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In recent years, the mainland's economy has continued to grow rapidly, with a total GDP of 121.0207 trillion yuan in 2022, ranking second in the world. However, in the face of the dividends of economic development, the pension level of the elderly in rural areas is far behind. According to the latest data from the Ministry of Human Resources and Social Security, in 2022, the per capita pension of the basic pension insurance for employees of mainland enterprises will be 3,000 yuan, while the per capita pension of the basic pension insurance for urban and rural residents will only be about 200 yuan, and there will even be many places in rural areas as low as 120 yuan per month. In the face of such a large gap between urban and rural pensions, some experts have called for a significant increase in the level of rural pensions, but this suggestion has also caused a lot of controversy.
The dilemma of the elderly in rural areas
Lao Zhang of Shandong, 78 years old this year, has been farming all his life, and now his monthly pension is only 100 yuan. Lao Zhang said: "There are many elderly people in our village, and their pensions are seventy or eighty months, which is not enough to live. Some wives are sick, and they are reluctant to go to the hospital for minor illnesses, for fear of spending money. "
In a small mountain village in Sichuan, 75-year-old Uncle Li receives a pitiful monthly pension of only 80 yuan. In order to support his family, he had to continue working in the fields. "I've farmed all my life, and now I'm old, and the country can't let us go hungry. But 80 yuan, what can you do in a month?" Uncle Li said helplessly.
There are also many rural elderly people like Lao Zhang and Uncle Li, who have low pensions, children go out to work, life is difficult, and the quality of life in their later years is worrying. They have worked hard all their lives, but they have not been able to enjoy the fruits of economic development, and the pension treatment is so low, which is sad.
There is a large gap between urban and rural pensions
In 2022, there are more than 120 million retirees in mainland China. According to the statistics of the Ministry of Human Resources and Social Security, the per capita pension of enterprise retirees has reached 3,000 yuan per month, while in the vast rural areas, the pension level is only a fraction of that in urban areas.
Taking Guangxi as an example, in 2022, the average monthly per capita pension of retirees in enterprises in the region will be 2,536 yuan, while the average monthly per capita pension of the elderly in urban and rural areas will only be 158 yuan, a difference of 16 times. This disparity is widespread in most provinces across the country.
A grassroots cadre said frankly that in the current urban and rural housing security system, peasants pay little fees and local financial input is also small, so the pension level will naturally not go up. However, if the local government greatly increases the investment in rural pension insurance, the financial situation will not be able to bear it. This has led to a long-term low level of peasant pensions
Experts called for a significant increase in rural pensions
In view of the problem of seriously low pensions in rural areas, many experts and scholars have proposed that a unified old-age insurance system in urban and rural areas should be established as soon as possible to greatly improve the pension level of the elderly in rural areas.
Zheng Bingwen, a professor at Renmin University of Chinese, pointed out that migrant workers have made important contributions to urban construction and industrial development, and the elderly in rural areas have devoted their lives to the country's food security and social stability. We can't let them worry about basic necessities in their old age. He suggested that an action plan should be formulated to raise the standard and expand the coverage of rural pension insurance, and greatly increase the pension level of the elderly in rural areas, at least 1.5 times the poverty line.
Dong Keyong, a professor at Wuhan University of Science and Technology, also said that the key to improving rural pensions is to increase government investment. He proposed that some provinces with higher incomes can take the lead in piloting and exploring the establishment of a national overall adjustment system to narrow the pension gap between regions. At the same time, it is necessary to strengthen the supervision and control of rural pension insurance funds, prevent misappropriation, and ensure that the pensions of the elderly in rural areas are paid on time and in full.
The pension bid has sparked controversy
Once the proposal to increase rural pensions was put forward, it also caused a lot of controversy. Some argue that farmers have not paid enough pension premiums in the past, and there is no reason to demand more pensions.
However, there are also views that a considerable part of the compensation for the expropriation of farmers' land has entered the social security fund, which is also the contribution of the majority of farmers to old-age security. Therefore, raising the level of rural pensions is not a gift to farmers, but a reward for their due rights.
There are also concerns that a substantial increase in rural pensions will increase the burden on local finances and enterprises. In this regard, experts said that the central adjustment fund of pension insurance can be established and arranged as a whole, which not only reduces local pressure, but also alleviates the problem of serious imbalance of pensions between regions.
Rural elderly people cannot be allowed to continue to "wait"
The plight of the elderly in rural areas is related to people's livelihood and well-being, and is related to social fairness and justice. This issue has been discussed for many years, and it is time to come up with practical initiatives.
The state has clearly stated that it is necessary to gradually establish a unified national basic old-age insurance system for urban and rural residents. Relevant departments should formulate specific plans and timetables as soon as possible, so that hundreds of millions of rural elderly people can see the hope of improving pension benefits.
We look forward to the joint efforts of all parties to make the urban and rural pension insurance system fairer and more sustainable as soon as possible, so that rural residents can enjoy their old age and share the fruits of development. This is not only the responsibility of the country, but also the unshirkable mission of each and every one of us.
Let us work hand in hand to hold up a clear retirement sky for the elderly in rural areas!
If you have better ideas and suggestions, please leave a message in the comment area. Let us work together to contribute to the happy life of the elderly in rural areas!