"Bigwigs, what stocks to buy tomorrow, can you let me copy my homework?" On Monday, the stock market stopped falling and rebounded, with more than 5,000 shares floating in the red, and many stock discussion groups and online live broadcast rooms were also a lively scene. The reporter saw that some novices almost did not know about stocks, but they also chose to enter the market. Others are eyeing this wave of stock speculation, publishing various opinions to gain traffic, and some people even start a fraud calculation. Chaoyang anti-fraud police reminded that people who claim to be stock trading consultants and privately contact and lure investors are very likely to be fraudsters, and they must not be gullible to avoid losses.
status quo
No investment knowledge, as long as you dare to take risks, you can open an account
"Rush to a new high, friends, click on the upper left corner to follow!" On Monday afternoon, in a live broadcast room of "intraday analysis of stock trading", the anchor talked about his analysis while staring at the stock trading software. The audience is also constantly asking the anchor for advice, because there are too many people who speak, and the speed of the barrage refresh is a bit dizzying.
Also lively is the stock exchange group, "How to buy today?" How to buy tomorrow? "Is there a big guy to copy some homework...... Among the speakers, several of them are novices who have recently entered the market. The reason why reporters can join these stock trading exchange groups is also because many people posted on social platforms, saying that they had just started stock trading and wanted to find some exchange groups for advice, and then various people "attracted new ones".
"You buy 7 tickets for 10,000 yuan, no matter how much it rises, you won't make money, and can you keep an eye on it?" After a novice posted his position chart, he was ridiculed by a veteran. The novice reluctantly said that he didn't really know how to speculate in stocks, and only because the stock market was hot recently, he wanted to come in and test the water. As for which stocks to buy, it's all based on other people's recommendations.
Novices like this are not uncommon in the stock market in recent times. It stands to reason that stock trading is an investment behavior that requires more knowledge and skills, so why can these almost unprepared "novices" also enter the market? The reporter's investigation found that the problem may lie in the low threshold for opening an account.
In the account opening process of a securities company's APP, after the reporter entered the link of filling in the risk questionnaire, he chose some options that people with no investment experience should choose, such as "except for bank current accounts and fixed deposits, there is basically no other investment experience", "unfamiliar with financial products and services, lack of basic investment knowledge", etc., after filling in, the system still gives a "stable" rating, and you can open a securities account.
After repeatedly filling out the questionnaire, the reporter found that even if a stock speculator has no investment experience, and "neither he nor his spouse has a fixed income", "has a large amount of borrowing between relatives and friends", and "expects that the family income will be greatly reduced or even lose the source of income in the next three years", as long as he can "bear large losses", he can be rated as "stable" and open a securities account. Only when you select "Ensure the safety of the principal as much as possible, and do not want to bear any losses" in the first question, "What is the maximum investment loss you think you can bear", the system will prompt "The stock market is risky, you need to be cautious when entering the market, it is not recommended that you make high-risk investments such as stocks, and you cannot open a stock account".
The reporter then downloaded the stock APP of another securities company, and when the system asked the question "When you invest, what is your acceptable risk and return", the answer to the option of "control the risk as much as possible, don't care about the low rate of return" is even gray and cannot be selected.
And when the reporter chose "can bear a certain amount of investment risk" in this question, although he chose a conservative option in some other questions about investment choice, the final rating was actually "positive".
routine
Some people "harvest" fans, and others specialize in "ambushing" newbies
A large number of newcomers have entered the market by taking advantage of the stock speculation boom, and some people will naturally not let go of this opportunity to harvest traffic. "The next most likely doubling direction is this! Dear family, I can send you a score question, and I will definitely not let you do multiple-choice questions......" A financial self-media blogger swears by the analysis of the stock market.
The reporter saw that the first video released by this account was on October 5, and a WeChat public account that he led the audience to also had multiple stock recommendation articles, and the release date of the first article was October 4. But what is strange is that the authentication information of this official account is not a securities industry practitioner or company, but a real estate brokerage company.
