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The pension adjustment plan in the third week of May may be announced, how much can the pension of 3,000 yuan be raised?

author:Poisonous Tongue Finance

Unknowingly, May has come to the third week, referring to the time point of the pension announcement in the last two years, the third week pension adjustment plan is likely to be announced.

In the past two years, the announcement time of the pension adjustment plan is basically in mid-May, of which the announcement time in 2022 is May 16, and the announcement time in 2023 is May 22.

The pension adjustment plan in the third week of May may be announced, how much can the pension of 3,000 yuan be raised?

The time point of the third week of May 2024 is between the 13th and the 19th, so we infer that the probability of announcing the pension adjustment plan in the third week is still relatively large.

Of course, this is just a speculation, as for when the pension adjustment plan will be announced, we have to wait for the official announcement of the Ministry of Human Resources and Social Security to know the accurate answer.

In addition to paying attention to when the pension adjustment plan will be announced, I believe that many retirees will pay attention to how much their pensions can be raised.

The pension adjustment plan in the third week of May may be announced, how much can the pension of 3,000 yuan be raised?

Judging from the actual situation of the provinces at present, the average monthly pension in most provinces is between 2,800 yuan and 4,000 yuan, and the pension of most urban workers and retired elderly people is about 3,000 yuan.

So let's take 3,000 yuan as an example to see how much the pension adjustment can be raised in 2024.

As for how much the 3,000 yuan pension can be raised, it is related to many factors, referring to the adjustment plan in 2023, at least affected by the following factors.

First, the overall adjustment of pensions.

The most direct factor in determining how much the pension can be raised is the overall adjustment of the pension.

As for what the pension adjustment range is in 2024, there is no exact news yet, but with reference to the performance of the pension adjustment range in recent years, we speculate that the pension adjustment range in 2024 should be between 3.5% ~ 3.8%, and finally, the overall adjustment range of everyone's pension will basically float up or down on the basis of this range, and the adjustment range for different groups of people should be between 3% ~ 5%.

The pension adjustment plan in the third week of May may be announced, how much can the pension of 3,000 yuan be raised?

Second, the level of pension before the adjustment.

Every year, the provincial pension adjustment plan will have a linked adjustment, one of which is linked to the pension level before the adjustment.

Judging from the implementation plans of each province in 2023, the proportional proportion is basically between 0.5% ~ 2.3%.

This means that the proportional adjustment of the pension of 3,000 yuan is about 15 yuan to 70 yuan.

Third, the number of years of payment while on the job.

Another item of linkage adjustment is linked to the payment period during employment, and the longer the fee period, the more adjustment amount can be obtained.

Judging from the actual adjustment plans of various provinces over the years, many provinces take 15 years, 20 years, and more than 30 years as a time point, and different payment years can be raised by a few yuan.

For example, in 2023, the adjustment plan linked to the number of years in Guangdong is to increase by 1 yuan for every year of payment, and the part that exceeds 20 years will be increased by an additional 1 yuan, so that if a person pays for 30 years, the amount that can be increased is 40 yuan.

Fourth, one's own age.

Each province will have a tilt adjustment in the annual adjustment plan, which has an important tilt for the elderly retirees, which are mainly for the elderly over 70 years old, and individual provinces are for the retirees over 65 years old, and the higher the age, the greater the adjustment amount can be obtained.

Judging from the actual situation of the provincial adjustment plan in 2023, the amount that can be increased ranges from 10 yuan to 115 yuan for different age groups.

Of course, the above is just a reference data, specific to different provinces, different groups of people can be adjusted up is not the same, from the actual situation, the higher the pension base can be adjusted by the lower the range, on the contrary, the lower the pension number of people can adjust the higher the range.

We will use the actual adjustment plan of Guangdong Province in 2023 as a demonstration for your reference.

The pension adjustment plan in the third week of May may be announced, how much can the pension of 3,000 yuan be raised?

In 2023, the overall adjustment of the pension announced by the Ministry of Human Resources and Social Security is 3.8%, referring to this data, if a person's pension is 3,000 yuan before the adjustment, the actual adjustment amount in Guangdong Province is as follows.

The minimum adjustment amount, with reference to 15 years of payment, is calculated under the age of 70, fixed amount adjustment (22 yuan) + years-linked adjustment (15 yuan) + proportional linked adjustment (63.6 yuan) = 100.6 yuan.

The maximum adjustment amount, with reference to 40 years of payment, is calculated for ages greater than 100 years old, fixed amount adjustment (22 yuan) + years-linked adjustment (60 yuan) + proportional adjustment (63.6 yuan) + old age tilt adjustment (200 yuan) = 345.6 yuan.

Referring to the adjustment plan in 2023, if the adjustment ratio does not change much in 2024, then the amount that Guangdong retirees with a monthly pension of 3,000 yuan can finally adjust should be between 100 yuan and 350 yuan, and most people are between 100 yuan and 200 yuan.

Although there will be some gaps in other provinces, the overall pension adjustment should be similar to Guangdong according to different situations.