#寻找热爱表达的你#进入9月份, it has entered autumn, and this year's autumn tiger is very powerful, and the high temperature across the country continues to subside.
September was a very good time, because the autumn harvest season is coming, the countryside is full of melons and fruits, and the harvest is in sight, but as a farmer, there will be 6 expenses, which are extremely rigid and demanding, each of which is very important and indispensable.
This is indeed a sad hurdle in the rural family economically, the family life is difficult, the economy is difficult, so at this time the life is really sad, it is even more difficult, let's take a look at what are the six urgent expenses that need to be paid.
(1) The cost of the child's schooling.
As we all know, after September 1, it is the beginning of the school season, and universities, primary and secondary schools and kindergartens will open in the fall at this time.
If a rural family has one or two children going to school, it is financially unfortunate, and as soon as the children enter the school, they will have to pay a lump sum of tuition and miscellaneous fees, book fees (except for the nine-year compulsory education stage), accommodation fees, living expenses, extracurricular reading fees, make-up fees, school uniform fees, and so on.
In addition, children need to go to school with transportation expenses, communication expenses, snack money and pocket money, all of which are necessary, no less at all, and there are one or two children in the family going to school, which is too financially stressful, and it is difficult to save a little money.
(2) Autumn harvest and autumn sowing costs.
In autumn, the autumn harvest is about to begin, medium rice needs to be harvested, summer corn needs to be harvested, soybeans, peanuts and sweet potatoes and other crops must be harvested one after another, and the machine will be sown in winter after the machine harvest.
In the past, it was all harvested manually, but now the times have changed, and agriculture has been mechanized, and most of them are cross-regional agricultural machinery teams from other places to work in the villages.
After they have finished harvesting the crops, they have to collect the cost of agricultural machinery, and they will not owe money to the farmers, if there is no money to give, then your family's harvest can only be manual, which will cost more money, which is not cost-effective.
Nowadays, rural people are accustomed to handing over the farm work to the left-behind elderly or women, and it is difficult for the family to farm and cultivate the land without money.
(3) The cost of NCMS medical insurance.
From September 1 to the end of December, it is the time for the annual NCMS to pay the next year's premium, and now the medical insurance for rural people is very important, especially if there are elderly people at home and people who are frail and sick, this medical insurance must be paid, and once they get sick, they can save half of the medical expenses.
Now if there is no money to pay for urban and rural residents' medical insurance premiums, it can be more difficult, once the family members have stopped paying and surrendering the insurance for a year, from next year, the medical insurance has set up a fixed waiting period of 3 months and a waiting period of 1 month for change, and the result is that after the normal payment, the medical expenses incurred will not be reimbursed for the first 4 months.
If someone in the family is unfortunate and has a serious illness at this time, the economy is terrible, and all the medical expenses and medical insurance will not be reimbursed.
(4) The cost of the new rural insurance.
NCMS payment, in order to get more pensions when people are old, like NCMS medical insurance, must be paid within the specified time, in order to maximize the economic benefits obtained, less payment or lack of payment, when the time comes to go through the pension procedures, you have to re-pay, but the loss of the state subsidy part is not cost-effective, therefore, their own pension insurance must still find a way to pay, otherwise it is too late to regret.
(5) For heating in winter.
The southern countryside is good, we don't have this fee, in the rural areas of the north, the heating cost of each winter, must be paid before the heating, otherwise, to the cold can not be heated, in order to spend the winter comfortably, the heating cost of thousands of yuan, must be paid on time, especially when there are elderly and children at home, it is impossible not to pay, must find a way to pay off.
(6) The cost of daily necessities for wintering.
Rural people are accustomed to winter, everyone has to buy new clothes, to keep warm, during the New Year, also to buy new clothes, has become the eternal traditional cultural customs and living habits.
In rural areas, ordinary families, this living expenses must be earned sufficiently, must be spent, and it is a problem of the face of rural people.
In addition, in rural families in the north, it is a traditional habit to store enough vegetables and fruits for the winter, including grain, oil and daily necessities, at the beginning of autumn, and it is a necessary living expense.
What do you think about this, please exchange and discuss in the message area.