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Girls' growth characteristics: Cultivate good savings and financial management habits in girls

In modern society, it is really important for girls to learn to save money and manage their money. This is not only a good habit, but also a basic life ability that everyone needs, and even related to her future happiness and success.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

However, many parents now do not teach their daughters how to save money. They only hope that their daughter can study hard and save money for herself, but she will give her whatever she wants. It's actually quite hard to do this, and it's not easy for parents to make money. But if a girl doesn't know how to save money and manage money since she was a child, she may spend money indiscriminately when she grows up, is prone to impulsive spending, overspending, and may even owe a lot of credit card debts and become a "card slave". That would affect her normal life and work. So, it's really important to teach girls to save money and manage money.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

Huanhuan's family conditions are very good, and her parents love her very much. Especially her mother, not only often buys Huanhuan all kinds of brand-name clothes and school supplies, but also gives her a lot of pocket money every month for her to spend as she pleases. When Huanhuan ran out of money, she would ask her mother for it, and her mother would always give it to her.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

Because of the good conditions at home, Huanhuan always spends money lavishly, she buys what she likes when she sees it, and rarely thinks about whether things are useful. She also has no habit of saving money. But my mother always said, "It's okay, our family has money, you don't have to save it, and my mother will give it to you when it runs out." ”

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

Now, there are more and more families like Huanhuan's family who "spend money casually". Many parents want their girls to be comfortable and feel that to give her a good life is to love her. But in this way, many girls do not know how to cherish money from an early age, and they do not know how to save money. They spend money like running water, and they don't feel distressed. When such a girl grows up, how can she manage her living expenses and maintain the family's financial situation?

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

Parents in the United States pay a lot of attention to teaching their children how to think about money when raising their children. For example, if a child wants to eat ice cream, but one asks for 50 cents, the parent will say to the child, "You can eat it, but you can only give it 25 cents today, and you will be given another 25 cents tomorrow so that you can buy it." "They do this so that their children can learn how to manage money.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

When we raise a girl, we also have to teach her how to save money. For example, during the Chinese New Year, parents can discuss with the girl how to use the New Year's money and pocket money given to her by relatives. Ask her, "What do you want to do with the money?" "Knowing what the girl thinks, the parents can give her some advice.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

If the girl wants to save money, her parents can explain to her what "bank" and "savings" are, and then take her to the bank to open an account and deposit the money. After a while, you can work with the girl to see how much interest is added to the money in the account and teach her how to calculate the interest. When a girl sees that more money can be "born" with the money saved, she will want to save money even more.

Girls' growth characteristics: Cultivate good savings and financial management habits in girls

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Girls' growth characteristics: Cultivate good savings and financial management habits in girls

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