"My roof is also used when collecting grain, usually idle, after the staff of the rural commercial bank came, I used the bank's photovoltaic loan, and now our family not only raises cattle to be self-sufficient with electricity, but also has a few hundred yuan of income every month!" Liu Xucheng of Xiaotun Village in Zhu'a Town pointed to his own photovoltaic power station and couldn't help but be happy.
As a green energy, photovoltaics are highly valued and supported by the state. Qihe Rural Commercial Bank actively responds to the national energy conservation and emission reduction policy, focuses on green credit, improves credit products, and innovates and launches "photovoltaic loans" to actively issue to eligible farmers for the purchase and installation of complete sets of distributed photovoltaic equipment. The first is to adhere to the top-level design and focus on green finance. The bank formulated the "Qihe Rural Commercial Bank Photovoltaic Power Generation Loan Management Measures", starting from supporting rural revitalization, increasing green credit, promoting the coordinated development of inclusive finance, science and technology finance, and green finance, and taking "photovoltaic loans" as an important measure to support the three rural areas and build beautiful villages, and help local governments build clean energy highlands. The second is to increase support and help get rich. The installation of photovoltaic power generation equipment has many advantages such as economic energy saving, green environmental protection, short-term investment and long-term benefits, etc. Many villagers have the conditions for installation and loan, but suffer from the lack of photovoltaic power generation, investment funds, etc., which affects the promotion of photovoltaic power generation projects. Relying on the "four lists" to visit, after learning about this situation, the bank actively cooperated with photovoltaic companies, combined with the photovoltaic loan product policy of the provincial federation, quickly developed "photovoltaic loan" credit products, accurately publicized to villagers, and helped rationally use idle areas to help villagers solve financial problems and help villagers benefit from the tripartite linkage cooperation model of connecting farmers, photovoltaic companies and rural commercial banks. Third, the bank carries forward the excellent style and vigorously promotes door-to-door service. Relying on the "six youth commando teams" and "31 party member vanguards", the business premises were moved to the homes of farmers. For villages with more demand for photovoltaic loan business, trial village office, centralized handling, simplifying procedures, shortening processing time, actively doing practical things for the masses, and achieving double improvement of "service speed" and "service efficiency". Up to now, a total of 95 photovoltaic loans have been issued, with 4.52 million yuan. (Ben Li)
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