Apply for a loan online
The loan has not been received yet
Instead, you have to pay the money first
Another "routine"? Police shot!
"Thanks to you, I have recovered the money I was cheated of, thank you people's police!" Recently, Mr. Li sent two pennants to the Criminal Investigation Brigade of the Yunxi County Public Security Bureau and the police of the Ma'an Police Station in Hubei Province respectively, thanking the police for recovering the loss of 18,000 yuan.
On January 23, Mr. Li hurriedly went to the Ma'an Police Station to report the case, saying that he could not turn over the funds on hand, so he downloaded a loan software on the Internet, and after borrowing money according to the operation steps, the customer service informed Mr. Li that the account was frozen due to improper operation, and he needed to transfer a sum of money to the account before the account could be unfrozen. Mr. Li believed it and immediately followed the instructions of the other party and transferred 33,000 yuan to the other party's bank card account.
After the operation was completed, Mr. Li contacted the other party to confirm whether the account was successfully unfrozen, but the other party did not reply to the message. At this time, Mr. Li realized that he might have been deceived and immediately went to the Ma'an Police Station to report to the police.
After receiving the report, the police immediately sorted out the bank account information and capital flow provided by Mr. Li, froze the bank account involved in the case as soon as possible, and successfully stopped paying the 18,000 yuan that Mr. Li was defrauded. Subsequently, the police went to Shandong to arrest the suspects involved in the case. In accordance with the relevant procedures, Mr. Li was helped to go through the procedures for the return of funds.
At present, the case is under further investigation.
Online loan scam routine↓
How to spot online loan fraud?
It is not a registered company, in order to win people's attention, fraud gangs usually exaggerate the name of the company infinitely on the Internet, often crowned with the words "XX loan group" and "XX integrity group". In fact, such names are not allowed.
Formal loan companies have customer service and a complete set of workflows, and the operation of fraudsters is not so standardized. They usually choose to contact people in a simple way such as mobile phones, QQ, WeChat, etc., and do not have a fixed office space and customer service.
In order to attract targets, scammers often keep the loan requirements very low, or even make no requirements, and some do not even need to provide an ID card. The other procedures are as simple as possible, as long as the lender proposes, it can basically satisfy him.
Whether it is a bank loan or an online loan, there is no need to pay in advance. After encountering scammers, they often ask for money to be transferred to the designated account in various ways such as interest deposit, bank statement capital verification, handling fees, and card application.
【Police Reminder】
To apply for a loan, you must arrive
Formal institutions or lending platforms
Don't click on unknown links
Don't scan QR codes that you don't recognize
Don't download unofficially released apps
Whatever is requested before the loan is disbursed
Pay the "security deposit", "unfreezing fee", etc
It's all a scam
Be wary of online loan scams
Don't let "heartbeat" become "heartache"!
Source: China Police Network