Look at the news from News reporter Liu Jun
2021-03-02 10:27
At 22:30 on March 2, the news comprehensive channel "I am not the god of wealth" program invited the famous singer Zhou Bingqian, in the program, Zhou Bingqiantan first confided that she had reached the age of taking pensions, bluntly saying that the pension she took every month was not enough for her children to attend cram school. She said that according to the current expenditure, the monthly expenditure after retirement is expected to need about 20,000 yuan, so how to fill this vacancy?
The all-round advisory team told Zhou Bingqian that she could achieve this goal by buying annuity insurance. Annuity insurance is to pay insurance premiums regularly when you are young, and continue to receive pensions on a regular basis from the age agreed in the contract. So how should annuity insurance be estimated?
First of all, several prerequisites need to be determined, the initial input age, the amount of money that needs to be invested each year, the number of years of investment, the starting age of payment, and the monthly amount of payment. Take Zhou Bingqian's personal plan as an example, starting from the age of 50, investing 400,000 yuan per year for 5 years. She can receive the money from the age of 70 and receive 20,000 a month. The annuity is received for the same length as life, that is, as long as you are alive, you can receive it until the end of your life. It can be said that annuity insurance is a "lazy financial management" method suitable for low-risk investment, so what are the main points and special points that need to be specifically?
More exciting on every Tuesday night at 22:30, Shanghai TV news comprehensive channel "I am not the god of wealth", teach you to save money, teach you to spend money, teach you to make money!
(Look at the news Knows reporter: Liu Jun Intern Editor: Tao Yiyi)