Many people may struggle with such a question when buying a house: is it better to buy a new house or a second-hand house? In fact, new houses and second-hand houses have their own advantages and disadvantages, and the advantages and disadvantages of new houses and second-hand houses in different areas may also change. The following is a small editor to tell you about the differences between new houses and second-hand houses, buyers can weigh what kind of house they are suitable for buying according to the following aspects.
The first point: taxes and fees are different
New houses and second-hand houses, the two types of taxes are different, if it is to buy a new house, you need to pay deed tax and house maintenance fund, and the purchase of second-hand houses in addition to paying deed tax, but also need to pay value-added tax, personal income tax, intermediary fees and land transfer fees.
Second point: the risks of trading are different
The transaction risk of buying a house is mainly concentrated in two aspects, on the one hand, the transaction risk of housing quality and supporting facilities, and the transaction risk of property rights on the other hand. Compared with the two, the risk focus of new and second-hand houses is different.
1. Transaction risk of housing quality and supporting facilities
For new houses, if buyers buy off-plan houses, consumers' understanding of the house is still stuck in the sand table, information and salesman's explanation, and the actual situation is insufficient, so it is easy to have risks in the quality and supporting facilities of the house.
In contrast, second-hand houses, people have a very intuitive impression of the type of house, quality, transportation, environment, and surrounding living facilities, so there is not much problem in terms of housing quality and supporting facilities.
2. Property rights risk
In terms of property rights risk, if you buy a new house, because the consumer is buying the house for the developer and is the first transaction, the risk is small. Looking at the second-hand house, its property rights problem is more than the new house, and it is common for one of the husband and wife to dispose of the joint property without authorization, and the co-owner disposes of the common property without the consent of the other co-owners. After the signing and transfer of the contract, it is also common for one or a third party to claim that the contract is invalid or unreasonable to request rescission.
The third point: the price difference between new houses and second-hand houses is obvious
The price of the new house is mainly set by the developer, mainly based on the land price of the plot, the cost of housing construction, the living environment and the future upward space of the real estate lot, such a real estate price is very watery, and the developer generally does not agree to the price reduction, and the room for maneuver is small.
Looking at the second-hand house, the price is mainly set by the intermediary and the landlord, and the reference is based on the quality of the house, the existing supporting facilities, the price of the surrounding new houses and some personal psychological factors, and there is a large room for maneuver in price reduction.
Fourth point: the age of new houses and second-hand houses is different
The age of the house is calculated from the date of completion of the house, so the age of the new house is relatively small, and the second-hand house, especially some old second-hand houses, will be older. Older homes may mean less comfort to live in, and the cost of repairs to the house will be higher than that of the new home.
Fifth point: the renovation of new and second-hand houses
Most of the first-hand houses are new houses, but most of them are rough houses and need to be renovated. Most of the second-hand houses are renovated and can be directly moved in. But also if the decoration requirements are higher, it is better to choose a first-hand house, after all, the cost of second-hand house redecoration will be greatly increased.
In short, whether you buy a new house or a second-hand house, there are good and bad. Home buyers should choose according to their own situation. Regarding the difference between new houses and second-hand houses, Xiaobian has introduced it here for everyone, hoping to bring you help.
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