Father debt repayment, a promise of thousands of gold - purification of credit environment Yanjin party building financial alliance in action

To be honest, we should pay back the money we owe, and when people are gone, we must also talk about honesty. Lou Mou of Yulin Village, Yulin Township, Yanjin County, received the repayment voucher handed by Du Hongli, president of the Yulin Branch of Yanjin Rural Commercial Bank, and sighed.

　　Not long ago, when Lou was sorting out his father's belongings, he found a yellowed book. Lou mou recognized the handwriting of his deceased father in the book, and recorded in detail: "On June 29, 2009, I borrowed 5,000 yuan from Yulin Credit Union, repaid the principal of 100 yuan, repaid interest of 132.21 yuan, and owed 4900 yuan of principal; the second repayment of 100 yuan, the interest of 111.90 yuan, and the principal of 4800 yuan. Immediately, Lou contacted the Yulin branch of Yanjin Rural Commercial Bank by phone to verify the situation. The staff of the Yulin branch who received the call told him that the loan did exist.

　　It turned out that Lou's father had borrowed 5,000 yuan in the Yulin branch of Yanjin Rural Commercial Bank for agricultural production and planting, with a term of 1 year. Initially, Lou was able to repay the interest on time, and returned part of the principal after a small harvest of crops. But half a year later, Lou's mother suddenly fell seriously ill, in order to help Lou's mother treat the disease, Lou's father poured out his family property, and in the end did not save the life of his lover. After that, Lou's father lived alone, because he borrowed a lot of money from relatives and friends in order to see a doctor, and Lou's father has also been working to repay these loans over the years. Until 2019, Lou's father basically repaid all the arrears of his relatives, and he wanted to take advantage of the fact that his body was still tough and then went out to work to earn money to repay the bank's arrears, who knew that there was an unexpected storm in the day, Lou's father fell ill, and the long-term hard work crushed him, and he died in less than half a year.

　　Lou Mouqiang endured the grief in his heart, took care of his father's funeral, and then went to his father's former residence to take care of the hygiene as soon as he had time. Until the National Day of 2021, Lou found the ledger when cleaning his father's former residence as usual, remembered his father's earnest teachings when he was a child, taught him to be honest, and people without faith are not standing, and remembering his father's early and greedy work in recent years, as well as the comfort and calmness after returning some relatives and friends, he felt more and more obliged to take on this old loan of the rural commercial bank, so as to end his father's regrets.

　　On October 3, 2021, Lou went to the grain collection station early to take out the grain sales money and return the loan to the Yulin Branch of Yanjin Rural Commercial Bank, and President Du Hongli comforted him: "In fact, you can wait for the grain price to be high before selling, so that you can also sell more money." Lou said: "Thank you for your help when my father is in need, my father is an honest and responsible person, since I know that there is this loan, I will pay it off for him and make up for his regrets." Lou's words were earnest, and his eyes were slightly red.

　　The father owes the debt to the son, and the promise is a thousand gold. Lou used actions to let people see the spirit of adhering to integrity and felt the sincerity of warmth and preparation. "Thank you for your understanding and support!" Such a warm moment, the staff on the scene were all touched by it and gave Lou a thumbs up.

　　Since the credit assessment work of Yanjin Rural Commercial Bank was launched in 2018, the construction of the rural credit system has been deepening, and many debtors can actively repay loans, which has played a vital role in purifying the financial environment and credit environment of the county.