Under the willow tree in the evening, Hao Chuanqing sat on the bench, and the breeze blew gently, bringing a hint of coolness. He frowned, and in front of him stood his old friend Li Ming, anxiously begging to borrow money.
Li Ming has been Hao Chuanqing's friend for many years, and the two have experienced many ups and downs together. But this time, Li Ming's request for money made Hao Chuanqing feel a little embarrassed. He knows very well that the sensitive topic of borrowing money, once not handled properly, can easily hurt the feelings of both parties.
Hao Chuanqing took a deep breath and decided to take a sensible attitude to deal with it. He smiled and said to Li Ming, "Li Ming, you know that I have always valued the friendship between us. But I need to think carefully about borrowing money. I'm sure you understand too. ”
Lee was visibly disappointed, but nodded anyway. Hao Chuanqing continued: "Actually, I have a set of principles of 'four borrowing, four not borrowing', you can listen to it. ”
"As for the four loans, the first is to save the emergency and not the poor. If you have an unexpected incident and need emergency funds, I will not hesitate to lend you. The second is to lend to those who keep their word. If you have been able to repay the money you borrowed on time before, then I will trust you and am willing to help you again. Third, lend to people with potential. If you have a good project or plan, I believe in your ability and will consider supporting you. Finally, lend it to someone who knows the roots. Our friendship over the years has made me know you very well, which is one of the reasons why I am willing to lend it to you. ”
"And the four do not borrow, the first is to lend to the squandering and do not borrow. If you borrow money for the sake of squandering and enjoying it, then I can't lend it to you, because that would only hurt you. The second is to lend to the untrustworthy and not to borrow. If you borrowed money before and never paid it back, then I can't trust you anymore. Third, do not lend to those who are incapacitated. If you don't have a clear plan and goals and just borrow money blindly, then I can't help you either. Finally, lend to those you don't know. For people I don't know, I can't know what they're really about, so I can't borrow money easily. ”
After listening to Hao Chuanqing's words, Li Ming was silent for a while. He knew that Hao Chuanqing was reasonable, and he also understood that his situation did not fully meet the conditions of the "four loans". He looked at Hao Chuanqing gratefully and said, "Chuanqing, thank you for telling me this so frankly. I get it, I'll figure it out on my own. ”
Hao Chuanqing patted Li Ming's shoulder and said, "Li Ming, I believe you will be able to get through this difficulty." Our friendship will not be affected by this incident, and I will always support you. ”
Under the willow tree in the evening, the two looked at each other and smiled, and the estrangement in their hearts dissipated. Hao Chuanqing's principle of "four borrowing, four not borrowing" not only allowed him to remain rational and fair in the face of loan requests, but also made the friendship between him and Li Ming stronger. He understands that true friendship is based on mutual understanding and support, and that borrowing money is just a small episode in life and will not change the deep friendship between them.