Preface
With the intensification of the aging of the population in mainland China and the increasing number of elderly population, the issue of old-age care has always been one of the focuses of social attention. In the current context, the mainland's pension insurance system is also constantly improving and adjusting, and various policies and measures related to pension insurance are emerging one after another, bringing many benefits and benefits to the majority of retired elderly groups.
In these policies, the adjustment of pensions has been attracting much attention, and in this year's adjustment, there are not only general adjustments to pensions, but also some special policy measures, such as the issuance of transitional pensions and the improvement of medical insurance for urban and rural residents, which undoubtedly brings great joy and encouragement to the majority of retired elderly friends.
First, the general adjustment of pensions
Pension has always been one of the most concerned issues for the elderly, and in this year's pension adjustment, not only the general adjustment of pensions, but also some special policy measures, which will undoubtedly bring great benefits and help to the majority of retired elderly friends.
1. General adjustment of pensions
According to the relevant policies and regulations, from January 1, 2022, the basic pension of enterprises, government agencies and institutions in the mainland will be generally adjusted again, which is also another general adjustment after last year.
The adjustment is mainly aimed at the pension treatment of incumbents and retirees, by appropriately raising the basic pension of the pension and adjusting the pension payment standards, so as to better meet the pension needs of the elderly and improve their quality of life.
2. Recalculation of pension retropayment
In this pension adjustment, the most special thing is that for the newly retired personnel in 2024, their pension treatment will be recalculated and repaid accordingly.
The recalculation and reissuance of this time is mainly for the newly retired personnel in 2024, by redetermining the calculation base and payment period of their pensions, to better reflect the actual situation of their individual contributions, so as to improve the level of pension treatment.
In the specific implementation process, the relevant departments will recalculate the pension of the newly retired personnel in 2024 according to the new pension policy, determine the pension treatment they should enjoy, and make corresponding repayment.
The recalculation and reissuance will mainly involve two aspects, one is to adjust the pension base according to the local average wage level, and the other is to determine the pension distribution ratio according to the actual payment period, so as to better protect the pension rights and interests of new retirees.
2. Payment of transitional pensions
In addition to the general adjustment, there is a very special policy in this year's pension adjustment, that is, the issuance of transitional pensions.
1. Background of transitional pensions
Transitional pension has always been a matter of great concern to the elderly, and this year is the last year of the transition period, according to the relevant policies and regulations, after the end of the transition period, the transitional pension will no longer be separately calculated and distributed, but included in the local basic pension unified distribution.
In this context, all localities are also actively and steadily doing a good job in the distribution of transitional pensions to ensure that eligible retirees can receive transitional pensions in a timely manner, and at the same time provide them with convenient services and guarantees.
2. The standard of payment of transitional pensions
According to the relevant policies and regulations, the transitional pension payment standards will take into account the local economic development level and price level, and at the same time, the basic living needs of all kinds of people should be fully guaranteed, and the level of pension treatment will not be lower than the local minimum living security standard.
In terms of specific payment standards, all localities can also appropriately adjust and improve the payment standards of transitional pensions according to the actual situation, and give certain preferences and subsidies to ensure that the pension benefits of all kinds of personnel can be effectively guaranteed.
3. Who is eligible for the payment of transitional pensions
In terms of specific distribution objects, the transitional pensions in various places are mainly for some special groups, such as rural five guarantee objects, urban subsistence allowance objects and rural extremely poor people, etc., through this way to better protect their basic living and pension needs.
In terms of specific distribution standards and target ranges, all localities can also make appropriate adjustments and supplements according to the actual situation to ensure that the distribution of transitional pensions can cover all eligible personnel, so that they can truly feel the warmth and care of the pension insurance system.
3. Improvement of medical insurance for urban and rural residents
In addition to the adjustment of pensions, there is also a very important content in this year's pension insurance policy, that is, the improvement of medical insurance for urban and rural residents.
1. Background of medical insurance for urban and rural residents
Medical insurance for urban and rural residents has always been a matter of great concern to the elderly, and in the current context, all localities are also actively promoting the unification and improvement of the medical insurance system for urban and rural residents, gradually improving the level of medical insurance, so that more people can enjoy basic medical security services.
In this year's policy, various localities have also issued relevant documents and opinions, clarifying the scope and standards of medical insurance for urban and rural residents, and also putting forward the requirements for gradually increasing the financial subsidy standards for urban and rural residents' medical insurance, hoping to better protect the basic medical needs of the elderly and reduce the burden of their medical expenses through such measures.
2. The improvement of medical insurance for urban and rural residents
One is to gradually expand the scope of medical insurance, increase the reimbursable medical expenses, increase the reimbursement ratio and payment limit, so that the insured can enjoy more comprehensive medical security services.
The other is to gradually increase the financial subsidy standard for medical insurance, which includes the per capita financial subsidy standard for urban and rural residents' medical insurance, according to the relevant requirements of the state, all localities should gradually increase the per capita financial subsidy standard for urban and rural residents' medical insurance, to ensure that it can be gradually integrated with the financial subsidy standard of basic medical insurance for urban employees.
3. The meaning and impact of the enhancement
Such an improvement measure will undoubtedly bring great benefits and help to the majority of insured people, especially for the elderly, their medical security treatment will be further improved, and the burden of medical treatment will also be effectively reduced.
At the same time, it will also help to promote the unification of the level of medical security, narrow the gap between urban and rural medical insurance, so that more people can enjoy the same medical security treatment, effectively promote the development of national health, and improve the level of national health.
epilogue
It can be seen that this year's pension insurance policy involves a lot of aspects, not only the general adjustment of pensions, but also the issuance of transitional pensions and the improvement of medical insurance for urban and rural residents, which will undoubtedly bring great benefits and help to the majority of retired elderly friends, fully reflecting the country's care and attention to the elderly group.
In the specific implementation of relevant policies in various places, more transparency and openness are also needed to ensure the fairness and impartiality of policies, so that the majority of elderly friends can better understand various policies and safeguard their legitimate rights and interests.
希望各地相关部门能够切实做好各项政策的宣传和解读工作，及时回应社会关切，做好政策的引导和落实工作，让广大的老年人朋友们能够真正受益，过上幸福安康的晚年生活。