I once heard such a sentence:
"The world is panicking, but the picture is a few taels of silver.
But this broken silver is a few taels, which can solve all kinds of panic in the world. ”
In this life, people will never be able to deal with money.
When I was young, I felt that talking about money was too vulgar, but as I grew older, I felt that if people could talk about money generously, it could be regarded as a real frank friendship.
In this world, everyone has their own life.
There may be people who have been mediocre for half their lives and have reached the age of no confusion, but for various reasons, they cannot save and still work hard.
But there is always a group of people who are muddy every day, do not want to make progress, and are lazy to eat.
is obviously in the prime of life, but he has never thought of relying on himself and relying on others for relief all day long.
I think my life is worry-free, but in fact it is full of devastation.
There is a saying:
"People are poor for a while, but their hearts are poor for a lifetime."
When people reach middle age, if there are such people around you who have been short of money for a long time but never provide for themselves, remember to stay away.
Stay away from people who like to cling to others
Shakespeare said:
"Lending money to someone else will cost you both money and money, and borrowing money from someone else will make you squander."
When people get along with others, they are most afraid of hearing the word "borrowing money".
If you have good money, you don't need to worry about it, you will always borrow and repay.
And those who have poor money quality regard borrowing money as a daily habit, and they neither know how to take the initiative to return it, nor are they willing to work hard.
Lending money to such a person can only be a disaster.
Actor Yue Yunpeng has a close friend from childhood to adulthood, and the two are inseparable and have nothing to say.
Even after graduating for many years, he still responds to his friends' needs.
Every time a friend encounters something, he spares no effort to help;
When I asked him to borrow money, I always lent it to each other without hesitation.
But after a long time, he found that his friends borrowed money but rarely repaid it.
Always pay back only a small amount of money, and then borrow more money from him.
Later, Yue Yunpeng inquired about others and found out that this friend was lazy most of the time, didn't work every day, and only thought about having fun everywhere.
Every time he ran out of money, he opened his mouth to borrow money from Yue Yunpeng.
It was then that he realized that he regarded his friends as relatives, but his friends regarded him as a "cash cow".
The last time he lent a friend 10,000 yuan, bought off the relationship between the two, and never had contact again.
Helping the emergency is not helping the poor, helping the poor is not helping the lazy.
In life, such people are not uncommon.
They have long developed a dependency mentality, no matter what happens, they don't want to solve it themselves, they always count on others, and take other people's help for granted.
As stated in the book "Life Needs to Be Debunked":
"I've never judged things by money, but I know that the people we love should be people with similar values to us."
When you lend money to others, it also depends on what kind of person the other person is and whether it is worth helping.
If you only know how to attach and take, but don't know how to give in both directions, even if the tree is flourishing, there will be a day when the branches and leaves will fail.
When people reach middle age, don't act recklessly, don't make your already difficult life worse because of temporary consideration.
And for those who try to cling to themselves, stay away as soon as possible.
This is not only a responsibility for the family, but also a relief for yourself.
Stay away from people who just don't want to do
Someone asked Cai Lan:
"Sir, what do you think is the sentence that has had the greatest impact on you?"
Cai Lan replied:
"Do, chances fifty fifty; Don't do it, zero. ”
I think so.
When people live to a certain age, they will always understand:
Anything, just wanted not to do, can never be achieved;
Only by daring to act can we have the opportunity to turn our dreams into reality.
The same goes for making money.
When I was young, I was so ambitious, I always thought that I would succeed one day, but I never knew how to put it into action.
Even if the opportunity is in front of us, it is still hesitant.
When you are old, you want to change, but you succumb to the status quo and spend your life in a mess.
Writer Han Shaogong said:
"In today's real life, in fact, everyone can find enough evidence to discover their poverty."
That's exactly what I said.
A distant cousin of mine, when he was young, always boasted that he would prosper one day.
In those days, it was popular to go out to work.
Many of the village's strong laborers went out to look for opportunities, but he watched coldly:
"What can you do by doing all this brick-and-tile work!
If you want to do it, you have to do something big! ”
Later, when others came back from work, they built small western-style houses one by one, while he still lived in a dilapidated small bungalow, living a life of poverty.
Although he was envious, he was still unforgiving:
"These people look glamorous, but they are actually working outside, and I don't know how shabby they are.
If I were me, of course I would have to make a more lucrative living. ”
In recent years, many villagers have relied on the mountains to eat the mountains and set up farmhouses, and the location of my cousin's house is suitable, so I could have done a big job.
But he was not without contempt:
"It's better to drink an extra bowl of wine at home.
