The engineer is unemployed, the mortgage, and the living expenses are gone, what should I do?

Faced with the dilemma of unemployment, mortgages, and living expenses, engineers can adopt the following strategies to deal with it:

1. Take action now to assess your finances: First, be clear about your financial situation, including the exact amount of your mortgage, your monthly payments, and your current living expenses. Make a list of all fixed and variable expenses to get a better understanding of economic pressures.

2. Talk to the lender: Contact the lender who made the mortgage and explain your unemployment status to them and ask if there are any steps you can do to help, such as deferring payments, lowering interest rates, or adjusting your repayment schedule. Some agencies may offer some flexible solutions after understanding the client's dilemma.

3. Seek emergency financial support: During a period of unemployment, seek emergency financial support from family, friends or relatives to cope with your mortgage and living expenses in the short term. At the same time, it is also possible to consider selling some unwanted property or assets to raise funds.

4. Look for a new or temporary job: Start looking for a new or temporary job as soon as possible to make ends meet and pay your mortgage. You can keep an eye on job postings in the engineering field, tap into your network, or consider switching to other related fields.

5. Cut back on spending: During a period of unemployment, cut back as much as possible. Review your spending and find out what you can cut on, such as cutting back on unnecessary shopping, saving water and electricity, etc. At the same time, you can also consider applying for relief funds or benefits from government or charities to ease your financial pressure.

6. Maintain a positive mindset: Unemployment is a temporary predicament, so keep a positive mindset and confidence. You can use this time to learn new skills, increase your self-worth, and prepare for future job opportunities.

Finally, remember not to give up easily when faced with a difficult situation. By actively seeking help, working hard to find a new job, cutting back on your expenses, and more, you will be able to get through this.