Wen | the master of the Drunken Yu Hall
Why does the assets of a junior high school graduate exceed that of master's and doctoral students in most second- and third-tier cities? What are the cheats?
- In fact, it is nothing more than taking advantage of the situation.
Teacher Tong Dahuan told one thing: his friend has been cutting firewood for ten years, and his wife's cousin, after graduating from junior high school, became a soldier in Beijing, and did not return to his hometown after retiring from the army, and stayed in Beijing to work. When he got married in 2007, Beijing's housing prices were far less perverted than they are now. He gritted his teeth and bought a house. His wife is an only child, from the Northeast. In order to be able to retire in Beijing in the future, my father-in-law and mother-in-law took out all their savings and gave everything they had, and bought a suite in Beijing.
By now, his family's assets should exceed most of the masters and doctors in the second and third lines. If the Matthew effect increases in large cities and small and medium-sized cities, then the children of doctors and masters in second- and third-tier cities will have a much harder time than their children if they want to enter first-tier cities or stay in Beijing.
In the past two decades, the truth that choosing a city can change one's destiny more than reading has been truly confirmed.
Note that this conclusion has nothing to do with the so-called "theory of the uselessness of reading".
One by one, an inappropriate analogy, like two people with the same assets, and then they both went to speculate in stocks. The stocks bought by a person are like warm swallowing water, not dead or alive; the stocks bought by a person soar. As a result, the assets of these two people are completely different. Their assets are not too directly related to their academic qualifications, but they have to do with which stock they choose.
Of course, the comparison of stocks is somewhat far-fetched. But while real estate and the stock market are not essentially a concept, there is at least one similarity: Is the big city you bet on (buying a house) the fastest growing or closest to the fastest?
If so, then the property you buy there – the "stake" you own in the city – will most likely be a good performing stock in the long run. Your assets will be blessed by the general trend and continue to grow.
This city, where it belongs to a large influx of people, but where it can develop rapidly and the industry is prosperous, then it will inevitably lead to the appreciation of the lot where your house is located. Then, you earn.
It's that simple.
To a large extent, this is not opportunism, this is the wisdom of taking advantage of the momentum of the development of big cities, so that your assets can also be greatly increased.
Don't you feel very dismissive - don't you just buy a house, as if you were asking a college question! According to you, everyone should stop reading, and buying a house will not be all right?
No.
There are at least two issues that need to be clarified here.
First, in the early days, when house prices in first-tier cities were still relatively "cheap" (in hindsight), did you do it at the same time? Have you ever felt that this is a super simple thing to do, just buy and buy?
If at that time someone advised you - hurry up, the opportunity must not be lost, the time will not come again, then, do you immediately grit your teeth to raise money to take it, or do you want to wait, wait for the house price to fall, after you save the down payment and then buy, or full of hesitation, afraid that once all your savings are entrusted, plus you have to borrow money, but also have to borrow money, but also have a loan, in case there is something in the family in the future, there is a life illness, in case ... Do you eventually become stagnant?
In fact, if you don't review the matter from the perspective of God after the fact, it seems that all the considerations are reasonable.
But in fact, the final result of all choices is nothing more than two kinds: one is to go with the flow and enjoy the dividends of the rapid development of the big city; the other is to be in a trance and hesitation, you either make a wrong choice, or you are constantly entangled, and finally you do not advance or retreat, but people have passed a thousand sails...
One thought of heaven, one thought of dust.
Second, we say that in this day and age, effort is important and choice is important, but choice is more important than effort!
To put it more bluntly, it is: which city to choose is more important than reading - leverage shrewdness: it is not that reading is not important, but that choice and reading are important, but choice is more important!
Do you understand?
(Image from the Internet)
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