□ Dahe Daily Yu video reporter Qi Yi Shi Ge
On May 6, the State Administration of Financial Supervision and Administration approved BYD P&C Insurance to use the national unified compulsory traffic insurance terms, basic insurance rates and corresponding rate floating coefficients in Anhui, Jiangxi, Shandong (excluding Qingdao), Henan, Hunan, Guangdong, Shaanxi and Shenzhen.
According to the latest revelations, BYD Insurance's first policy was issued on May 13 and was born in a 4S store in Weihai, Shandong.
The corresponding model is the 2024 Dolphin Glory Edition 420km Free Edition, and the current guide price of the model is 112,800 yuan.
According to the policy, the total premium is 3,900 yuan, including 2,950 yuan for commercial insurance and 950 yuan for compulsory traffic insurance.
It is rumored that at present, BYD Insurance is piloting this 4S store, which is only open to Dolphin models for the time being, and this first insurance is given to new Dolphin owners for free.
According to the analysis, at present, new energy vehicles are facing the industry problems of expensive premiums and difficult insurance, and auto insurance companies are also under pressure to lose money.
As an automaker, BYD can provide more competitive maintenance prices according to the characteristics of its own models and the scale effect of the automobile supply chain, so as to reduce the burden of car insurance costs on insured car owners.