Haiyin Wealth Zhu Hua: Fintech can help more people understand the nature of finance

BEIJING, Oct. 22 (Xinhuanet) -- The first Global Fintech Summit was held concurrently with the 2021 Financial Street Forum Annual Meeting. On the morning of October 21, nearly 100 guest representatives from international economic and financial organizations, domestic and foreign financial regulatory departments, macroeconomic management departments, leading financial institutions and representative enterprises attended the sub-forum hosted by Xinhua Network on the topic of "Financial Innovation and High-quality Development of serving the Real Economy"

Zhu Hua, CTO of Haiyin Wealth, said at the roundtable forum that the supply of financial products has changed from scarce to abundant, consumers' understanding of finance is becoming more and more difficult, and many investment concepts need to be guided. Fintech can help more people understand the nature of finance and finance.

"Data analysis can help investors better achieve a balance between risk and return, reduce blind operations, reduce speculative operations, truly realize the control of risks and returns, and help finance better serve the investment public instead of selling things." Zhu Hua said.

To ensure the steady growth of wealth funds, multi-asset allocation is the core of the core. But it is difficult for ordinary investors to achieve. Zhu Hua said, "With the help of AI, big data, recommendation engines, etc., we can give customers a macro-based, macro-looking and micro-advisory suggestion, reduce the difficulty of judgment, and thus reduce risks." ”

"Through technical means, the digital platform has turned the part that originally relied heavily on people for services into a part that can be universally communicated to customers through AI, machine platforms, and online means, so that every customer can enjoy relevant service resources fairly." Zhu Hua said.