Brother Qiang has always lamented that he has encountered a good time, when he bought his first apartment in Beijing was in 2004, when the average price of newly opened real estate near the East Third Ring Road was only more than 6,000 yuan a square meter, and his salary that year was 12,000 yuan per month.
If you describe that time to buy a house, the luck that belongs to the times can not be stopped by the head block, which means that he is. Although the size of the house bought was a little smaller. And in 2015, because he had a child, the house was sold at an average price of nearly 60,000 square meters, and then he quickly took the money from the original house as a down payment, mortgage loan to buy a newer and larger house, in this vigorous real estate surge tide, he did feel the joy of sitting on the ground to make money.
Of course, this happiness also has certain regrets, after all, in 2004, he did not expect that the house was bought for investment; with a house, and the monthly mortgage fee is not high, so he has also lived for several years to eat, drink and have fun and run around, especially after having children, he remembered the period of wandering skeletons that went to Xichang, Siguniang Mountain and Mohe and other places at every turn, or he could laugh out loud from his memories.
At the same time, such a leisure is also a certain price, one of the costs is that when he re-got on the car in 2015, he did not have enough money to buy two apartments, but watching the house price grow wildly, it is impossible not to be red,especially when the income brought by the first house makes him feel the effect of an annual income of millions of dollars when his salary has not doubled for more than 10 years.
House in Beijing. Seeing that the average price is 60,000-70,000 square meters, the strong brother who mainly relies on him to make money alone really can't afford to buy. However, he, who has an active brain, also found a value depression in the chat with colleagues: Yanjiao, a place that can be directly reached in half an hour from the international trade bus line, really attracts many young people working in Beijing.
In 2007, the house in Yanjiao was 2,000 yuan a square meter, and many people did not react. In 2015, the rent of a two-bedroom apartment in Yanjiao can also reach two thousand, so that many people who have not caught up with the Beijing property market are a bit awakened, by 2015, many communities in Yanjiao have also risen to nearly 20,000 yuan per square meter, which is less than 10 times the price in 10 years. So he and his colleagues formed a house speculation group and decisively entered the market when it was less than 20,000.
Although carrying two house loans, plus raising a baby is a bit tight, but watching the house prices in Beijing and Yanjiao are creeping up, his heart is still very satisfied, usually even if it is a little hard, such as driving a ride to earn a dish money for the family is also acceptable.
Because of the experience of the previous suite, as well as the experience exchange and discussion of colleagues, plus he learned the news, he felt that the launch of the Beijing-Tianjin-Hebei integration, he was convinced that the 60,000 problem in the house price in Yanjiao was not a big problem, so when the house price was 40,000, he was very happy and said that he would not sell anything.
What happened in the next three or four years is known to everyone. With the "housing not speculation" initiative and various policies, Yanjiao house first did not have a takeover man, many people choose Yanjiao rent is actually mainly accommodation, Yanjiao local whether economic or commercial employment is not enough to support the young people who have a desire for Beijing, at the beginning colleagues have shaken, but many also insist on selling the price to have a bottom line, no matter how can not be discounted, but they are busy looking for buyers everywhere to find that chasing up and killing is simply the truth of the world, to meet the conditions of the takeover man not only has room to choose, And also want to wait for the price reduction, it is best to cut the meat price, jump price.
Later, with the development of the epidemic, everyone found that the usual tens of minutes of driving from Guomao sometimes could not be reached all day. In this way, Brother Qiang watched his house fall below the cost and could not do anything.
These two days, Brother Qiang saw that there was a discussion on the Internet, Yanjiao someone "sent a house" for free, which won his resonance, if it is really sent out, although there is indeed a suspicion of white tossing and turning, but at least the hot potato is thrown out.
In the past two days, Brother Qiang drove a ride and met a young man who went to Yanjiao, and when the young man got on the car, he greeted him: Does the brother also live in Yanjiao?
Brother Qiang always replied: I live in the city and am ready to see what is going on in Yanjiao's house.
The young man immediately understood: Brother, are you investing in the house?
Although Brother Qiang was a little embarrassed, he also met a person with a common topic, and he also calculated that it would be better if he could send the house out by hand, and he was busy: Who said it wasn't!
Unexpectedly, the young man also received a sentence: after hearing that the house fell below the mortgage value, the bank could continue to seek the owner to recover the arrears. If the price falls again, not only may the house be gone, but also continue to pay off the debt! Brother Qiang thought of this and could only pray silently.
Wen/Understand Sister