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(Note: This article is purely fictional, if you have similar experiences, it is purely coincidental, please read it sensibly)
Yesterday, my wife and I went to the bank to look at the money in our passbook, and I thought there would not be much money, but I was surprised to find that there was an extra deposit of 50,000 yuan compared to last year.
When I got home, I told my daughter about it, but she still didn't believe it, and told me that you have a pension of 2,500 a month, and my dad doesn't have it, and you can't save so much money even if you don't eat or drink for a year.
I told my daughter, you are underestimating the ability of our older generation to save money, if your father and I are like you and your eldest sister, we only know how to eat, drink and have fun all day long, I guess even raising is a problem.
After hearing this, my daughter told me that my husband and I have been planning to save money recently, and you can teach us your little tricks for saving money!
Harm, in fact, what is not a good trick, is to do a few simple things that can no longer be simple, but for us to save so much money, now I will talk about how I did it.
I used to be a worker in the company, and I retired when I was 50 years old, and I can get a pension of 2,500 yuan a month.
After I retired, I felt that I was still in my prime, and I couldn't enjoy life so early, so I found a side job for myself and worked part-time jobs in the town.
In fact, it is for those elderly people, cooking, laundry, cleaning, fifteen yuan an hour, sometimes when you meet a good person, it will rise to twenty yuan.
I don't do much every day, just work as a guy for three hours, and I can earn forty-five to sixty dollars a day, and the rest of the time, I also find a little manual work to do, if it's fast, it's no problem to earn forty or fifty a day.
In this way, we can have an income of about 100 yuan a day, and the total is almost more than 3,000 yuan a month, and we can save more than 4,500 yuan a month when we go out to eat and drink, plus my pension.
Later, after my two daughters got married, my wife and I rented out the house in the provincial capital and returned to our hometown to live, so that we could still get a thousand yuan in rent every month.
In fact, there is another advantage of returning to my hometown, that is, I save expensive property fees, so that I can make two sums of money back and forth.
After going back with my wife, the two of us took back a small piece of the land we had rented out before to grow some seasonal vegetables, which could save a lot of money on groceries.
After returning to my hometown, my wife was much happier than me, going to bed early and getting up early every day to exercise, playing chess and fishing with my old neighbors, not to mention being more comfortable, and picking up the carpentry skills that I had not used for many years.
I usually help the villagers make some furniture or something, and I can make money without being tired, and when I have nothing to do, I just think about some gadgets by myself, but I didn't expect it to be quite popular with young people.
Usually when I arrive at the market in our village, I take out the gadgets made by my wife and sell them, and they are all sold out in a short time.
In the words of young people nowadays, there are a lot of customizations and reservations, and there is no worry that no one buys them, and the price I ordered is also affordable, one is less than 20 yuan, and some are even only a few dollars.
After coming and going, my wife also found a side job for herself to do, and she could earn about 1,200 a month by selling these gadgets.
My wife worked so hard, and I was not idle, I became a sanitation worker in the village, saying that ordinary people are street sweepers, working for a few hours a day, about 500 yuan a month.
At first, when I told my youngest daughter about this, she reprimanded me, saying that the two sisters didn't give me money to spend, so why did they sweep the streets, so that the neighbors thought that their sisters were abusing me.
If you want me to say, my little daughter is too sensitive, she eats with her own hands, what does she look down on, just look up to herself, you don't care what others say.
My youngest daughter and I didn't talk for more than half a sentence, and hung up the phone after a few hurried words with her, and after a while, the eldest daughter called me.
Said that Xiao Ke (the youngest daughter) just called her, saying that you are working as a cleaner, and asked me to persuade you, I won't say anything moreMom, you are this age, you like to do something, do something, but there is a premise that you must pay attention to your body.
Of course I know this, her sisters make an appointment for me and my wife every year for the physical examination, we all go on time, usually if there is a minor illness or something, we don't delay, we see a doctor in time.
