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Recently, a judgment on traffic accident claims has been on the hot search, case information shows that the owner's vehicle was hit by the assessment agency to assess the amount of 126,000 repair costs, after the damage assessment was completed, the owner to the repair shop to repair the actual cost of 126,000, however, the repair cost insurance company refused to compensate in full;
Insurer perspectives
The insurance company believes that the actual price of the owner's car is 99,000, and the price is also shown in the vehicle's car damage insurance, and the maintenance cost far exceeds the actual value of the vehicle, so it will not pay the full compensation;
The Court's Opinion:
The judge who heard the case argued that the repair costs were too high and clearly exceeded the actual value of the vehicle, and finally ordered the insurance company to pay 99,000 yuan in repair costs.
I don't know what the car owner has become, worth 99,000 and actually spent 126,000 in maintenance costs;
Netizens expressed different opinions on this
Some netizens commented, what kind of repair shop is it, this repair fee quotation is too ruthless;
The car may be old, but the car repair also needs to use new parts, the cost of vehicle parts and the cost of scattered parts is very different, if the price of the whole car parts is added, the sum is estimated to be several times the price of the new car.
Some netizens commented: Why don't you go for scrapping with total loss, why do you have to repair the car?
Perhaps in this case, it is the best choice to go for total loss scrapping.
Some netizens questioned: Why don't you find the insurance company to assess the damage before repairing, they will definitely pay the amount of the insurance company's own damage;
In order to avoid similar disputes, it is best to communicate the amount of damage in advance before repairing the car, and communicate well when there is a dispute.
Above, thank you for reading, what are your thoughts on this?