addition to the value of ATM machines is now only about 50,000 yuan, only about 16.7% of the previous.
▲Business window
Swipe your face to withdraw money
Now young people use mobile phones to pay, will not use ATM machines at all, and the use of cash more elderly people, they will not operate THE ATM machine, for this ATM machine has also made improvements, they now add a brush face withdrawal function, that is to say, when going to withdraw, even the bank card does not need to bring, as long as at the end of the face to confirm the information.
When the ATM machine is about to be forgotten by everyone, the sudden introduction of the face brush function has undoubtedly aroused everyone's curiosity, due to curiosity, many people will try to experience, for which the bank also believes that only by improving and improving the user experience can more people choose the bank.
▲Swipe face to withdraw money
This function has two advantages, first of all, when people are in urgent need of cash outside, but do not carry the bank, then this function undoubtedly provides great help; secondly, for the elderly, they will not have the original slightly complicated operation, but the face sweep does not have to remember so many processes, very convenient.
The number of people using it may increase
Although we are more using electronic payment, but it does not mean that there is no cash circulation on the market, especially the elderly who will not use mobile phones, their consumption is still cash, in addition, from the bank staff, there are still people who use ATMs to withdraw money, and under the adjustment of the national team social security, also launched the opening of UnionPay social security card, that is, with the bank card has similar functions, when the pension is issued, there will definitely be a large number of elderly people to withdraw, due to the limited manual window of the bank, Then there are bound to be some elderly people will go to the ATM machine, so after the introduction of the face brush function, the use rate of THE ATM machine will be greater than before.
▲ Cash
However, the more people who use it, there will also be corresponding safety problems, such as some bad elements have begun to use their brains again, because the face sweep is to identify the features on the face, so there may be "artificial faces" used to steal funds.
epilogue
The face-brushing withdrawal function brings great convenience to the elderly and those who continue to use cash, but there are also some safety issues. In fact, when withdrawing money, no matter what method you use, you must protect your privacy to avoid losses.