New positive! From 2025, the employee pension insurance will increase the sickness and disability allowance
The Ministry of Human Resources and Social Security and the Ministry of Finance issued the "Interim Measures for the Sickness and Disability Allowance of Basic Pension Insurance for Enterprise Employees" on the 18th. The measures make it clear that from January 1, 2025, before reaching the statutory retirement age, the insured personnel of the basic pension insurance for employees of enterprises can apply for a monthly disability allowance if they are identified as completely incapacitated due to illness or non-work-related disability before they reach the statutory retirement age.
The monthly standard and payment period of the sickness and disability allowance shall be determined according to the age and cumulative payment period of the insured person when applying for the sickness and disability allowance. The monthly standard of sickness and disability allowance will be adjusted simultaneously when the state uniformly adjusts the basic pension level.
The insured person receives the sickness and disability allowance, and the place of receipt shall be determined in accordance with the relevant provisions on the transfer and continuation of the national basic pension insurance relationship. During the period of receiving sickness and disability allowance, the basic pension insurance premium is no longer paid. Those who continue to be employed and make contributions in accordance with the provisions of the state shall have their sickness and disability allowance suspended from the month following the resumption of contributions.
The measures require that a person applying for sickness and disability allowance shall hold a total loss of working ability appraisal conclusion made by a labor ability appraisal agency at or above the prefecture level (districted city) in the place where the benefits are received or the last place where the insurance is held. Provincial-level human resources and social security departments shall establish a system for the review and appraisal of the working capacity of persons receiving sickness and disability allowances, and if the persons who do not meet the requirements for complete loss of working capacity after the review and appraisal are not satisfied, the sickness and disability allowance shall be suspended from the month following the conclusion of the review and appraisal.
The funds required for the disability allowance are paid by the basic pension insurance fund. Where the sickness and disability allowance is obtained by fraud, forgery of supporting materials or other means, the human resources and social security department shall order it to be returned, and the relevant personnel shall be held accountable in accordance with relevant laws and regulations.
At the end of 2023, 460.44 million people will participate in the basic pension insurance for employees of enterprises nationwide, an increase of 16.42 million over the end of the previous year. According to the relevant arrangements, from 2025, the statutory retirement age for male employees, female cadres and female workers will be gradually extended to 63, 58 and 55 years old.
Source: Xinhua News Agency
