Jiangnan Times News Qin Dan, gold medal financial planner of Bank of Ningbo Suzhou Branch, is a native of Zhangjiagang, and his father's "Ring Master Brine Duck Shop" is well-known in the local area. Watching my father make brine ducks from childhood, the washed male hemp duck flipped in the brine of the unique secret recipe, the fire burned sharply, and then boiled by a small fire, five hours later, the skinny and tender duck transformed into a stunning shape, the flesh was soft, the color was bright red... Father said: This is the collision of materials and time, the heat is not good, do the same, no matter what you do, really, do it wholeheartedly, the rest is handed over to time.
Qin Dan joined the Bank of Ningbo initially to do credit, five years of credit business development, and slowly accumulated nearly 3,000 customers. The vast majority of these people are customers of Bank of Ningbo's credit loan fist product "White Collar Pass", mainly employees of civil servants, career editors, large state-owned enterprises and listed companies. In 2019, just when the road of her credit business was getting smoother and smoother, because of the needs of the development of the branch business, Qin Dan obeyed the organization's arrangement to transfer to the wealth department, and everything started again.
"When I first transferred, I was also very confused, and I comforted myself, try my best to do it, if it really doesn't work, I will go back to make brine duck." Qin Dan said. Ms. Fan was originally a "white-collar" customer of Qin Dan, and since she knew that Qin Dan had transferred to a wealth post, she would ask her to buy a little financial management every year when she issued a year-end bonus. Once, when Qin Dan did the period prompt, he found that Ms. Fan did not renew the purchase after several financial management expired, so he went to ask about the situation. It turned out that Ms. Fan planned to change to a new car, and had already seen it several times, but it had not yet been finalized, and the money had not been moved. Qin Dan, who had done credit, had an idea, and she suggested that Ms. Fan continue to manage the money on the account, continue to obtain income, and directly use the 500,000 quota of "white collar pass" when buying a car, and the financial income covers more than enough interest expenses. Ms. Fan was surprised and happy, and said excitedly: "In the past, when I was 'rich', I would look for Qin Dan to buy financial management, but I didn't expect that when I was 'short of money', I could also find her, and after I had money and no money, I would think of her for the first time." Inspired by Ms. Fan's incident, Qin Dan transformed her original "white-collar" customers into wealth customers, and with the help of Bank of Ningbo's characteristic wealth management products, in less than two years, more than 2,000 new customers were opened, and quickly grew into one of the largest wealth stewards in the bank and the gold medal financial planner ranked first in the branch.
Like the marinated duck, all the preparations in front are the final delicious foreshadowing. It is precisely with the preparation and accumulation of credit work that Qin Dan's "credit + wealth management" after the transfer of jobs has combined the two swords to provide customers with more directions and more three-dimensional financial advisory services, and has also won more trust and recognition. Mr. Li is a business owner, there are always a large amount of money lying in the current account, but when Qin Dan proposed to give him an asset allocation to improve the income, he refused, saying that the money was to be used immediately, but then it did not move for nearly half a year. During another door-to-door visit, Qin Dan learned that Mr. Li actually did not use a large amount of funds very frequently, but because of the high liquidity requirements, in order to ensure that the funds could be called at any time, he had a large reserve fund in the current period for a long time. "I have done credit ah, this thing is easy to get, I suggest that he will be in the demand of the funds reasonable allocation, so that there are income throughout the year, and his sudden capital turnover situation is actually the real use of funds is not long, can be matched with a mortgage loan backup, Bank of Ningbo", when not used, do not need to pay interest, very cost-effective, so that his problems are all solved. Qin Dan said. Mr. Li felt that Qin Dan was different from other financial managers he had contacted, and revitalized his funds without affecting his use. After the redemption of the first equity account, Mr. Li took the initiative to upgrade to Qin Dan's private bank customer and introduced his friends with similar situations.
My father often said that no matter how much you buy or how little you buy, you are a good patron of the brine duck shop. Customers often say that no matter how much money there is, Qin Dan is just as dedicated. Ms. Chen was not a customer of Qin Dan at first, but only ran a small supermarket near Qin Dan's home, needed to find change every day for two years, and almost had to run around the bank to exchange coins in almost three or five days. Qin Dan once went to the supermarket to buy something happened to know, he took the initiative to undertake the appointment and exchange work, at the beginning of each month to drive four or five banks to exchange the amount of a month and then sent to the door, saving Ms. Chen a lot of time and energy. Later, mobile phone payment became more and more popular, Ms. Chen gradually no longer needed to exchange coins frequently, and then the small supermarket was demolished, and Ms. Chen disappeared for a while. "One day, Ms. Chen suddenly found the bank, pointed out that she wanted to find me, said that the demolition money came down, asked me to do financial planning for her, said that she would trust me to rest assured of me" Qin Dan covered his mouth and smiled, slightly embarrassed, and said, "I am also a helper, after all, I work in the bank, it is more convenient than her, who can think of changing change for a private bank customer." ”
In Chinese, the use of the word "fire" is not limited to the kitchen, but can be used to evaluate the way of dealing with the world and the realm of people. Qin Dan, the gold medal financial planner who came out of the brine duck shop, "hot" is just right! Ding Ting Gao Yuan