"You see that the newly built glass greenhouse has good light transmittance, good temperature control, and tropical fruits landing in Zhangzhuang, thanks to the good strategy of the party committee and government financial empowerment of rural revitalization, so that industrial development has been guaranteed." Wang Haijun, general manager of Shandong Guibeichen Agricultural Development Co., Ltd., said happily.
On July 24, Dazhangzhuang Town, Yiyuan County, Shandong Province, held the "Signing Ceremony of the Strategic Cooperation Agreement on Financial Empowerment of Rural Revitalization and Agricultural Undertaking of the Agricultural Bank of China", with a credit of 50 million yuan, which was specially used to support leading agricultural enterprises like Gui Beichen, as well as new agricultural business entities such as cooperatives, family farms, and large planters led by party branches, to send a rich financial "buffet" to the "three rural areas", and precision drip irrigation "loan" to move the entire agricultural industry chain to take off and develop.
Rural revitalization, industrial prosperity is the focus, but also to solve many rural problems, to achieve poverty alleviation and rural revitalization of the effective connection, as the core of rural industrial development and support, modern agricultural development is crucial. If agriculture is to develop, funds need to be guaranteed. However, compared with other industries, the agricultural financing foundation is relatively weak, and there are still many problems such as low credit rating of business entities, relatively single financing channels, and poor docking of capital market channels.
How to break this deadlock, Dazhangzhuang Town actively planned, with the method of understanding thinking and reform, actively docking with the capital market, integrating various financial resources, and initially creating an exclusive "one line, one burden, one chain and one platform" for agricultural financing in Dazhangzhuang Town. Among them, the "one line" is the Agricultural Bank of China to meet the financing needs of the agricultural industry chain; "one carton" is the agricultural guarantee of Shandong Province to solve the problem of guarantee difficulties in the financing process; the "one chain" is a chain of production and marketing agricultural tourism, on the basis of the improvement of the supply chain of the fruit and vegetable industry in Dazhangzhuang, aiming at the industrial chain to move the chess pieces, driving the upstream and extending the downstream, and "eating dry and squeezing out the fruits and vegetables"; "one platform" is the town's agricultural development platform, and the government invests in the establishment of an agricultural development company, and the leading agricultural enterprises, Party branches lead cooperatives and family farms and other business entities into the agricultural development company, forming a pattern of government guidance, state-owned enterprises setting up stages, financial empowerment, and village enterprises singing, and promoting the whole industrial chain model of modern agricultural circular economy from "good land" to "table".
Focusing on the core idea of building a "whole industrial chain", Dazhangzhuang Town let the financial "living water" flow into the agricultural production chain, processing chain, supply chain, etc., accelerated the support of a number of party branches with standardized management, good operation, and strong ability to unite agriculture and agricultural cooperatives and family farms, supported a number of productive service organizations with high professional standards, strong service capabilities, service behavior norms, and covering the agricultural industry chain, led by leading enterprises, and led by party branches. The agricultural industrialization consortium based on family farms and farmers carries out in-depth financial cooperation.
In the okra planting base of Akasaka Village in Dazhangzhuang Town, the okra planted by the villagers was directly ordered by Zunhai Group in the field, and Zunhai Group innovated the order planting mode, and also allowed agriculture to truly achieve "good planting, smooth sales, and high returns", signed a contract with farmers, and purchased at a price of about 10% above the market price, which greatly improved the anti-risk ability of the agricultural product market. Zunhai Group's automated production line has brought a steady stream of raw materials, processed fruit and vegetable chips, freeze-dried vegetable soup and other products, exported to more than 20 large and medium-sized cities such as Qingdao and Beijing, and also exported to many countries along the Belt and Road.
Zunhai Group embarked on the fast track of high-quality development, and its products went abroad, also benefiting from the pioneering initiative of financial empowerment and rural revitalization promoted by the town.
With the "East Wind" of the development of the whole industrial chain, Dazhangzhuang Town will support the development of the industry leader as a major "magic weapon" for industrial prosperity, after learning of the shortage of funds in the downstream industrial chain of Zunhai Group, the loan of 3 million yuan was issued on the same day, and the current funding gap has been filled, "The next step, we will aim at the downstream of the industrial chain, develop agricultural tourism, and plan to build an experience processing plant in the R&D center, tourists can directly see the production site by visiting the corridor, and can also experience the production process of freeze-dried food by hand." Chen Changhai, chairman of Zunhai Group, said.
Order agriculture is a microcosm of Dazhangzhuang Town's vertical and horizontal extension of the industrial chain and the promotion of the integration of three industries. Driven by the development model of the "leading enterprise + cooperative + base + farmer" industrialization consortium, Dazhangzhuang Town regards the field as the first production workshop of the food industry, allowing farmers to become front-line workers in the food industry, and realizing green breeding and standardized control.
"This 1 million yuan loan not only has a low interest rate, but also can be repaid as soon as it is used, which revitalizes our red grape industry." Fuyuan Village, Dazhangzhuang Town, is the hometown of red grapes, but due to the low degree of organization of farmers and the asymmetry of market information, it has squeezed out the already thin production profits. The party branch of Fuyuan Village led the establishment of a cooperative to guide farmers to unify planting, unified management, unified collection and storage, but the cooperative is facing the problem of insufficient capital turnover, and the "financial living water" attracted by Dazhangzhuang Town has solved the urgent need for the cooperative. "We are very confident in the future development, with the help of the town party committee and government, the Agricultural Bank of China, and the guarantee company, we will certainly be able to snowball like a snowball." Li Lusheng, secretary of the party branch of Fuyuan Village, who has just transferred 200 acres of land, is full of confidence.
"Financial living water" has cracked the capital bottleneck of the development of "three rural areas", injected a steady stream of financial energy into the development of the agricultural industry chain in Dazhangzhuang Town, and activated the "one pool of spring water" for rural revitalization.
(Reporting by Yu Xinyue, client reporter of Dazhong Daily)
![It's a big deal! A man's appetite is stopped by a buffet? The store responded: It's not that I don't want to eat, I took a big pot[fig]](data:image/gif;base64,R0lGODlhAQABAIAAAP///wAAACwAAAAAAQABAAACAkQBADs=)