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Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

Guide

The reform of rural homesteads involves economic attributes such as buying, selling, leasing, and mortgages, which has triggered controversy over whether homesteads are the ancestral business of farmers. However, in fact, the homestead land belongs to the rural collectives and is the residential land of the peasants, not the ancestral industry. The key issues of homestead reform and the challenges of rural population mobility and homestead use were also discussed. The value of homestead land and the direction of future reform were also the focus of discussions, which led to conjectures about rural development.

Prospects and Challenges of Rural Homestead Reform

With the continuous expansion of the pilot project of the separation of three rights of homesteads, there is another pilot content this year, that is, people outside the village are allowed to buy and sell rental homesteads. This content has given many people hope that the homestead will have the attribute of mortgage financing.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

However, some people have questioned that homestead land is the ancestral industry of farmers and should not have the attributes of buying and selling, mortgage financing. So the question is, is the rural homestead the ancestral industry of farmers?

Not really. According to the land system of the big eastern countries, rural homesteads belong to rural collectives and are the residential land of individual peasants, not the ancestral industry. Even if it is a family inheritance, it can only inherit the right to use, not the ownership. It is completely acceptable for homestead land to have economic attributes such as buying, selling, leasing, and mortgaging.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

Key issues in rural homestead reform

Then the next question comes, the reform of rural homesteads still involves many issues, such as mortgage financing, whether houses can be built after moving out of the hukou, and the sale and transfer of non-village hukou and so on. These questions seem complicated, but in fact, they all revolve around a core question, that is, whose "home" is the homestead?

Fundamentally, the homestead is where the peasants live, their "home". Therefore, on the premise of respecting the wishes of farmers and protecting their interests, there are many possibilities for homestead reform.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

Challenges of rural population mobility and homestead utilization

Homestead reform has not been without its challenges. Different from urban commercial housing, homestead land is a "soft skeleton" that is collectively owned and cannot be transferred on a large scale, and is the "bottom line" to ensure the residence of farmers. This "bottom line" must be loose and unshakable, and it is indeed not easy to find a good "degree".

And the homestead has another characteristic, that is, it is relatively fixed. Under normal circumstances, each family can only have one homestead, which cannot be expanded or reduced at will like farmland. This has brought some inconvenience to the peasants' residences, such as the inability to build houses in their hometowns because they do not have homesteads.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

The rural population is highly mobile and changes greatly from year to year, so how to make rational use of homestead resources and meet the housing needs of the vast number of peasants is not only an important topic, but also a hard one.

Homestead value and the direction of future reform

When it comes to homestead reform, there is one more word to mention - money. In the eyes of many people, as long as the money is in place, any problem can be solved. Indeed, at the current stage, the "master key" of money is really unacceptable.

For example, in the vicinity of some cities, the demand for homesteads for migrant workers and construction workers who have returned to their hometowns has increased significantly, resulting in homesteads that were originally only worth a few thousand yuan or even a few hundred yuan skyrocketing to tens of thousands of yuan or even hundreds of thousands of yuan overnight. How to turn this "huge amount of money" into "living money" and let the peasant masses really benefit from it requires us to ponder carefully.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

In the midst of the fog, we also need to see hope. At present, various pilot policies have been introduced, although the clear policy still has to wait for the test of time, but from the perspective of the pilot content, the policy will definitely be inclined to the interests of farmers.

Moreover, historical development also tells us that in the process of promoting major reforms, the initial stage is often cautious and conservative, but with the gradual emergence of the influence of all aspects and the need for in-depth advancement, reform ideas and measures will gradually open up and liberalize. This requires a lot of patience and faith.

Rural homesteads are not ancestral industries, this pilot reform, can homesteads be freely transferred for financing?

Attach an old saying: "If you are not afraid of slowness, you are afraid of standing." ”

epilogue

Although the reform of rural homesteads is facing challenges, it has brought new development opportunities under the guidance of policies. The interests of farmers will become an important consideration in the reform, and with the deepening of the reform, we have reason to believe that the homestead reform will develop in a direction that is more beneficial to farmers. Let's wait patiently together and believe that the future will be better!