Introduction: If you pay social security to support your parents, are you willing? See what the experts have to say
The pension adjustment standard in 2024 is expected to be announced before May 31, in this regard, many people say that the rise is definitely going to rise, that is, to see if the increase is higher than 3.8%, or lower than 3.8%, because, last year's increase was 3.8%.
In fact, even if this year's increase is less than 3.8%, it is not unexpected, after all, in the next 5-10 years, the pension gap will reach 10 trillion, which is not a small amount. That is, now the money of the pensioner is becoming less and less able to pay the money of the pensioner.
If you want me to say, even if many people's pensions do not rise, maintaining the status quo is out of reach for many people. For example, many young people do not have social security, and not everyone who works in the company pays a pension.
Recently, an expert said that young people are now a little hesitant to pay pension insurance, and their enthusiasm is not high. He believes that the reason why young people are not willing to pay is mainly because they are worried about the long time span between payment and receipt, as well as uncertainty about the actual amount of pension they can receive in the future.
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Experts believe that the reason why many young people who come to the city to work are reluctant to participate in the insurance is because many young people think that the money they pay is to support the parents of others living in the city, while their parents in the rural hometown do not get benefits, and still get a pension of more than 200 yuan per month. From a point of view, there is some truth in the statement of experts.
Because, our country's pension is paid on a pay-as-you-go basis, which is to use the money of the current payer to provide pensions to retired personnel. However, parents in rural areas do not pay pensions like in cities, so naturally they will not get benefits. Therefore, experts believe that this is one of the reasons why young people are reluctant to pay.
In order to solve this problem, the expert put forward a proposal to tie the pension insurance paid by young people to the pension of their parents in their hometown. In this way, young people can more intuitively feel the connection between their own contributions and their parents' pension, so as to enhance their willingness to pay and sense of responsibility. That is, to enhance the sense of responsibility through the association mechanism
But the problem is that many flexible workers do not have a stable job, nor do they have a stable salary, and they are working outside the home to make ends meet, so how can they still have the conditions to pay social security?
Take the author's location as an example, the average migrant worker's salary is more than 3,000 yuan, and they have to eat, pay for the house, and deal with friends, so they have no money to pay social security, so they have to make a living before thinking about anything else.
Therefore, if we want to increase the enthusiasm of young people to pay fees, we must create more good employment opportunities for young people so that they can earn money. At the same time, it is also necessary to strengthen the supervision of enterprises, some enterprises do not pay social security to employees, and even some pay urban and rural social security, so how much pension can there be.
In short, in order to increase the enthusiasm of young people to pay social security, we must first solve the livelihood problem of young people and ensure that young people make money. In other words, it's not that young people don't know the importance of social security, it's not that they don't want to pay, but they don't have the money to pay!
What do you think about this? Looking forward to your review! Thanks for reading.