The era of high housing prices in third- and fourth-tier cities has not yet come to an end, but the purchasing power has been seriously overdrawn!

Although, many people are singing about the decline of housing prices in third- and fourth-tier cities, they believe that the era of high housing prices in third- and fourth-tier cities has come to an end. However, there are still many people who believe that housing prices in third- and fourth-tier cities are not completely over. Even, there are many people who want to enter the third and fourth-tier cities to invest in real estate at this time.

So, has the era of high housing prices in third- and fourth-tier cities come to an end? Is it still appropriate to continue investing?

The following small financial editor will share his views on these two aspects.

Has the era of high housing prices in first-, third- and fourth-tier cities come to an end?

The small financial editor believes that the era of high housing prices in third- and fourth-tier cities has not yet come to an end.

Because, although the high housing prices in third- and fourth-tier cities are due to the country's shed reform and demolition. In addition, the final approval power for shed reform and demolition was also vested in the head office.

However, the second phase of the state's original shantytown reform and demolition and transformation plan will not be completely completed until 2020. Therefore, there are still demolishable and unmolested houses in third- and fourth-tier cities. If this positive third- and fourth-tier cities continues to be sustained, it will give birth to many disguised just-in-need families. And these newly spawned just needed people must also have to buy real estate; If the supply and demand market of the property market is still in a state of "demand exceeding supply", the era of property prices in third- and fourth-tier cities will not end.

Of course, we also have to see whether the resettlement of demolition compensation by the head office will adopt materialization or monetization. If it is still a monetized placement. Then, the era of high housing prices in third- and fourth-tier cities is far from over.

In addition, under the pressure of strict regulatory policies, first- and second-tier cities have no room for developers and speculators to play. However, the relatively mild regulatory environment in third- and fourth-tier cities is still more attractive for developers and speculators. These people may still continue to work in third- and fourth-tier cities to find space for development. Therefore, with the existence of these people, the era of high housing prices in third- and fourth-tier cities is difficult to end for a while.

Moreover, due to the high cost of buying a house at present, many real just-in-need people are watching the property market and are unwilling to easily enter the market to buy a house. Many developers and speculators who have entered the market with high leverage are also waiting for this group of people to take over. Where, under the stalemate between each other, the property market in third- and fourth-tier cities may fall into a long-term state of no market. If the era of high housing prices is to end, it will take some time to transition.

Is the property market in second-, third- and fourth-tier cities suitable for continued investment?

The small financial editor believes that it is no longer suitable for continued investment; There are four reasons for this.

1. Third- and fourth-tier cities generally have low income and high consumption.

The average income of residents in third- and fourth-tier cities is actually not high. Many people's salaries are in the 3000 to 4500 stage. But the high housing prices that have entered the 10,000 yuan mark are already an insurmountable peak for them. The house price of 10,000 yuan has already seriously overdrawn their purchasing power.

2. Insufficient purchasing power in third- and fourth-tier cities.

In the first half of this year, third- and fourth-tier cities have joined the robbery war, which is enough to prove that the population of third- and fourth-tier cities is far from enough. A city that needs to rob the population will certainly not have enough purchasing power in its property market. Therefore, in the third- and fourth-tier cities that have been occupied by others, where is the share of the latecomers?

3. Housing prices in third- and fourth-tier cities are already at a high level.

Before the housing prices in third- and fourth-tier cities have not risen, it is still more feasible to invest in real estate in these cities. However, now the housing prices in third- and fourth-tier cities have entered the 10,000 yuan mark, and according to the average income of the population in third- and fourth-tier cities, the current house prices are already at a fairly high level.

Therefore, if you still go to the third and fourth-tier cities to invest in real estate at this time, then the cost of your investment will be higher than that of other investors; And your home ownership risk will also be much higher than other investors.

4. Under policy pressure, it is difficult for housing prices in third- and fourth-tier cities to have room for a substantial increase.

Now that the policy is under constant pressure, it is difficult for house prices in third- and fourth-tier cities to rise significantly in the future. If you enter the investment market at a high level, you are likely to hit the ceiling when you enter the market. At that time, you will have to face the crisis of high home ownership risk and difficulties in liquidating.

In summary, the era of high housing prices in third- and fourth-tier cities is not over. But it is clear that the purchasing power of third- and fourth-tier cities has been seriously overdrawn; Even if the era of high housing prices in third- and fourth-tier cities has not yet come to an end, it is not far from the end.

Author: No trace of the departed