In this corner of the city, Li Hao (not his real name) sits alone in his cozy but slightly deserted small apartment, with neon lights flashing at night outside the window, as if telling the bustle and hustle and bustle of the city. However, for Li Hao, this prosperity has nothing to do with him, and he only has the mountain-like mortgage pressure in his heart, which makes him breathless.
Recalling the spring of 2020, Li Hao stepped into the city of his dreams with great longing, and with infinite expectations for the future, he bought his first house. At that time, his face was full of happy smiles, and his heart was full of longing for the future. However, as time passed, the pressure of the mortgage gradually appeared, like an invisible mountain, weighing him down.
The repayment date of each month is the day that Li Hao is most unwilling to face. Every time the repayment reminder text message from the bank rang, an inexplicable sense of anxiety would swell up in his heart. He had to work hard and work overtime just for the more than 9,000 yuan mortgage. However, no matter how hard he tries, he can't change this harsh reality – his income will never keep up with the rate of rising house prices.
Li Hao began to realize that he might have made a wrong decision from the beginning. He thought he could pay off his mortgage by working hard, but reality gave him a resounding slap in the face. He felt that his efforts were completely disproportionate to his return, his life was bound by a mortgage, and his dreams were wiped out by a mortgage. He began to wonder if he had made the right choice and whether he should continue to stick with it.
This year, it seems to have gotten even worse. The recurrence of the epidemic, the economic downturn, and the pressure of work ...... All of this made Li Hao feel exhausted. He found himself in a desperate situation where he could no longer bear the weight of his mortgage. He began to wonder if he should give up the house, the asset that had once made him proud.
Whenever there was a dead night, Li Hao would lie on the bed, looking at the ceiling in a daze. His mind is full of all kinds of complex emotions: there is confusion about the future, there is regret about the past, and there is helplessness about the reality...... He didn't know where he was going or how he was going to face this harsh reality.
One night, Li Hao finally made up his mind. He picked up his phone and dialed the bank's customer service number. He told the customer service staff that he could no longer bear the heavy pressure of the mortgage, and he wanted to cut off the mortgage and let the bank auction the house. There was a tremor and determination in his voice, as if he was saying goodbye to the past and announcing his helplessness to the future.
After hanging up the phone, Li Hao felt an unprecedented relief. He can finally get rid of this heavy burden and can finally start his life again. However, when he thought that he was about to lose this house that was once full of dreams and hopes, he couldn't help but feel an inexplicable sadness in his heart. He remembered the hard work and sweat he had put into this house, and remembered every day and night he had spent in this house...... He felt his heart full of contradictions and struggles.
In the following days, Li Hao began to organize his things. He packed his clothes, books, photos, etc., and prepared to move out of the home that once belonged to him. Whenever he picks up an item, he is reminded of the memories and stories associated with it. He felt that his heart was full of reluctance and nostalgia, but he knew that he had to face reality and look forward.
Finally one day, Li Hao left the home that once belonged to him. He stood in the doorway and glanced back at the house he had once been proud of, then resolutely turned away. He didn't know where his future lay out, but he knew he had to start his life all over again.
On the way out, Li Hao's heart was full of emotion and reflection. He began to think about why he had come to this point, why he had fallen into such a predicament. He realized that perhaps he was too blind and impulsive in the process of pursuing his dreams, and did not take into account his actual situation and the scope of his abilities; Perhaps it is because I lack enough courage and wisdom to deal with and solve difficulties and challenges...... He began to reflect on his past and how he could avoid repeating the mistakes of the past.
However, when Li Hao thought that he was about to usher in a new life, he couldn't help but feel an inexplicable expectation and longing in his heart. He doesn't know what kind of challenges and opportunities he will face, but he believes that he will be able to face them bravely and grasp them. He believes that he will be able to rediscover his dreams and passion to create a bright future of his own.
Now, Li Hao has started a new life. He rented a small apartment as his temporary residence and started a new job and study. Although his life is still full of challenges and difficulties, he no longer feels lost and hopeless. Because he knows that as long as he bravely faces and persists, he will be able to get out of the predicament and usher in a better future.
However, in the face of this harsh reality and heavy mortgage pressure, are we really helpless? Should we choose to give up and escape like Li Hao? Perhaps we should think more deeply about this problem and find more positive and effective solutions. After all, life is our own, and we need to take responsibility for our own lives and strive to create a better future of our own.