Seriously, this time I completely understand, why our generation of young people always feel that their money bags are heavy, but they can't save a few children! The sentence on the Internet, "No money to spend, no happiness to enjoy", is simply a vivid portrayal of our current situation, laughing with tears, poking at the hearts of many people.
Remember, at the end of last month, the complaint about the "Moonlight Clan" in the circle of friends simply blew up. The big guys jumped out one after another, saying that they got up early every day and were busy like a spinning top, but at the end of the month, their wallets were cleaner than their faces, which was really crying and laughing. This drama of "monthly salary is like flowing water, and you will shout poor at the end of the month", why has it become our daily routine?
There are too many temptations in this world, and walking on the street is a place to spend money. The older generation pays attention to being realistic, and when they are thirsty, they drink boiled water, what about us? Hey, Coke, milk tea, coffee, freshly squeezed juice, poured into the stomach in a different way, that is called a particular one, and the money just slipped away quietly.
Look at this way of life, compared to before, it is simply different.
There are also those electrical appliances at home, saying that it is to make life more convenient, but in fact, most of the time they eat ashes in the corner, but when they buy it, they don't hesitate to do it, for fear that they will be "outdated".
Not to mention the current consumerist atmosphere, everything, at the end of the month, when you look at the bill, it is called a pain.
But then again, not all young people are so "irrational". There is a group of people who are beginning to think about how to plan carefully and how to plan their small coffers reasonably.
They understand that it's okay to enjoy the present, but they also have to plan for the future, and they have to leave some way back for themselves. This attitude of "not only having wine today and getting drunk today, but also preparing for a rainy day" is really becoming more and more popular.
I have to talk about this "bookkeeping" trick. Don't look like it sounds corny, it's actually a baby. Spend a few minutes every day to record the incoming and outgoing accounts in a small book, or now the mobile phone APP is also convenient, one-click recording, clear and clear.
In this way, at the end of the month, it is clear which month I bought too much milk tea and which weekend dinner was too much. Bookkeeping is like wrapping a see-through glass for your money, so you know everything about your money bag.
You have to learn to "give up", not only the clutter at home to throw away, but also the "excess" of consumption habits.
We have to ask ourselves, is this thing really needed or is it just following the trend? Is that dress a way to make a return or just wear it once and press the bottom of the box? If you think it clearly and then start, you will naturally save money. Remember, don't let your desire to consume become a headless fly.
We adults, we have to learn to endure and wait.
For example, do you really have to buy that new electronic product now? Or can you use the one you have at hand first, wait for it to drop in price, or consider it after you have a bonus? In this way, not only will the pressure on the wallet be reduced, but you can also experience the feeling of "hard-won and cherished".
Don't forget to set yourself small goals. For example, how much money you want to save this year, for a long-awaited trip, or for a down payment on a future home. With a goal, there is motivation, whenever you want to spend money indiscriminately, think about that goal, can you control it?
You have to learn to say goodbye to the "consumption trap".
When encountering these temptations, first calm down, think about whether you really need it, and don't be deceived by those bells and whistles.
Don't forget to connect with friends and family. See how they manage their finances and if there are any good lessons to learn from. Sometimes, a word from someone else can wake up the person in your dream and make you avoid detours on the way to save money.
Saving money is both hard and simple. The key is to have heart, method, and persistence. Don't always think about one step at a time, take your time, step by step, and you will naturally be able to accumulate a lot and achieve your small goals. Saving money is not to become a miser, but to make one's life and that of one's family more secure and of better quality. Let's do it together!
Young people can't save money, there are temptations on the outside, and concepts on the inside, but the most important thing is that we have to have a scale in our hearts. Don't let money be the whole of life, and don't let enjoyment become a profligacy. Find that balance so that money can not only add color to our lives, but also become a guarantee for our future. In this way, we can walk more steadily and more freely in the future!