The 36-year-old former Miss Hong Kong Xu Shumin (who has been renamed Xu Jingyao) has been living a relatively wealthy life as a young grandmother after terminating her contract with TVB in 2014, although she rarely attends public events, but the exposure rate is not low, because she is very happy to live publicly on social platforms, she is in business, and she publishes books, plus she married a businessman engaged in the catering industry, Huang Hao, giving people the feeling that she is also a winner in life. However, the quality of life is always clear to themselves, the development of Huang Hao in the past two years is not too smooth, in order to seek new development, their family decided to immigrate to live abroad in 2019, so they have already sold the houses, properties, cars under their names, and mortgages can be mortgaged, and the result is that after a toss, the immigration ended in failure. In desperation, Xu Shumin's family moved back to Hong Kong, and redeemed the property that had been mortgaged twice before, and after a toss, the vitality was seriously injured, and now Huang Hao can only consider opening an online store, hoping to create another career success.
Xu Shumin is the 2006 Miss Hong Kong contestant, along with Chan Yin-syu, Chow Ka-wai and Lui Hui-yee, xu Shumin was a big hit candidate before the competition, and as a result, the big hit fell into the top five and did not enter the top three, and finally won only one tourism ambassador award. In fact, on the qualifications, Xu Shumin is not bad, when she took the route of youth and cuteness, with a sweet smile and a gentle voice, attracted a large number of fans to support, and finally failed to become an accident, of course, after she also signed a TVB contract with the trend, after all, she is from an ordinary family, she also wants to get ahead. In the short eight years of TVB development, Xu Shumin's main force is still in variety shows, and there are few performances in drama, so personal development is relatively general.
However, Xu Shumin's luck is also good, and she can be regarded as having met a good home, which should also achieve her goal of choosing Hong Kong sister to improve her life. Xu Shumin's husband, Huang Hao, a well-known restaurant businessman in Hong Kong, is 12 years older than Xu Shumin, and the two immediately married their daughters after two months of dating in 2009, after which Xu Shumin gave birth to two daughters for Huang Hao in succession, and terminated his contract with TVB before publicly conceiving her third child in 2014, and then began the life of a young grandmother. Xu Shumin's life after retirement is colorful, and she likes to share her life and family every day, and she does not mind making a 2400-foot four-story detached house bought by Huang Hao in Tai Po in 2014 public, which once triggered heated discussion from the outside world, which shows how happy and satisfactory her life after marriage is.
However, life always has ups and downs, especially businessmen like Huang Hao, so on the surface Xu Shumin lives a happy life, but perhaps not completely. In fact, Huang Hao's development over the years has many bumps, due to the need for funds to do turnover, this set of mansions that were once exposed by Xu Shumin have been used by Huang Hao as a mortgage cashout to cope with the business capital turnover, that is to say, the house deed is still mortgaged in the bank and has not been redeemed. In recent years, seeing that the prospects of the Hong Kong market are uncertain, resulting in the impact of business development, Huang Hao intends to jump out of the Hong Kong market and take his wife and daughter to immigrate to live abroad with his family to seek new development.
Huang Hao Xu Shumin's idea of this is not a whim, just think about it, the two really acted after the decision. In 2019, Huang Hao and Xu Shumin began to prepare for immigration, they began to liquidate their family's belongings, sell what they can sell, mortgage if they can mortgage, move away, at that time, even the car has been sent to Singapore, the preferred immigrant, and in December 2019, the house that has been mortgaged once was mortgaged for a second time, cashing out 42.5 million yuan, which was used as a foreign investment. However, the plan is not as fast as the change, the family later considered that the immigrant Singapore to give up the passport to other regions, they were reluctant, and then the family considered immigrating to Australia, and then the family lived in Australia for several months, coinciding with the spread of the epidemic, seeing that the local people did not have any awareness of epidemic prevention, did not wear masks, did not keep a distance, and found that the Chinese were more seriously discriminated against by the locals, they were worried about the safety of life and property, and after thinking about it, they still felt that Hong Kong was the best, and the family returned to Hong Kong with a look of hilarity.
After such a toss, not only was the energy and spirit greatly affected, but the economic trauma was not small. After deciding to immigrate, Xu Shumin and her husband have already disposed of the properties and properties that Hong Kong can sell and can mortgage, especially this set of independent houses that Huang Hao bought for 28 million yuan in 2014, after deciding to leave Hong Kong, he made a second mortgage and cashed out 42.5 million, and the result was that the emigration did not succeed, the family moved back to Hong Kong, and could only live back to the original residence, which is not the point, the focus is that Huang Hao decided to continue to develop in Hong Kong in the future, he needs a good businessman reputation, in order to show credibility, He could only repay the second mortgage payment, which was in and out, and instead of making a profit, he lost a lot of handling fees.
Originally Huang Hao did the second mortgage to cash out, raise funds to invest abroad, and now the cash out money is returned intact, which also restricts Huang Hao who returned to Hong Kong in disguise, so in the future development, Huang Hao can only consider opening an online store for the time being, mainly selling well-known Japanese sake, can not say that the days are tight, but the future period should not be too rich and expensive. Someone once suggested that Huang Hao might as well sell his own property and raise funds for development, but unfortunately, Huang Hao Xu Shumin now lives in this 2400-foot detached house, the market price is not good, the industry has been describing this disk as a "buyer's graveyard", in terms of Huang Hao's house, in 2014 he bought with 28 million, 6 years later today's market value is only 24.11 million, in this case, how can Huang Hao sell? In comparison, mortgage cash is more cost-effective, although I don't know why a house with a market value of 24 million can be mortgaged to cash out 42 million.
Under the epidemic, development is not easy, life is not easy, Huang Hao's family has five people, the pressure is not small, but also to develop business, but I believe that he should still have the bottom card, at least to protect the life of his wife and daughter, at least for the time being, I have not seen Xu Shumin have any big moves in the work, the family should still be able to survive, not to exhaust the mountains, and after this toss, I finally know that it is still the best place for myself, and the family no longer intends to immigrate in the future, that is, to honestly stay in Hong Kong for development.
PS: The pictures are all from the Internet