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Heck, time flies so fast, in a blink of an eye, it's mid-May, and for the 130 million retirees, their biggest concern is the adjustment of pensions.
After all, it's a big deal about their money bags!
Now, the release of the pension adjustment notice has entered the countdown, like a bomb about to detonate, making people both look forward to it and be nervous.
Adjust the "true face of Lushan" of the notice
Recently, every move of the Ministry of Human Resources and Social Security and the Ministry of Finance has affected the hearts of retirees.
Although as of the morning of May 17, the pension adjustment notice has not been officially released, but everyone knows that this matter is already a certainty.
The government work report has made it clear that the basic pension of retirees will continue to be increased this year.
Now, everyone is waiting to see when this notice will reveal its "true face of Lushan".
Do you know? Of the last 19 pension adjustments, 17 were issued before May 17.
Only 2022 and 2023 were announced in late May.
It seems that we will have to be patient this year as well.
However, there are many good things to grind, so don't be too anxious.
Enterprises rose 8%, things rose 4%: is it really feasible?
Well, before the notice was issued, there was already a controversial topic being discussed: is it really feasible for corporate retirees to rise by 8% and public institution retirees to rise by 4%.
This topic is like a bombshell, one stone stirs up a thousand waves! Everyone had their own opinions and had a lot of fun.
Some people say that this will narrow the pension gap and make society more equitable; Others argue that this will create new inequities and leave some retirees feeling lost.
Let's take a look at the starting point of this proposal.
At present, there is indeed a certain gap between the pensions of enterprise retirees and the pensions of public institutions.
According to statistics, the average pension of retirees in enterprises nationwide is about 3,300 yuan, while the average pension of retirees in government agencies and institutions is as high as 6,600 yuan.
This gap is not big, but it is not small, but it does make some people feel uncomfortable.
So, does this proposal really solve the problem? Let's take a closer look.
First of all, let's be clear: the pension gap is not a simple numerical problem, but a complex factor involving multiple aspects.
For example, the number of years of payment, the payment base, the balance of personal accounts, etc., will affect the payment of pensions.
Therefore, simply starting with the increase may not solve the problem fundamentally.
Secondly, we also need to consider fairness and sustainability.
If this proposal is implemented, some retirees of public institutions with higher pensions may feel unfair.
After all, their pensions are also built up through years of hard work and contributions.
Moreover, this may also bring a heavy burden to the social security fund, which is not conducive to the sustainable development of the pension system.
Pension merger, a background that cannot be ignored
Before discussing the feasibility of this proposal, we also need to understand an important piece of background: pension consolidation.
The reform of the pension system means that the pension system of retirees of public service units and enterprises will be integrated into one.
The core purpose of this change is to eliminate the differences between different statuses, ensure the fairness of the pension system and lay the foundation for its long-term development.
By September 30, 2024, the pension integration will be completed.
This means that in the future, the pensions of enterprise retirees and retirees of government agencies and institutions will be completely determined by the payment situation, and "overpayment and long-term payment" will be the only criterion.
In this context, it seems a bit out of place to look at that proposal again.
Because the purpose of pension merger is to eliminate identity differences and achieve system fairness.
However, if it is adjusted according to the 8% increase in the number of retirees in enterprises and the increase in the number of retirees in public institutions by 4%, it will undoubtedly create new unfairness.
The burden of the social security fund and the original intention of pension adjustment
In addition to the issue of fairness, we also need to consider the affordability of the social security fund.
If the adjustment plan is implemented according to this proposal, then the expenditure of the social security fund will increase significantly.
This is undoubtedly worse for the social security fund, which is already under pressure.
In addition, we also have to review the original intention of the pension adjustment.
The pension adjustment is to ensure the basic living needs of retirees and to appropriately share the fruits of social and economic development.
If the adjustment is too large or unreasonable, it may deviate from this original intention and threaten the sustainability of the pension system.
The future direction of pension adjustment
Now, this proposal has sparked widespread controversy and discussion.
There are those who support it, those who oppose it, and those who have reservations.
But in any case, we are looking forward to the official release of the pension adjustment notice and the clarification of relevant policies.
In the context of pension integration, how to achieve the fairness and sustainable development of the system is a problem that we need to think deeply.
At the same time, we should also pay attention to the actual needs and living conditions of retirees to ensure that their basic livelihood is guaranteed.
Epilogue:
Pension adjustment is a big deal that affects the whole body! This proposition, although it sounds tempting, is really a lot of problems when you think about it.
If we want to really solve this problem, we have to think long-term and consider it comprehensively.
Don't forget, fairness and sustainability are the cornerstones of our pension system! So, is this proposal feasible or not? Let's wait and see!
What are your thoughts on this? Welcome to leave a message in the comment area to discuss
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