Dr. Li Xingchun, President of Lide Group, was invited to attend the theme forum of "Financial Institutions and Housing Enterprises under the New Situation" as a roundtable guest. Li Xingchun said that the core of financial products is to control risks, and the important means of risk control in the past eleven years is to let assets and excellence go hand in hand. This is also the reason why Lide Real Estate Fund business has always adhered to "strict selection and selection". Lide is willing to continue to walk with the outstanding people in the top 100 real estate enterprises, and be the most professional real estate equity investment value explorer and enhancer.
Lide insists on walking with the excellence
Li Xingchun said at the forum that the real estate equity investment fund is the dominant sector of the investment business of The Lide Group, after nearly ten years of development and accumulation, the Lide Real Estate Fund has established a unique screening standard for Lide in the field, relying on the "Lide 336 risk control system" that pays more attention to risk control, making the risk control more accurate and effective, and its investment model has also been proved to be more mature and stable.
He said that Lide Group has always advocated the concept of excellence in the field of investment, and has always adhered to the basic requirement of "strict selection and selection" as the basic requirement of risk control in the choice strategy of counterparties. In terms of real estate funds, in principle, the counterparty of Lide must be the enterprises in the list of the top 100 developers of real estate updated and released by the authoritative third-party research institutions in China - the China Real Estate Association or the China Housing Index Research Institute. When the risk of the industry increases, the corresponding indicators will also be adjusted accordingly. Not only select enterprises, but also attach importance to regional selection. The Lide Real Estate Fund project is mainly circled in areas with sufficient project potential, controllable risks and good growth rates of urban development, such as core first- and second-tier cities or ring-city urban circles, and focuses on core areas such as the Yangtze River Delta and the Bohai Rim City Circle. At the same time, Lide also insists on conducting a full investigation of the actual situation of the relevant projects, including the perfection of the surrounding transportation, business, education, medical care and other supporting facilities, as well as future planning and other information.
At present, there are nearly 40 active management projects of Lide Real Estate Fund, with a cumulative asset management scale of nearly 10 billion yuan, and a cumulative benefit of more than 1 billion yuan for investors.
Strict selection of counterparties is the first step in profit risk control
"Strict counterparty selection is the first step in project risk control. The risk control culture looks invisible, but in fact it is the most core, and the basis of the risk control system is the risk control culture. Li Xingchun said: "Over the past eleven years, the 'steady and long-term' that Lide has been adhering to is the embodiment of the risk control culture, and this culture has long been deeply rooted in the hearts of the people." After the culture is formed, it will not be changed by the temporary ideas of a certain person, it penetrates into all aspects of the Profit system, whether it is the front-end business, or the middle and back office that supports the business, at all stages of the business will habitually comply with the risk control culture, which is the basis of the current situation of profitable strong risk control. ”
Li Xingchun said that the risk control operation of Lide relies on the system, rather than the "one-vote system" commonly used by most institutions, relying on the experience control of a big coffee or a supervisor. L&T believes that controlling risk through a system of mutual restraint is more effective than the experience of a single person or a big name. "Many people play a great role in the system, and partners of different professions are using the same risk control standard to promote the overall development of the business, and together constitute a systematic risk control system." Systematization is the second element of Lide risk control. ”
Moreover, it is a person, a risk control talent with professional quality. Li Xingchun believes that professional risk control talents, as practitioners of risk control culture and implementers of the system, are also a very important part. "Lide insists on continuously attracting and cultivating professional risk control talents and improving the level of risk control management, which is one of the core competitiveness of Lide."
As a professional investment institution known for its "steady and long-term" style, Lide Group has chosen to join hands with the best in the industry to build a high wall of risk control on the basis of sharing professional accumulation and work together to achieve "Heart Lide". Li Xingchun said that cooperation with excellent professional institutions that are well aware of the real estate operation mode, deeply cultivate the control of real estate construction projects, and marketing management is to solve the pain points of the industry with innovative models, strengthen the control of the whole process of real estate equity investment projects, enhance investment returns, and truly achieve a long-term win-win situation with excellence.
![Li Xingchun of Lide Group: "Let assets go hand in hand with excellence" is an important means of risk control[fig]](data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACwAAAAAAQABAAACAkQBADs=)