Cash transactions lead to endless fraud, and it is not advisable to cancel cash transactions

Why is the fraud method ever-changing and repeatedly prohibited, but in fact, it is still impossible to escape the method of money laundering. The most important way to launder money is to take out cash, disguised as a transaction or give it to unrelated people. For example, you are a merchant, one day a stranger said to find you to exchange cash, to scan your two-dimensional code, you promised, so the stranger will sweep your two-dimensional code to the third person, to the account you take cash to strangers, and then your two-dimensional code account was inexplicably frozen by the public security organs, you only found that you inadvertently provided money laundering convenience to criminals. Or, one of your friends asks you to borrow money, and then the other party does not pay you back, you sue him, apply for execution, but the other party does not have any property in his name, you can only watch his newly purchased transfer in the car under other people's name to go around and eat and drink, in order to avoid your execution can be transferred to his money, he uses cash, uses others to pay the account, and even if you know, you can't get your own hard-earned money because you can't provide enough evidence.

Here, the key role that the abolition of cash plays in building an honest society can be reflected.

Due to the cancellation of cash transactions, the public will have to use real-name authentication payment accounts such as bank cards, even if the fraud gang receives money, because there is no circulation of cash, as long as the money circulates in the account, even if multiple accounts are disguised as transactions, the case-handling personnel can lock and even intercept according to the flow of money in the account. If the person subject to enforcement does not repay the money, the court can recover from the third party at a glance based on the account to which he transferred the property. This reduces the number of people who repeatedly fail to repay their loans in bad faith.

At this stage, if the cash transaction is cancelled, especially the elderly who are accustomed to using cash, there will be a period of discomfort, but for the elderly who occasionally have to drop cash, the real-name account such as the bank card can still be reported as lost, and the money can be safe and sound, which obviously outweighs the disadvantages. For merchants, Alipay WeChat and other current stage of the collection method is already very convenient and extensive, the card payment is only convenient for those who will not use the mobile phone of the elderly, if you can solve the problem of card payment can also let the elderly know at a glance how much money they spent, the payment password does not have to worry about leakage, that card consumption also saves the merchant to pour change time consumption to customers.

In recent years, it has been publicized to use digital currency but has not been called out, I believe that the government in this regard to spend a lot of financial and material resources, and a real-name certified bank card can solve a lot of problems, why do you have to go far away. If the government or enterprises can develop a safe and self-explanatory card machine, fully promoted to all departments and merchants that need to collect money, then cash transactions will really lose their meaning, and money laundering will have a lot more barriers