Like this, there are still many accounts that have just been opened recently, and are doing stock trading analysis. According to the Interim Measures for the Administration of Securities and Futures Investment Consulting, those engaged in securities and futures investment consulting business must obtain a business license from the China Securities Regulatory Commission. Without the permission of the China Securities Regulatory Commission, no institution or individual may engage in various forms of securities and futures investment consulting business. In some formal stock analysis live broadcast rooms, the anchor will publish his name and practice number, and the corresponding information can also be queried on the website of the Securities Association of China. But these "new stock bloggers" who have sprung up basically do not have this information, and they cannot verify their identities.
The number of followers of these new accounts is still accumulating, and it is still unknown how they will eventually harvest traffic. Some accounts that already have a certain number of followers have their own set of monetization methods. After the reporter added a fan base of a stock trading blogger, the group assistant told the reporter that if you subscribe to the anchor's "inner circle", you can enjoy a discount. This "inner circle" refers to a stock advisory opinion service, if you want to subscribe to a quarter, even if you finish the discount, it will cost more than 3,000 yuan.
Some bloggers are charging to attract fans on video platforms, while others are directly hidden in various WeChat groups and QQ groups for stock speculation, waiting for opportunities to find targets. After the reporter joined a WeChat group for stock trading, he claimed to be a novice and wanted to learn the experience of stock trading, and soon a person with a note of "investment consultant" came to the door.
"Is it a friend who is here to keep up with the operation?" The "consultant" told reporters that they can guide novices to operate, and novices do not need to keep an eye on the market, but only need to follow their prompts to buy and sell. For the money earned, a service fee of 50% of the net profit will be charged. Subsequently, the "advisor" also sent a screenshot of instructing another person to operate and make a profit.
Regarding the rhetoric of the "consultant", the reporter asked, since I have to pay a service fee if I make a profit, will I make up for my loss if I lose? The other party said, "I will help earn it back in the future operation" and "we will remind you to stop the loss in time".
Similar to the situation of some stock trading bloggers, the identity of this "investment advisor" is also a bit confusing. The reporter asked the other party to inform the institution where he was engaged, and the other party reported the name of a company, but the reporter inquired that this was an "enterprise management consulting limited company", and the business scope clearly wrote "excluding investment consulting". After that, the reporter continued to ask the other party to show the practice number of the securities practitioner, but the other party did not reply.
swindle
Fake groups, fake platforms, recharge and speculate on stocks, and the money cannot be withdrawn
"It's very risky to call yourself a stock trading advisor like this and lure investment through social software privately." Wang Nan, a police officer from the Anti-Fraud Center of the Chaoyang Branch of the Beijing Municipal Public Security Bureau, told reporters that these "consultants" may indeed give some investment advice at first, but then they will lure stock speculators into their newly established investment exchange group for various reasons.
This kind of group, at first glance, is no different from an ordinary exchange group, and there are also people who exchange stock trading experience in it, but in fact they are all scammers. Most of the pictures sent by the scammers are about which stock they bought, how much money they made, and there are other scammers who tout and echo each other. After that, the "consultant" who brings the newcomer into the group will begin to hint that other people can make money because they use the stock trading platform APP recommended by the "consultant", and there are internal channels for newcomers to download and try.
"If the victim downloads the app to invest, they will fall into the trap of scammers." The scammer will not let the victim recharge a large amount in one go, but promise a small profit, and the stock he bought will be earned, and the money can be withdrawn smoothly. But once a large amount of money is charged, you can't withdraw it if you want to withdraw it later. In fact, most of the profits that can be withdrawn from these small transactions in the early stage are the principal defrauded from other victims.
In order to make the victim willing to invest more money, the scammer will also recommend some so-called high-yield "internal stocks", saying that these stocks are not available in the market and cannot be bought by ordinary people, and can only be bought through the internal channels of the APP. If the victim buys this kind of stock, it will show that the return is particularly high, but in fact, it is all data that the scammer regulates himself in the background.
"The reason why this deception succeeded was to capture the greed of the victim. The stock market is risky, and it is impossible to make a profit without losing money, but the scammer has carefully designed a false impression that the victim thinks that as long as he buys it, he will definitely make money, and finally falls into the trap step by step. Wang Nan reminded that there are many stock investment platforms on the market now, if someone who claims to be a "financial consultant" recommends that you download a platform you don't know, you must not be gullible. "Don't believe that there will be low-risk and high-return investments, and don't invest in areas that you are not familiar with, otherwise it is easy to fall for scammers."
(Beijing Daily)