On the big stage of real estate, the play of "whether the old house is worth buying" has been staged, and recently with the emergence of the concept of "housing pension", it has once again set off a wave of discussion among the audience.
It is true that a new home is like a tall sports car, comfortable and beautiful to live in.
But as for the old house, don't look at its "old dragon clock", but it has irreplaceable geographical advantages and rich surrounding resources.
Especially in those school district housing booms, old houses are hard to find!
1. Will it become a big problem for the old house to change hands?
First of all, let's face a real problem - the old houses are getting older.
It's the same as people, the older you get, the less flexible you become.
Although in the past, the old house has been strong by relying on the advantages of the school district, but now the education field is being reshuffled.
For example, Beijing has implemented a teacher rotation system, with the aim of breaking down school district barriers and allowing every child to go to a good school. At the same time, with the decline in fertility rate, the demand for school district housing will naturally decline in the future.
Looking at the bank again, people's requirements for the age of the house are very strict.
The China Construction Bank stipulates that the age of the loan house must be less than 15 years.
This time, the days of the old house are even more tense.
Although the old city renovation policy has been promoted in recent years, which has indeed improved the living conditions of old houses, it is still difficult to fundamentally change the market's acceptance of old houses.
Therefore, for those old houses that are more than 20 years old, planning is lagging behind, and the house type does not meet modern needs, the difficulty of changing hands may gradually increase.
Second, the future value of the old house is reshaped - the big change from selling to renting
It is difficult for the old house to change hands, don't worry!
Looking at the problem from another angle, in fact, the value of old houses is not only reflected in the sale, but also in the rental market.
China's rental market is quite large and growing.
It is estimated that by 2027, the national rental population is expected to exceed 280 million.
The core location of the old house, the convenient transportation and the perfect living facilities are almost tailor-made for renters.
Owners of old houses may wish to shift their focus from selling to renting, and take advantage of the advantageous location to obtain stable rental income, which not only alleviates the problem of changing hands, but also maximizes the use of assets.
To sum up, friends, if you want to invest in an old house, you need to consider many things!
In the face of uncertainty in the future, adjusting investment strategies in a timely manner and paying attention to the development opportunities of the rental market may be an effective way for owners of old houses to cope with market changes and achieve asset preservation and appreciation.
It is hereby reminded that with the deepening of economic development and urbanization, people's demand for living quality is becoming more and more diversified, especially those young friends, who are pursuing an efficient and convenient lifestyle.
Let's not forget, the wave of large-scale demolitions has faded away, and the possibility of demolition of old houses has been significantly reduced.
Looking at the previous wave of demolitions, it can be traced back to around 2015, when the inventory pressure in the national real estate market was extremely high, and the area of real estate for sale accumulated to a staggering 700 million square meters.
The urbanization rate is only 56%. Demolitions to stimulate demand for housing and ease inventory pressure were a major move at that time.
However, the urbanization rate has now reached 65%, and demolition has become a "widow's soap" – not so useful.
The state has also adjusted its policies to vigorously promote the rental market, with the aim of alleviating the pressure caused by the slowdown in commercial housing sales, and at the same time allowing the market to develop steadily and healthily.
In the future, the real estate market will be healthy and sustainable under the country's macro-control and scientific planning.
This can not only meet the housing needs of different levels, but also effectively stabilize market fluctuations and promote the harmonious and stable development of the economy and society.
Let's look forward to this prospect together!