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20 W in '96, the darkest hour I walked through

author:Zhang Fatzi said

After graduating in 18 years, with a body of righteousness and a body of flesh and blood, he finally left the school and entered the society. It's time, it's time to step into this society and tell them what the post-90s are capable of. Dream of stepping into the society, walking into the company, showing their fists and feet to break out of the sky. Not wanting reality is also cruel. Unemployed as soon as he graduated. I can't find a job, let alone talk about what to do. Listening to a lot of suggestions from people who have come over, excellent people are starting from sales. After failing many companies in the interview, in my hometown in the second-tier city, I resolutely joined the sales army despite the opposition of my family and friends, and fantasized about starting to exert my ability through sales. I joined the property sales that I thought had the most room for development at the time and became a real estate agent. At that time, I chose this job, I felt very good, there was a basic salary, there could be a commission, it did not matter if I did not make a single in the early stage, the company gave you the time to study, and paid you a basic salary. It's the perfect opportunity to earn money and learn at the same time. So I changed into a suit and started joining the ranks of intermediaries.

20 W in '96, the darkest hour I walked through

I put all my enthusiasm into the intermediary work, I started from the simplest rental plate, no matter how much rent, I did not care about the rain and wind, only for the transaction customers. With my efforts, I rented a house for two clients in the first month, although the commission was only 1350 yuan. But there was a sense of accomplishment.

When it came time to pay my first salary, I got my first salary after graduation, 3500, and there was no commission on the difference at that time. The company responded that when your commission did not exceed your base salary, the company could only pay you a salary. You work hard, and when you become a priority salesman, your commission will far exceed your salary. With this passion and enthusiasm, I am determined to work hard next month. The first time I got paid, I felt like I could make money and have the ability to support myself. He gave up the original list of staying at his sister's house, and despite opposition, moved to a single apartment close to his work place. Rent 1500 per month. Stress is motivation, fantasy, longing, opening the day of independent life.

20 W in '96, the darkest hour I walked through

How can the intermediary not have a battery car that is convenient to run the business, just worked, rented a house, and only living expenses are left on the body. The old employees who worked together said that there was nothing to do with a credit card to buy one, and it was enough to pay back the salary next month. So in the case of continuous door-to-door sales by card salesmen, I did the first card, the amount of 2w, at that time said that it was a bachelor's degree, and it was an excellent enterprise employee, so I was given this quota, and told me to activate it immediately, without waiting for the card to arrive, you can use the APP to pay. After I immediately activated, with trepidation, using the APP, I consumed the first electric car, 3500 yuan, and my monthly salary. I thought it was okay, next month I earned more OK, I can pay it back. I didn't think this was the beginning of the debt.

20 W in '96, the darkest hour I walked through

With my first credit card, I'm more confident that this month's spend will be fine next month. After the first bill, I took the second month's salary of 3900 yuan, the performance and quantification are relatively high, so I get higher than last month. But since this month my commission still did not meet the standard of basic salary. But the amount per unit is several times higher than last month. I think if you stick to it, you can get a commission. So I immediately paid off the card bill, but forgot that I still had to pay the rent. There is no way, they have already moved out, saying that they will not spend the family's money, and it is too humiliating to take it again. So I was trying to figure out how to use this card to solve the rent. At this time, I was first exposed to a thing, the s card machine, by paying the handling fee can be converted into money. At that time, I thought that these fees were nothing. I went through a series of operations to solve this rent. But my food and clothing are also a problem, so I did the same. The days of transitional consumption began. At that time, I went to work early and left work late, and I didn't cook, so I went out with my colleagues to eat barbecues after work. Dinner and supper are solved. Constantly and continuously. Monthly salary of 3500, rent 1500, plus property utilities 400, the amount of the first card is not enough. At this time, I met a lot of card salesmen. So I made a few more cards, thinking it was a backup. Not for flowers.

20 W in '96, the darkest hour I walked through

The amount of one card is also the amount of another card, for me at that time, this amount is just a number, it is okay, it can be repaid. After I received a basic salary for half a year, I finally sold my first house with a commission of 2.4w, and finally I thought it was a gain. However, the transfer of the house was complicated and miscellaneous for another two months before it ended, and the end was considered a maid. When it came to the month when the salary was to be paid, I was surprised to take the fixed salary every month, because the company paid the basic salary to everyone every month in advance, and it was made up with a commission after the bill was opened. According to a series of algorithms, in short, it is 3500 a month, which is equivalent to 7000 commissions owed to the company. Then I have been for more than half a year, and this commission can be returned to the company. At this time, the manager of the company also said that if you continue to go up and cultivate new people, you can get a high basic salary and a commission for the people under your hands, so under various incentives, I still insist. Step by step to cultivate new people, debt survival, I worked to the supervisor, acting store manager, one step away to the store manager. By this time I had ten credit cards.

20 W in '96, the darkest hour I walked through

Constant overdraft consumption, reverse card, and soon found that the quota was not enough. It can only be borrowed from a friend and then poured to a friend. Slowly these fees can not be borne. Began to contact the online loan, the next payment is fast without looking at the interest, lend out, and fill in the card. From one platform to another.

Amounts from 5W to 5000. Step by step into the abyss.

20 W in '96, the darkest hour I walked through

At that time, the amount of a card suddenly changed from 4W to 2W, and the minimum became 2W, which meant that I had to take out 2W, go in and get it. So I started looking for the WD platform and found that none of them could get out of W. I started to panic. Every bill, day by day. Until this time I had no idea of what I owed. The bank's phone began to call over and over again.

20 W in '96, the darkest hour I walked through

Cui Qian's phone, from morning to night thinking, was tormented by various psychological and physical tortures every day. Pain, shame, emotions of all kinds, filled life. The point is that there is no way to work, and insomnia at night can not sleep. Start looking for family members, take the money little by little, and maintain a card that is not overdue. While bearing the phone dunning of cards that have been derated and overdue. There is no direction, no purpose, no faith.

20 W in '96, the darkest hour I walked through

Constantly take it to the house, block this, block that, after all, it is not blocked, there is no liquid money to reverse the card. Watching all kinds of cards, platforms, have been overdue. Jobs also quit, every day is to answer the phone, the day is also late to work, all kinds of violations are enough money, from 3500 to 2500, 2000. I shut myself in my room and didn't turn on the lights, didn't communicate with people, and didn't have the money to go out and socialize. Don't know what to do, don't know how to be able to come from. One by one, the phone calls urged my psychology. Yes, I owe this must be repaid, but at this time, I really have no ability. All around me was fear, fear of dishonesty, disappointment in myself. Beyond that is darkness. The darkness of not knowing where the future is headed.

20 W in '96, the darkest hour I walked through

Next time, I will share with you some things after me, writing here is really reminiscent of that period of time, I hope that friends with the same experience can pay attention to me more communication, but also hope that there are friends who are at this stage, you can recognize the reality in time, do not blind. Welcome to exchange more

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