On November 4, the relevant person in charge of the Nanjing branch of Bohai Bank was interviewed by CCTV, pointing out that Jimin Credible was not only not unaware of the 2.8 billion deposit pledge guarantee business, but also charged the lender Huaye Petrochemical Department three times the interest on bank deposits. This statement made Ji Min Credible very dissatisfied. Yesterday evening, Jimin Credible's official micro-public account issued a document reiterating that the group was not aware, and on November 5, the public account issued a document "Asking Bohai Bank Nanjing Branch again", accompanied by audio disclosure of important details of the case, and solemnly declared that "the two subordinate companies pledged 2.8 billion yuan of deposits by Bohai Bank Nanjing Branch, and the entire operation process of providing loan guarantees for third-party companies, our group, subsidiaries and all personnel at all levels are unaware." ”
Jimin Credible said in the letter that when negotiating with the bank, as a depositor asked to access all the operation records and process documents of the deposit, the basic rights and interests of this depositor were rejected by the bank, and there was still no paper in hand; forced to issue a "six questions Bohai Bank Nanjing Branch" before, but has not been able to get any answers; "waiting for ten days, waiting for lies and smears." This time, Jimin Credible asked six more questions to Bohai Bank.
A question from Bohai Bank: Your bank claims that we have "informed consent", why is the evidence not disclosed?
Yesterday, a relevant person from Bohai Bank said in an interview with the media that "other information also shows that Jimin Credible is aware of this matter." Jimin Credible asked Bohai Bank to disclose in detail the so-called "other information", what is the content, why is the relevant evidence not disclosed, and when can it be disclosed?
Second question Bohai Bank: Where did hundreds of fake official seals come from, and why did they pass unimpeded?
Previously, there were media reports that there were more than 300 suspected forged official seals used in the process of handling pledges.
The procedures for using a large certificate of deposit as a loan pledge are quite complex and have strict procedural regulations. Leaving aside the basic supporting documents required, the enterprise also needs to provide written documents such as shareholders' meeting resolutions and complete a series of certification, verification, confirmation, pledge procedures, etc. Banks also need to go through multiple departments to review and verify multiple times with customers, and more importantly, audio and video recordings throughout the process.
Jimin Credible once again requested Bohai Bank to disclose all audio and video recordings to see how its risk control mechanism can operate normally and function. "More than 300 (times) fake official seals on the relevant documents can pass through your bank without hindrance, is this something that can be done by a certain person who is assistant to the general manager of the business department of Bohai Bank Nanjing Branch?" Who is acting as the umbrella behind the scenes? How many people are involved in your bank? ”
Three questions bohai bank: Your bank's staff has been detained by the police, why can't you admit it to the media?
Jimin Credible said that it was learned from media reporters and insiders of your bank that on October 29, many employees of Bohai Bank, including Guan Pengcheng, were taken criminal compulsory measures by the police (including but not limited to criminal detention) for accepting huge bribes from Huaye Petrochemical for suspected economic crimes; after the police filed the case, they also conducted an in-depth investigation of Jimin Credible personnel, "which has ruled out the suspicion that our personnel are involved in this case." ”
Ji Min Credible asked Bohai Bank: "On the evening of November 3, when Bohai Bank was interviewed by the media, it clearly knew that Guan X and others had been criminally detained, so why did it vaguely explain it to the media? ”
In response to this question, Jimin Credible distributed a video clip of the CCTV reporter's telephone interview with the Nanjing branch of Bohai Bank, and the other staff determined that Guan X was not missing, but did not answer his whereabouts, only saying that the reporter's information was left to report to the bank's office.
Four questions Bohai Bank The letter of inquiry can be forged, which sentence of your bank can be believed?
In a previous article, Jimin Credible had published a scanned copy of the inquiry letter. In March 2021, when Wuxi Fangsheng Certified Public Accountants conducted a routine investigation into one of the subsidiaries involved, Shanhe Pharmaceutical, it issued an inquiry letter to Bohai Bank, in which "shanhe pharmaceutical's 7 deposits totaling 1.01 billion yuan in Bohai Bank did not have freezing, guarantee or other restrictions on use", Bohai Bank replied that "after verification by the Bank, the items of the letter are consistent with the information recorded by the Bank".
However, on August 21, Hu Moumou, general manager of the business department of Bohai Bank Nanjing Branch, admitted to Jimin Trust Group that each deposit was pledged within a few days after it was deposited.
Ji Min Credible asked, "How did your bank fulfill its obligation of due diligence, and did it knowingly commit the offense?" Inquiry letters with corresponding legal effects can be forged, what else can you say to make people believe? ”
Five questions Bohai Bank What makes your bank penetrate the bottom line, but it is full of "confidence"?
Bohai Bank said in a November 4 statement: "We will continue to exercise restraint in public voices so as not to affect the normal investigation of the police." Ji Min credibly asked, "Is it 'restraint', or is it an attempt to cover up?" ”
Ji Min Credible said that in the process of the police investigation of this case, as well as the situation that the people involved in the case such as Guan X were taken compulsory measures, Bohai Bank used various relationships to intervene in the police's handling of the case, resulting in the inability to advance the investigation of the case. Is this what your bank claims is "waiting patiently for the police to find a more detailed investigation into this matter and ensure fairness and equity"? ”
Six questions Bohai Bank How deep is the connection between the third-party lender Huaye Petrochemical and your bank?
Jimin Credibility said that on the evening of August 25, after Bohai Bank forcibly withheld 500 million yuan of deposits from the group due to overdue Huaye Petrochemical loans, Dong Mou, director of the capital department of Huaye Petrochemical, found the group alone and "told the details of how to communicate with zheng mou, vice president of your bank, and other leaders before the deduction."
Ji Min Credible said that he was "deeply shocked" and asked "In addition to Guan X and other people in your bank who colluded with Huaye Petrochemical, how deeply are other management personnel connected with Huaye Petrochemical?" Are you also involved in the whole process of pledging the 2.8 billion yuan deposit of our group? ”
For this issue, Jimin Trust distributed an audio file of communication with Dong Mou today. The recording shows that Dong mou said that he was communicating with the "Zheng Bank and Shen Bank" of Bohai Bank, which can provide asset collateral with an appraisal value of 1.3-1.5 billion yuan, hoping that Bohai Bank can lend money to "turn this matter over", the other party said that it was too late; she also said that it was possible to coordinate other funds to come in, the quota was set, "Yesterday afternoon has been in the Zheng Bank office", hoping that Bohai Bank will not "easily move this, doing this thing will be ugly". However, Dong's communication and mediation did not play a role, Jimin's credible deposits were still withheld, and Hu Mou of the business department of the Nanjing branch of Bohai Bank handed Dong a message as a "leadership opinion". At the end of the recording, Dong said: "Why did they come to this step? I really think it's incredible. ”
In a document issued today, Jimin Credible said that he only wants to get his deposits back and resume normal production and operation as soon as possible, "I implore the Discipline Inspection Commission, the Political and Legal Commission, the public security organs, the Banking and Insurance Regulatory Commission, and all sectors of society to uphold justice for us, eliminate interference for the police, create a fair and just case-handling environment according to law, and let the whole truth of this case come out to the world as soon as possible!" ”
After several rounds of public outcry, Jimin Trust and Bohai Bank provided two completely opposite versions of the case, which are even more confusing. Since both sides have called the police, it is yet to be uncovered after further investigation by the authorities.
Text/Beijing Youth Daily reporter Cheng Jie
Editor/Fan Hongwei