"Virtual Currency Exchange"
Whether living overseas
Or travel overseas
Currency exchange is essential
A variety of currency exchange group chats are very active
Messages such as these can often be seen
"Out of the dollar, in exchange for the yuan"
"Out of RMB, for EUR"
......
But is this kind of private exchange really reliable?
Let's follow in the footsteps of Chengdu Wuhou Public Security
Let's take a look at how scammers "routine"!
Real-world examples
The whole people fight fraud, recognize fraud and prevent fraud
01
01
Case 1
Tian, a student who went to school in Germany, wanted to exchange RMB for 5,000 euros, so he met a person A who wanted to exchange 5,000 euros for RMB in the WeChat group, and the two hit it off, and then agreed to exchange money at a bank gate in the town at one o'clock in the afternoon on March 23, German time.
When Tian arrived at the door of the bank, the other party did not appear, and on WeChat, A told her that his friend had been in a car accident and asked him to transfer it directly to his account, and Tian did not suspect that he immediately transferred 36,750 yuan to A.
Mr. Tian didn't wait for the news to come to the account, but waited for A's question, "My bank card has been blocked, is there a problem with your card?" Now the bank wants me to pay the deposit, and my card can't be transferred, so you can only pay for me first. At this time, Tian vaguely felt that something was wrong, and immediately called the Ministry of Foreign Affairs' Global Consular Protection and Service Emergency Hotline for help, which was later confirmed to be a fraud.
2
Case 2
Mr. Zhang's child wants to go abroad to go to school, and needs to convert RMB into Hong Kong dollars, and he saw the exchange advertisement posted by Chai in the WeChat group chat, Chai said that he had an exchange channel, and the exchange rate was lower than that of the bank, which also made Mr. Zhang excited, and then added Chai's WeChat. Both parties were satisfied with the exchange rate, so Chai first transferred 600,000 Hong Kong dollars to Mr. Zhang's bank account, and Mr. Zhang also received a text message from the bank, so he remitted 550,800 yuan to the account designated by the other party. The next day, Mr. Zhang found that the HK$600,000 on the bank was missing, and when he asked the bank, he found out that the other party had used a cheque to remit the money, and then withdrew the remittance. Mr. Zhang immediately contacted Chai, and in the face of questioning, Chai quit the group chat and lost contact, and Mr. Zhang found out that he had been defrauded and immediately reported the case.
Scam routines
The whole people fight fraud, recognize fraud and prevent fraud
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●Step 1:
Fraud gangs generally publish advertisements such as "preferential currency exchange" on social software, and then gain the trust of victims through the personas packaged by social software.
●Step 2:
The first type of fraud is to cast a wide net on the Internet and wait for the victim to take the bait, when the victim takes the bait, he will make an appointment to the offline transaction, making the transaction more real, and when he really wants to trade, he will not show up for various reasons, and lead to the online transaction.
The second type of fraud is to directly use fake transactions to make the victim mistakenly believe that the foreign currency has been received, and then remit RMB to the account provided by the fraud gang, resulting in the victim being defrauded.
Police remind
The whole people fight fraud, recognize fraud and prevent fraud
03
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Chinese citizens and international students should exchange currency through formal channels such as banks, and do not believe all kinds of "preferential exchange" information, let alone take the initiative to search for foreign exchange information on online platforms to avoid being deceived. Private exchange of foreign currency is not only not safe, but may also be suspected of money laundering, illegal trading of foreign exchange and other criminal acts.
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If you are unfortunately deceived, you should report the case to the local police in a timely manner, and pay attention to collecting and retaining evidence such as the identity information of the fraudster, the account number involved in the case, and the transfer records, so that the law enforcement department can carry out investigation and promote follow-up legal procedures. If the defrauded money is transferred through a domestic bank card, you can also call the 110 police number at the place of domestic household registration or ask the police for help through domestic relatives and friends. Overseas citizens who are aware of the possibility of encountering various unexpected situations and need to seek help can call the Global Emergency Hotline for Consular Protection and Services of the Ministry of Foreign Affairs (24 hours): +86-10-12308 or +86-10-65612308.
Chinese embassies and consulates around the world and government websites
Beware of fraud notices have been issued one after another
END