⭐️1. What is the specific meaning of the "scope" of risk sharing use? What is the best size for "us"? Is the bigger the better?
"Risk-sharing" defines a group as a mechanism within a space where others will treat you the way you treat them, and there is a universal norm within that space, namely that individuals treat others according to the silver law of "do unto others what you do not want." The self within the scope of this group applies to this norm, and the "outsiders" outside the scope of this group are excluded from this norm.
"We" have an optimal group size, and if the number of a group is equal to or slightly lower than that optimal size, people will be as willing as collectivists to make self-sacrifices, willing to defend the collective interests, and the collective and individual behavior will be orderly.
The size is not as big as possible, the size of the group cannot be too large (it is actually like organizing a club, you must be a disaster to pull everyone into the same club), not only the performance of individuals in different sizes of groups is very different, but the performance of groups of different sizes is also very different.
⭐️2. How many people are more suitable in a boat?
It is more appropriate for everyone to be in one boat, and everyone in one boat should share the risk.
⭐️3. Why are the words of some experts not worth believing? From the perspective of risk transfer, why can't the advice of stock review experts and doctors be trusted?
Some experts are not worth believing, such as stock review experts. If the stock review expert himself does not buy the relevant stock, then he is not in the risk of sharing, even if the stock falls, he has no loss, so he can not believe everything he says. If a stock review expert buys the stock himself, he hypes up the value of the company in the hope of raising the price of the stock and selling it, which is a form of market manipulation. Therefore, the recommendations of the stock assessment experts cannot be trusted.
Another example is the doctor's suggestion, the current assessment standards for doctors, the doctor is placed in the wrong risk of sharing. Because doctors are likely to decide to implement suboptimal solutions for patients to transfer the uncertainties they face based on their own assessment indicators rather than the actual situation of the patient, the doctor's advice cannot be trusted.
⭐️4. What is the sentence that impresses me?
The whole planet is now full of regulators, and in any industry, in any cause, in any historical period, regulators have always been the source of disaster.
Appendix Introduction to Asymmetric Risk
Asymmetric Risk is a book by Nassim ▪ Nicholas ▪ Taleb, author of best-selling books Black Swan, Antifragility, And Fools Who Walk Randomly, and Taleb's Uncertainty series has been translated into 36 Chinese and distributed worldwide.
About 3800 years ago, the Code of Hammurabi conveyed to us a law of human evolution—the establishment of symmetrical relationships in human interactions to prevent someone from passing on hidden "tail risks." Throughout the ages, any law and every teaching of mankind has been based on the principle of "symmetry", but in fact, the risk of asymmetry has always existed in human history. Taleb proposed that when people face asymmetric risks and external pressures, only by practicing the principle of "risk sharing" can they make the right decisions to cope with uncertainties in the real world.
Asymmetric Risk contains four themes: uncertainty and the reliability of knowledge; the symmetrical principles of human affairs, including fairness, justice, responsibility, and interrelationship; information sharing in transactions; and rationality in complex systems and in the real world. The book is all-encompassing: subjective motivation analysis, used car trading, ethics, contract theory, academic and real-world learning, Kant's law, government power, risk science, intellectual interaction with the real world, government responsibility, social justice, option theory, basic human rights, suppliers of, theology, etc.
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