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(Note: This article is purely fictional, if you have similar experiences, it is purely coincidental, please read it sensibly)
I have been retired for five or six years this year, and my pension is 6,500 yuan a month, which is actually a lot of money in this small county where we live.
My wife and I are also quite content, thinking that we can use this money to enjoy our retirement, but we never thought that because of these few things, my retirement life will be miserable.
The reason was that he went out fishing with his old friend (Lao Jiang) and accidentally talked about the work of their children, and he told me that his son was not highly educated, but now he has entered the company opened by his classmate, and he has an income of 20,000 or 30,000 yuan a month.
I was shocked when I heard this, this money is indeed a lot, my son graduated from graduate school, and now it is only about 30,000 yuan a month, and his son can do this is already very powerful.
After showing off his son, he told me that he was so old that he was also stained with his son's light, and he made another profit, and he took out his mobile phone, opened a software, and told me to look at the balance inside, and there were as many as 200,000.
I couldn't help but be surprised, seeing that Lao Jiang and her wife usually spend money lavishly, I didn't expect them to save so much money!
Looking at my surprised look, Lao Jiang said proudly, envy, this is the software made by my son's company, I have only used it for less than two or three months, and I have earned fifty or sixty thousand, how about you also give it a try.
I'm a little shaken, no matter how I say it, I'm also an educated person, and I don't want to believe that there will be such a quick way to make money in the world, Lao Jiang seems to see what I think in my heart, and said to me, will I still lie to you, my son works in a regular company, this is a serious software, forget it, you don't need to pull it, and I don't force you.
Seeing Lao Jiang's angry expression, I suddenly believed what he said, and said Okay, then you teach me how to download this software, and I will also give it a try and make a fortune.
After downloading, I only dared to add hundreds of dollars at first, just in case, for fear that this would be unreliable, so I cheated my money.
In the first half month, as the amount of money I invested increased, the return also increased a lot.
Recalling the balance figure that Lao Jiang showed me that day, I couldn't help but feel a little moved, and added 20,000 yuan to it, and the next day I saw that it was 5,000 yuan more than yesterday.
After that, I invested more than 30,000 yuan in it one after another, but this time the return no longer increased according to the increase in the amount of money invested, but had a downward trend.
Lao Jiang told me, this is a normal phenomenon, this thing is like a stock, there is a rise and a float, he patted me on the shoulder and said, don't worry, old man, all my net worth is in this, if something happens, I will definitely be more anxious than you.
Seeing Lao Jiang swear so confidently, I also put my mind at ease, and when I checked it again in a few days, the return really increased.
Just when I was complacent about this, an accident happened, and when I woke up one morning, I suddenly found that the software couldn't be opened, and the URL that Lao Jiang gave me was also told that it was risky and had been banned.
I suddenly had a bad premonition, and I didn't care about my wife's concern, so I quickly got dressed and ran downstairs to find Lao Jiang.
When he saw Lao Jiang, he was crying with snot and tears, and after seeing me, Lao Jiang grabbed my arm and said, Lao Qu, I hurt you, our money has been cheated away by scammers!
When I heard this, I almost fell to the ground, so I hurriedly walked over and asked Lao Jiang what was going on, and Lao Jiang cried and told me that this software was a liar, and his son's company was not a regular company.
Seeing that Lao Jiang couldn't say it clearly for a long time, I turned my head and asked his daughter-in-law again, and his daughter-in-law wiped her tears and said, You have all been deceived, and my son has also been deceived, and he was taken away by the police early this morning for investigation.
I didn't turn my brain for a while, and I was about to take Lao Jiang to the police station, and I said to him while pulling him, it's okay, Lao Jiang, let's go to the police, the police will help us.
After listening to my words, Lao Jiang said dejectedly, it's useless, I already told me when the police came this morning, their group of people are all premeditated, and there is little chance of catching them and asking for the money back.
Although Lao Jiang said so, in the end, he obediently went to the police team with me and explained how he was deceived.
In the end, the little policeman who was in charge of making the record for us also told us, how many times have you done anti-fraud propaganda, how can you still be deceived by such a simple deception, it is still more than 200,000, you can really do it.
In the end, the little policeman told us, you go back first and wait for the results, we will definitely try our best to help you recover the money, but it is very difficult, you will take this as an expensive lesson, and you will not dare to trust others so easily in the future.
In the end, the money was not returned, and I lost more than 60,000 yuan because of it, but compared with Lao Jiang, I am still lucky, Lao Jiang not only lost more than 200,000 yuan, but his son was also imprisoned.
