Thirty years old debt of eight hundred thousand, thirty and standing, only to carry the weight forward

When I was in college, it was the most popular time in the construction industry, and I followed the advice of my parents and entered the construction industry. After graduating from university in 15 years, he rode on the small tail of the prosperity of the construction industry, worked in the private sector, and slowly moved from a small clerk to a management position. At the time of the avalanche, no snowflake was complete, and it was not expected that the collapse of a company was only in an instant, and the company had not paid its salary for four consecutive months. Now everyone is thinking about their way out, this year the company plans to start taking annual leave on New Year's Day, an unpaid annual leave from New Year's Day, at least until March, the specific start date, and wait for the company to notify further. The benefits promised by the company include thirteen salaries, two round-trip family visit fees per year, and year-end bonuses, which the company canceled without any notice of explanation. Now everyone is generally worried about whether the year-end performance can be paid in full, say that it is performance, in fact, in the average monthly salary of five thousand yuan per month, the year-end distribution, if the money company can not cash, this year is really in vain. Even in the face of such a dilemma, in fact, I am still willing to work with the company to overcome the difficulties, after all, I have always been full of gratitude for the training, trust, and promotion of leaders, but the current survival pressure makes me have to consider another way out. At the crossroads of life, how do I choose?

I graduated from college in 2015 and am just thirty years old this year. In the construction industry, to be honest, the salary is really not high, I just graduated from a monthly salary of 2500 yuan, to now a monthly salary of 14k, each step of the hard work, only I know. The slogan of Shenzhen is to come to Shenzhen people, but in fact, Shenzhen really does not have any sense of belonging to low-income groups, and the house prices of 5W and 10W are prohibitive, and the cost of renting a house is almost close to four thousand yuan a month. In order to save the cost of renting, I chose to live in the company dormitory, in this small house of only more than 10 square meters, which is the only temporary snail house that belongs to me.

Three years ago, I chose to buy my first house, and like most Shenzhen workers, I chose Huizhou, a depression in housing prices. The down payment was 320,000 yuan, my parents helped me to make up 60,000 yuan, borrowed 100,000 yuan from the company, emptied most of my savings, and finally found a place for myself in Huizhou.

In December 2009, the house was delivered, and 20 years began to decorate, I thought that 100,000 yuan could be installed in the house, but it cost nearly 200,000 yuan to go around, and the buyer's electricity money was all paid for double eleven installments.

Sister is going to get married, as the only brother, what I can give her is the dowry that I once promised to give her, I gave fifty thousand, my father gave fifty thousand, plus the brother-in-law gave a dowry of 100,000 yuan, and even the interest of the bride price as a sister's life fund, my idea with my father is to hope that the two of them will earn some money, buy a house in Xuzhou, there is a place to settle, hey, Xuzhou's house prices in recent years are also like crazy price increases.

This year's Spring Festival, the object of the family photo, noisy and noisy for three years, finally to be a relative, bride price money, to 100,000, fortunately 21 years of performance is still outstanding, the end of the year performance + bonus company gave a sum of money, I out of 70,000, and then my mother told me, Grandpa gave me 30,000, heard this news, I was actually particularly annoyed, there is a kind of unspeakable taste in my heart, Grandpa is so old, I am so old, how can I spend the money at the bottom of his pressure box.

I bought a house to borrow the company's 100,000 yuan, the first year to pay back thirty thousand, the second year to pay back forty thousand, the third year to pay back thirty thousand, this year is the third year, but I really have no money to repay the company, lick my face and consult with the leader, first slowly and then repay.

I bought all the funds, fixed deposits, Alipay and all the cash cash cash, to myself left twenty thousand yuan of living funds, but the leakage of the house is in the overnight rain, the rural pension insurance paid once a year to pay, in order to let the parents have a basic living security in the future, and even live less tightly, so I still hope to give them the top payment, Jiangsu Rural Pension Insurance this year a person up to 6,000 yuan, parents together a total of 12,000, spend this money, pocket is really faster than the face is cleaner.

Dad failed in business, three transfers to him, the first time 12,000, the second time 14,000, the third time 11,000, in the middle I really have no money, borrowed 20,000 yuan from my classmates, I did not spend a penny, all transferred to dad, as a parent, if not really encountered difficulties, who is willing to open their mouths to their children? For me, no matter what, making money is easier than my parents.

October one to go to the girlfriend there, to prepare to take wedding photos, wedding photos are the girlfriend in advance ordered, advance payment of three thousand, I paid, after taking the photo to pay the final payment of seven thousand, I did not expect to choose a film when there is such a deep routine, add a photo a hundred, the girlfriend chose a total of 57 more, for me at the time, in fact, a little painful, but the wedding dress for a girl, is really a very profound significance.

According to the customs of the hometown, before marriage to buy hardware, the girlfriend has been selected in advance, bought a diamond ring thirteen thousand, a necklace eight thousand seven, originally also fancy a bracelet and a bracelet, bracelet twenty-eight, bracelet eight thousand five, I really have no money on hand, I discussed not buying a bracelet first.

After going to a girlfriend's place, after purchasing the things to be prepared for the wedding and the things to buy, there were less than three thousand yuan left in my hand, and the credit card was overdrawn by thirty-six thousand, and I could only choose to pay in installments again [tears] [tears] Last year's Double Eleven purchase of home appliances was just paid off, which was continued.

The company's efficiency is not good, four consecutive months without paying wages, every month to repay the mortgage, to repay the credit card, there is no way, applied for a personal loan for a salary card, and finally survived the saddest days.

Graduated from college in July 2015, now the tail end of 2021, close to 7 years of working time, this year is really the saddest year, never thought to count the days, count the balance of the bank card to live.

Thirty years old, carry the weight forward, thirty and stand, the man will stand up.

At the end of the year to get married, the married daughter-in-law will follow me to this side, my house bought in Huizhou, from Shenzhen to Huizhou almost an hour and a half by car, a round trip of almost 100 yuan oil money, 100 yuan toll, which means that you can only go back to Huizhou on weekends. Now we are faced with the fact that if we are both in Shenzhen, we will have to bear the cost of renting a house and paying a mortgage, which is invisibly much more stressful. But if she works in Huizhou, and I can only go back once a week, there is no way to commute, what is the difference between this and the different places, and then you have to consider the problem of having a baby, the headache [cool drag] [cool drag], if it is you, how do you make this decision.

Today I received a month's salary, plus the balance in the card, there are eighteen thousand dollars, suddenly feel like a huge amount of money, do not know how to spend, to pay back the credit card? Payroll card loans? Borrowing money from a friend? Saving up to pay off your mortgage? There really isn't a moment like this, feeling like more than ten thousand dollars is like a huge amount of money, I don't know if you have such a moment.

To repay the company's loans, to repay the mortgage, to repay the credit card, to repay the loans of friends, to hold weddings, to spend the New Year... This Spring Festival, it is more appropriate to call it spring robbery!

The sunshine is always after the wind and rain, and the sword blade comes out from the grinding! ‬