Accident coverage: accidental death, accidental disability, accidental medical treatment. Among them, it mainly solves the problem of "loss of income after disability due to accidents".
(1) Life insurance can also pay for death caused by an unexpected event.
(2) Medical insurance can also be reimbursed for medical treatment due to unexpected events (depending on whether it is hospitalization or whether the medical insurance purchased covers outpatient reimbursement)
(3) The loss of income after accidental disability can only be compensated by accident insurance (unless the accident causes serious illness, then major illness insurance can be paid)
Summary: Accident insurance is very cheap, and it is one of the "four major types of protection insurance", and it is recommended to configure it.
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