After this incident, my wife and son and I took turns to reprimand and stop for a while, but then I became obsessed with online shopping again.
At first, it was fresh, and then I couldn't extricate myself, and I bought a lot of useless "rags" for my family one after another, and because I believed the anchor's words, I bought a lot of health care products with three nos.
Fortunately, I didn't eat much of this health food, otherwise I might have problems eating because of this, but I did get a lot of money, if I hadn't saved some money when I was young, I was afraid that it would be difficult to spend my old age with my pension of 6,500 yuan a month.
After two disasters in a row, my wife and I were sent back to our hometown in the countryside by my son, who said that after I went back, I would plant the land, chat with the villagers, and if I was not idle, there would not be so many disasters.
It's a pity that I didn't take the initiative to get into trouble, but there was no good result, and two days before I went back, the villagers and relatives took turns to come to see me at home and talk to me.
Because most of them are old farmers who dig in the soil, they envy me as a pensioner, and they compliment me vigorously and say good things to me, but I can't resist it, and I will tell the real pension in three or two sentences.
It doesn't matter what I said, but I told the people who borrowed money, today my neighbor has no money to buy vegetables, and tomorrow the relative has a little headache and brain fever, and asks me to borrow some money to buy medicine.
In fact, this is all small money, harmless, the most unacceptable thing for me is that my cousin came to me to borrow money in order to buy a house for his son's marriage, and the loan is 200,000 yuan.
My wife and I only have about 200,000 yuan in savings, how can we lend them all to him, I didn't agree, and then he said that I had no conscience, I didn't know how to be grateful, and I forgot how their family was good to me in the first place.
I was embarrassed for a while, and said that I could borrow but I could only borrow 50,000 yuan, and after hearing it, my cousin first sarcastically said a few words to me, saying that I would rather lend it to a neighbor who is not related by blood than lend it to his cousin......
At the end, the conversation turned to me and said, 50,000 is 50,000, the day I went to withdraw the money, I asked my cousin to write me an IOU, and my cousin was anxious when he heard it, and shouted, is it possible that you are afraid that I will not pay you back, and let me write an IOU, I really misread you.
But having said that, my cousin didn't forget to take the money away, and in the end, of course, he didn't write an IOU, which really made me uncomfortable, that is, I lent them the money, and people didn't remember my goodness, but counted me down.
On the trip back to his hometown, not only did he not manage himself well, but in just a few days, he lost tens of thousands.
When my son came to pick us up and went back to the city, I was so angry that I had nothing to say, and my daughter-in-law suggested on the side, Dad, why don't you hand over your savings to us for safekeeping, it just so happens that we are going to buy a house recently, and we are under a lot of pressure, so you can also add some to us.
I thought that this is indeed a way, anyway, in the end, it is my son who will provide for our old couple, and the money will be given to them sooner or later, so it is better to give it now, so that I will not be deceived.
However, my wife did not agree with my approach, my wife said that she knew that she loved to be deceived, and she would pay more attention in the future, and you gave all the money to your son, what should we do with the money in the future?
I don't think so, my son will give it to us, we can still treat our son badly, you just love to think more!
But later, reality slapped me in the face, and after handing over all the passbooks and salary cards to my son, I had to report to others no matter what I did or what I bought, so that they could give me money, and I was not free at all.
That day, I wanted to buy a new flower pot, and when I asked my son for money, my son gave me a twenty yuan bill, I said that this was not enough, and my daughter-in-law yelled at me on the side, Dad, you only know that we want money every day, and our expenses are already big enough, so you can't be considerate of us.
My daughter-in-law's words made me a little embarrassed, so I quickly ran back to the room, and was stunned for a while, but I didn't speak.
When my wife saw me like this, she said, aren't you asking for hardship, I reminded you before, told you not to give them all the money, you don't listen to me, you deserve the current situation!
Harm, I really didn't expect that after retirement, I did all the foolish things, first I was deceived and then I was cheated by my relatives, and then my son and daughter-in-law put a face on me.
I hope that the majority of friends will take me as a warning, don't do these foolish things, and don't be gullible, there is no pie in the sky, and it is best to hold the money in your own hands, and be ruthless to relatives and friends, don't borrow any money.
I am suffering now, I can only live under the face of my son and daughter-in-law, I only hope that you can take me as an example, arrange your retirement life well, and strive to have a comfortable and happy old age!