Jinzhong Interview: Interview with Guo Shaojie, President of Jinzhong Branch of Industrial Bank

China Net Shanxi Comprehensive Editor Economic development, industry-oriented. The real economy is the fundamental source of social wealth, and the financial industry supports the development of the real economy and is the basic requirement for ensuring economic stability and progress. At present, in the context of economic downturn, the Jinzhong Branch of Industrial Bank will support the development of the real economy as an important focus to promote financial revitalization. Guo Shaojie, president of the bank, told reporters that the Jinzhong branch of Industrial Bank will further strengthen its support for key areas and key industries through financial innovation, enhance various financial services for small and micro enterprises, aim at the new direction of transformation and upgrading in Jinzhong, and help local economic development.

Guo Shaojie said that through business model innovation, reducing the financing cost of enterprises and meeting the diversified financing needs of enterprises is one of the important contents of the Jinzhong branch of Industrial Bank to serve the real economy. Through the combination of innovative products such as reverse factoring, gold leasing, silver lease treasure, letter of credit + forfaiting, and resale of bills receivable, the bank has built a fast and efficient financing platform to minimize financing costs for enterprises; It also makes full use of the advantages of the modern financial service group with banks as the main body and complete licenses including trust, leasing, fund, consumer finance, futures, asset management, etc. gradually formed by Industrial Bank, and provides indirect and direct financing support for pillar industries and key enterprises in our city through investment banks and capital markets to meet the diversified financing needs of enterprises.

Guo Shaojie said that creating a green channel for small and medium-sized enterprises and solving financing problems is another important part of the Jinzhong branch of Industrial Bank to support the real economy. The bank has set up a special team to optimize business processes, implement professional approval, allocate special scale, and further improve system construction; At the same time, we will increase the expansion of the market for small and micro enterprises, actively cooperate with guarantee companies at or above the prefectural and municipal levels with the government finance as the background of investment, and carry out cluster development and batch marketing around the upstream and downstream of core customers, the procurement platform of government agencies, and regional advantageous industries, so as to cultivate basic customer groups with points and areas; Focus on promoting the "three musketeers" (easy to quick loan, continuous loan, transaction loan) and the new three board equity pledge financing, investment and loan pass, three board loan, investment loan business and other new products, and strive to solve the financing problems of small and medium-sized enterprises.

Guo Shaojie said that financial services are not only loan financing, but also involve deposit savings, settlement, financial management, etc., which are closely related to the lives of ordinary people. The Jinzhong Branch of Industrial Bank will continue to promote financial sinking, improve the construction of channels, continuously improve the level of facilitation and serialization of financial services, innovate and connect the "last kilometer" of financial services, and truly achieve "IB Xingjia Xingjinzhong". (Reporter Bai Changhua)