laitimes

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

author:Blake talks about the past and the present

Before reading this article, please click "Follow", which is not only convenient for you to discuss and share, but also can bring you a different sense of participation, thank you for your support

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

In this cold winter, with fine white snowflakes fluttering outside, Aunt Bean sat alone by the stove, and the crackling sound of burning wood seemed to awaken her memories of the past again. Although she has entered her old age, there are still traces of her heroic demeanor between her eyebrows, but the wrinkles at the corners of her eyes clearly record the hardships and hardships of her years.

Aunt Dou closed her eyes slightly, and her mind flashed to the day in July 2020 when the court acquitted her, the final verdict on the wrongs she had endured for years. Suddenly, Aunt Dou's eyes couldn't help but moisten, and the long-awaited smile finally bloomed on her face. The long-standing grievances vanished with the judge's final word, and the heavy stone in her heart was finally let go.

Seeing this, the son immediately stepped forward to support the weak mother, and the mother and son hugged each other tightly, tears falling like a spring, releasing endless relief. Indeed, since the strange incident at the end of 2017, they have lived a life of fear, and have been put on the list of "old men" by the bank, and have been criticized and ignored by everyone. Now, they can finally straighten their backs and clear the sky after the rain. Aunt Dou thought to herself that this bitter years had finally passed, and she wanted to live a peaceful and peaceful life in her old age for the rest of her life.

Aunt Dou wiped away the tears from the corners of her eyes, and Mu Ne's face finally relaxed, filled with indescribable joy. The road ahead is long, but she is confident and ready to take on a new chapter in her life.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

At the end of 2017, the cold wind was howling and the snow was falling. In a remote village in Xinxiang City, Henan Province, a woman walks on crutches and through thick snow in the direction of the village committee. She is Aunt Dou, an old man who has gone through vicissitudes.

When Aunt Dou finally arrived at the village committee, she clutched a death certificate in her hand, which was that of her late husband, Li Tangcheng. Her expression was glazed and her eyes were glazed, as if she had not yet come out of the shadows of the sudden bad news. "Old Dou, what's wrong with you?" A familiar village committee staff member saw Aunt Dou coming, and immediately stepped forward and asked with concern.

The staff carefully checked the date of the death certificate, frowned and thought for a moment, and then said: "This is really unusual, your wife has been dead for six years, how can she still go to the bank for a loan? ”

In the face of the bank's persistence and tough attitude, Aunt Dou stepped forward without fear and was determined to get to the bottom of it. She decisively decided to turn to the power of the media and actively sought the assistance of the television station.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

Swiftly, a team of experienced journalists moved to the intricacies of the loan case. Under their close tracking, the parties finally converged in the bank conference room for a dramatic confrontation and negotiation.

When the tension almost froze, the banks were finally forced to come up with the loan contract that had caused the dispute.

"What the hell is going on?" In the face of the reporters' urgent inquiries, Aunt Dou and her son were full of confusion, and they had no clue about these two unfamiliar names.

The program team immediately launched an in-depth investigation. They quickly contacted Li Wanqin and Chen Keliang and arranged a face-to-face exchange.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

Several parties told about their experiences with each other, and the atmosphere at the scene instantly boiled.

In order to achieve the performance target, Xiao Chen did not hesitate to take the risk, using the bank's customer information, forging identity certificates and various supporting documents, and working with the loan company to concoct this false loan contract.

However, those who sign the contract are actually impostors provided by the lending company.

Except for the real names of the three parties, all addresses and contact information are fictitious. Xiao Chen originally thought that as long as he successfully completed his performance and repaid the loan on time, the matter could easily cover up the past.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

However, he never expected that the fact that Li Tangcheng had died would expose this conspiracy.

After the truth was revealed, Aunt Dou's family was furious. They can't bear to be branded as a "laid-back" because of the greed and fraud of a bank clerk, and to be blamed by others in their hometown, and their reputation and property are devastated.

So, accompanied by her son, Aunt Dou stepped into the Xinxiang Plains Branch again with full of anger, which included them in the list of "old lai".

Two alternating hot and cold air currents stirred in the narrow hall, and the atmosphere was tense and imminent.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

"How can we pay it back? We are the real victims!" Aunt Dou's son retorted angrily, and then he did not hesitate to show the authoritative certificate issued by the village committee and slam it on the table.

As a result, the two sides were locked in a heated argument, and neither could convince the other. Seeing that this dispute seemed to have no result, Aunt Dou and her son had to choose the last resort, that is, to resort to law and file a lawsuit with the court to protect their legitimate rights and interests.

However, just when the two sides were at a stalemate, the bank suddenly called, expressing its willingness to solve the problem through negotiation, hoping that Aunt Dou and others could give a month to let the bank conduct its own verification.

Although Aunt Dou and others have doubts about this, they are worried that the bank is just trying to fool around. But after some heated discussions, the two sides finally reached a consensus - the bank only had half a month to find out the facts.

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

Surprisingly, under the strong pressure of Aunt Dou and others, the bank has shown unprecedented efficiency. It only took less than half a month for them to quickly lock down and check Xiao Chen, the employee who was in charge of the loan that year.

After an in-depth investigation, the truth of the matter finally came to light - it turned out that the whole incident was caused by Xiao Chen's collusion with a loan company. In order to achieve the performance targets, Xiao Chen did not hesitate to take risks, using the information of bank customers, forging identity documents and various supporting documents, and working with the loan company to concoct this fake loan contract.

And those who sign the contract are actually all counterfeiters provided by the loan company.

In this way, a disaster caused by Xiao Chen finally led Aunt Dou's family to embark on a difficult road of rights protection and launched a fierce confrontation with the bank. After several twists and turns, the truth was finally revealed to the world, and Aunt Dou and others successfully washed away the false name of "Lao Lai". 、

My wife passed away for 2 years and inexplicably took out a loan of 50,000 yuan, and everyone was cremated who signed it, and the bank: repay the money

"We are deeply saddened by this incident, and at the same time express our most sincere apologies to the three victims, Aunt Dou, Li Wanqin, and Chen Keliang. A person in charge of the bank said affectionately, "We will definitely carry out thorough reform at the level of systems and mechanisms, resolutely prevent similar incidents from happening again, and regain the trust and support of our customers with better services and more solid actions."

Read on