Maybe it's because of a good mentality, or maybe it's because the two children didn't bother us much, my wife and I are quite tough, and we don't have chronic diseases like heart disease, diabetes, or whatever.
Usually, I only take some cold medicines, or calcium tablets and health products, but other than that, I haven't spent more money on medicine.
In fact, I didn't think about saving money at first, when I was fifty-five years old, I traveled with my wife several times, and then when I was chatting with my neighbors, I overheard that she had saved 50,000 or 60,000 yuan a year, so I thought about saving some money.
At first, I just wanted to compare, and I felt that Sister Sun (neighbor) had no pension, but could save 50,000 or 60,000 yuan a year just by doing odd jobs, and I couldn't save more than she had a pension!
At first, I just competed with her, but then slowly, I felt that saving money was a fulfilling thing, and once I started, I couldn't stop.
In order to save money, I also went to learn from my sister how to use a sewing machine, make clothes for myself and my wife, and even learned to knit sweaters by mistake.
Since the start of the savings plan, I have started to live frugally, saving all the bags I usually buy groceries and keeping them as garbage bags, saving the money to buy garbage bags every month.
Don't look at this small amount of money is inconspicuous, if it adds up, it is a lot, and I usually keep the water for washing rice and cooking, which is used to water flowers or pour it in the vegetable field.
When my two daughters came back to see me, they joked that when they were old, they learned to live a low-carbon life, which was enough to save, but now they are good, and they are not willing to spend any money.
My wife also said that I had been busy for most of my life, and I thought I could enjoy my old age, but because of one of my ideas, I went back to the pre-liberation period overnight, and then went back to the seventies and eighties when I lived a hard life.
Don't look at them complaining about me, in fact, they are quite supportive of me, at least compared to those old ladies who stare at health supplements all day long, I am already very worry-free.
In fact, I have been rebellious before, that is, when my youngest daughter first taught me to shop online, I was fresh and bought a lot of things that I didn't use.
To tell you the truth, when I was addicted to online shopping, 3,000 yuan a month was not enough for me to spend.
Because of this incident, my wife and two daughters quarreled with me a lot, not because I was afraid of spending money indiscriminately, but mainly because I was afraid that I would be deceived by others.
I didn't expect them to correct their bad habits for several years, and I couldn't get rid of them, until I was subdued by this little money-saving plan.
It's been two or three years, and I haven't shopped online, and the only few times I have been insignificant are small things, which add up to less than twenty dollars.
Now, the two daughters also give us the old couple money every month, one of them gives me a thousand, and they give it to me, although they can't spend it, then we will save it for them, and when they are in trouble, we will give it to them again.
Under my influence, my two daughters also unconsciously began to save money, so that not to mention how much money they saved, family conflicts have decreased a lot.
Until yesterday, it was the day when I implemented the savings plan for a year, I took my passbook and my wife to the bank, and on the way there we were still guessing how much money we could save in a year!
It wasn't until we saw the extra 50,000 yuan that we couldn't help but make a sound, I really didn't expect to save 50,000 yuan in just one year.
After my wife looked at the balance on the passbook, she said to me mysteriously, maybe it's more than that, you forgot that we still have a fixed deposit of 100,000 yuan, and the interest for that year must be more than 1,000 yuan.
But I like the 50,000 yuan more than the money, because it is something I have saved by my own hard work, and I have a greater sense of accomplishment.
In fact, these things are very simple, but it is not easy to persevere, and many people may persist for a period of time and then give up.
In general, if you can save money, don't spend money that shouldn't be spent, have a good body, a good attitude, take care of your body, as long as you don't have any serious illness, then saving money is a breeze!
In fact, in the past year, there have always been people who say that I am still learning to save money at this age, so it is better to enjoy life for two more years while I can walk.
Besides, my wife and I didn't go out to play in the first two years, and now saving money is just to prepare for the future pension, although the daughter has money, but the child has a daughter, and it is not as good as having it in your own hands!