Look, when I have a good opportunity, I will also make 100 million. ”
In this way, he was addicted to fantasies all day long, seeing that his temples were gray, but he still achieved nothing.
"It's a fantasy to be ambitious, but it's a dream to be down-to-earth."
In life, there are many people like my cousin, who have a goal but never put it into action.
If you only stay in your imagination forever, you will naturally not be able to earn more money and get the life you want.
It's not terrible to be poor, it's terrible to not know how to work hard.
If a person can't even guarantee his own life, how can he manage his own life well.
There is a saying:
"When people reach middle age, what kind of people they get along with is actually a way of life."
If you want to live the rest of your life at ease, you must stay away from these people who lack money and just want to do nothing.
Stay away from people who are not risk-conscious
In the book "Scarcity", the researchers did such a follow-up survey:
In the slums of India, there is such a group of hawkers.
They borrowed 1,000 rupees from the bank every morning to buy goods and set up roadside stalls selling vegetables, fruits and flowers.
In the evening, half of the 100 rupees earned that day will be used to repay the interest, and the remaining 50 rupees will be used for daily expenses.
If the hawkers can save Rs 5 a day, then after 200 days, they will be able to save Rs 1,000 and no longer have to borrow from the bank.
Sadly, the vast majority of hawkers spend all the remaining 50 rupees.
Even though the researchers gave the vendor 1,000 rupees at a time, after a few months, the vendor was back to its original state.
Later, the researchers found that it was not that the vendors were not really unprofitable, but that they lacked "risk awareness".
In life, there are too many such people who don't know how to delay gratification and don't know how to plan ahead.
It wasn't until the unexpected came that I found that I had nothing and regretted that I didn't prepare in advance.
Liang Wendao once said:
"The good thing about young people is that every young person believes that they can fly.
And when the middle-aged man stirs his wings, the wings on both sides are still hung with heavy scales that cannot be shaken off. ”
When I was young, I didn't understand the importance of money; When you are old, you can only suffer the loss of no money.
In this life, there is always a constant cycle.
And saving money is his greatest confidence, the ability to resist all risks and control life.
If you only focus on the present and don't know how to think about the long-term, you can only hurt others and yourself in the end.
In this world, only by learning to save money reasonably and knowing how to manage money wisely, can we make the rest of our lives more calm and less depressed.
For the rest of your life, stay away from people who are "chronically short of money".
There is a line in "Flying Life":
"The collapse of adults often begins with borrowing money."
People who have been short of money for a long time have no other way but to ask for help when they encounter problems.
And for those who help him, they can help for a while, but they can't help for a lifetime.
In this world, everyone has their own difficulties to overcome and too many responsibilities to shoulder.
Many times, it's not that we don't want to help, but that we're already in a quagmire.
I once read a story.
A middle-aged couple, the husband has been unemployed for 3 months, he has no income of his own, and the whole family only relies on a small salary from his wife to maintain daily expenses.
What worries them is that in order to facilitate the care of the elderly, the couple has just borrowed money to buy a new house, and the monthly car loan is also a fee.
They live in first-tier cities, and even their children's milk powder is more expensive.
The husband's unemployment has made his current life even worse.
Some time ago, a friend from his hometown asked the two to borrow money.
Fa Xiao, who grew up together since childhood, has a good relationship with the couple.
The husband originally thought that he could borrow a little, but thinking about his own situation, he was really powerless.
In the end, he ruthlessly rejected his friend.
Do what you can, do your best.
When faced with the request of others, we always want to lend a hand.
But many times, reality always leaves us at a loss.
If you can still reach out to help others, of course, it is a pattern and a kind of kindness;
But if you are too busy to take care of yourself because of your own family situation, physical health and other reasons, then it is better to work hard to take care of yourself first.
It's like a quote on the Internet:
"After half a hundred years old, I finally understood that making myself happy is the real character, and everything else is nonsense."
Learning to be ruthless, knowing how to do what you can, and living your life well is responsible for yourself and your family.
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Margaret Thatcher once said about poverty:
"Poverty is actually a 'personality defect', that is, a lack of personality."
People live for a lifetime, and there are few people who are not short of money.
Some people are short of money and will try to find change;
And some people only want to rely on others.
Such a person is short of money not for a while, but for a lifetime.
If you don't want to be wasted by such people, spend your time and energy in vain, stay away from those who have been short of money for a long time as soon as possible.
Spend your money on what you need and spend your true feelings on people who deserve your attention.
Only in this way can you have money in your hands, not panic in your heart, and live a more comfortable and comfortable life.
Source: There are books