The 79,800 Qin PLUS DM-i is cheap, but has the one-year car maintenance fee been calculated?

Travel Bureau

2024-05-17 17:40Published in Chongqing

If you want to pick a scooter in the current automobile market, then BYD's Qin PLUS DM-i should be an option that many salarymen can't avoid. The threshold price of 79,800 is comparable to the space of traditional A+-class fuel cars, and there is no need to pay purchase tax, and the configuration is richer.

It is true that the threshold of Qin PLUS DM-i is lower than that of traditional A-class fuel vehicles such as Lavida, Sylphy, and Corolla, but it is easy to buy a car and difficult to maintain a car. Qin PLUS DM-i, priced at 79,800 yuan, how much does it cost to maintain a car for a year, have you calculated? Next, the Travel Bureau will calculate it for you according to the minimum standards.

Insurance cost: 4286 yuan/year

The insurance expenses of Qin PLUS DM-i are composed of two parts, one is the compulsory traffic insurance that must be paid every year, which is 950 yuan/year; The second is commercial insurance, according to the minimum standard mentioned earlier, we only selected the basic insurance (third-party liability insurance and vehicle loss insurance), a total of 3,693 yuan. Among them, the third-party liability insurance is selected with a compensation amount of 2 million, which is necessary for cars in big cities.

According to the commonly used rule in the industry, no insurance in the first year and 10% in the next year, the insurance cost of Qin PLUS DM-i in the first three years is about 12,858 yuan, with an average of about 4,286 yuan per year.

Maintenance cost: 2129 yuan/year

Although the Qin PLUS DM-i is a new energy vehicle with a green license, it also has an engine, so the maintenance items also involve oil filters, spark plugs and other maintenance items that are only available in fuel vehicles. According to the official maintenance manual, the maintenance interval of Qin PLUS DM-i is 5000km. Among them, the maintenance interval of oil/filter is 5000km, air filter is 15000km, fuel filter is 20000km, brake fluid/antifreeze is 30000km, and spark plug is 40000km.

The specific maintenance cycle and maintenance cost, as shown in the maintenance manual in the figure above, the Qin PLUS DM-i single small maintenance processing fee is 410 yuan; According to the mileage of 20,000km a year for normal family users, the maintenance cost of 60,000 kilometers in the first three years of Qin PLUS DM-i is about 6,387 yuan, with an average annual cost of about 2,129 yuan.

Fuel + electricity expenses: 4998 yuan/year

Since the pure electric range of the Qin PLUS DM-i entry-level model is only 55km, and travel is not just about commuting, it is inevitable to use the engine to drive the vehicle directly. But in order to achieve the minimum standard, we still calculate the supply of oil and electricity at a ratio of 50:50.

According to the public data, the minimum state of charge of the entry-level Qin PLUS DM-i is 4.6L/100km, and the power consumption is 11.4kWh/100km. Considering that these figures are based on idealized scenarios, the fuel consumption and power consumption figures are +20% on the basis of the official standard in the actual calculation process, i.e. 5.52L/100km and 13.68kWh/100km.

As for the unit price, our local 92# gasoline price is 8.06 yuan/liter; The electricity price refers to the current charging cost of 0.4 yuan/kWh for our colleagues, and the single-year fuel cost of Qin PLUS DM-i is about 4450 yuan, and the single-year electricity cost is about 548 yuan, and the sum of the two is the minimum energy consumption expenditure of 2000km a year, that is, 4998 yuan.

It can be seen that an entry-level version of Qin PLUS DM-i is the minimum cost of insurance, maintenance and energy consumption, which costs 11,413 yuan a year. Note that this is only the most basic expenses, as well as parking fees, car wash is not calculated, taking our colleagues as an example, the company's parking lot is 15 yuan a day, and the parking fee is about 330 yuan a month, and about 3960 yuan a year.

That is to say, if I want to buy a Qin PLUS DM-i now, then I will spend at least 15,373 yuan a year on car maintenance, which is an average of 1,282 yuan per month. At first glance, this is not much for a salaryman with a monthly salary of 5,000. But if you take out a loan to buy a car, and you still have a mortgage/rent, then this salary is still a bit insufficient, as we said earlier, this is only the minimum cost of car maintenance.

Therefore, for young consumers who have just come out of society, without considering the repayment of the loan, a monthly salary of 5000 can still afford a Qin PLUS DM-i, and the pressure is not too great. What's more, the quality of life will also improve after having a car, such as the travel radius and social circle will be significantly increased.

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