When it comes to wealth management and planning, it's all about everyone's life. According to the 2023 China Private Wealth Report, more than 70% of high-net-worth individuals have begun to prepare for wealth inheritance planning, and Manulife Insurance in Hong Kong has recently attracted the attention of the general public in the issue of convenient inheritance - Manulife is the trusted choice of many Hong Kong people, serving more than 2.5 million Hong Kong and Macau customers, about one in three Hong Kong people is a Manulife customer.
So what is the relationship between this Hong Kong insurance and inheritance? Let's learn from the thinking of the rich, plan ahead, and think about how to run your family better.
Some of the new savings insurance policies in Hong Kong combine the advantages of guaranteed cash value to accumulate wealth, but also the benefits of non-guaranteed end-of-term dividends to increase potential returns, which can enhance long-term savings potential, and can be combined with flexible policy succession selection, which means that grandfathers can nominate their grandchildren as their policy heirs to play the role of intergenerational succession. It plays a significant role in wealth inheritance and appreciation. Let's take stock of the important highlights!
Flexible withdrawal of funds: Funds can be withdrawn flexibly without surrendering the policy to meet changing needs from time to time. Under certain circumstances, the policyholder can withdraw a certain amount of return at the same time and continue to grow his or her savings, maintaining the quality of life while accumulating wealth for future generations.
Change of Insured and Policy Split: Some policies also allow for a change of insured, and the policy can be split to different beneficiaries. For example, both sons and grandsons can have their own policy benefits.
Policy successor: In addition to the death benefit to the beneficiary, some policies can also designate a family member as the policy successor. In the event of the death of the policyholder, the policy will be transferred to the designated successor. This increases the flexibility of wealth transfer and makes it smoother and more convenient.
Multiple Currency Options: Multiple currency options are available to facilitate financial conversions.
Therefore, if you want to pass on your wealth steadily, you may wish to consider savings insurance in Hong Kong. After studying the information of many insurance companies in Hong Kong, I found that Manulife Insurance is very trustworthy!
Non-guaranteed end-of-term dividends are the key to wealth appreciation in savings insurance, and Manulife Insurance's fulfillment ratio has exceeded 100 for many years, which fully demonstrates the reliability of its product quality. Manulife Insurance has been able to achieve such outstanding dividend results due to its long history and strong business background.
Manulife has been in Hong Kong for over 125 years and has been operating in Asia since 1897. Manulife Group is listed on the Toronto, New York, Philippines and Hong Kong Stock Exchanges. Its full-year 2023 results bucked the market with double-digit growth, with annualized premium equivalent sales up 58% and new business value up 20%. Sales from mainland visitors are more than double that of 2019 before the pandemic, and the strength cannot be ignored.
Manulife has recently launched the new "Savour Legacy Protection Plan", an innovative savings insurance product that integrates the concept of inheritance to provide customers with more intimate and personalized wealth protection solutions.
Of course, when buying insurance, remember to carefully study and consider carefully to choose the right product for you. In this way, you can truly enjoy the benefits of insurance and make your property management and planning more perfect!
#财产规划##财富传承##香港保险[Super Talk]##宏利保险##香港保险排名##香港宏利##传承险##香港传承险#