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The more deposits in the bank, the more we should not take it lightly, and we should not be less prepared for anything, and the so-called foresight is to check and fill in the gaps around the future, and then make up for the seams.
1. The money must be stored in the bank card
Not only can a bank card survive, but it can also be held for a fixed period of time. And you can withdraw money at the ATM, and when the bank card is held in your hand, only tell the children the password, even in case of a hasty death, the children can go to the ATM directly to withdraw the deposit. If you keep the money in your passbook, you are afraid that if you die in a hurry, your children will have to go to the counter and spend a lot of time.
Netizen message: I thought about depositing the money in the passbook in the name of my children, and then I kept the passbook of my children, and then I was worried that my children would report the loss of the passbook, so I deposited the money in the bank card in my name, which can not only avoid my children from suffering from the bank's difficulties after a hundred years, but also be able to hand over the deposit at zero cost.
Comments: Now children take the deposit of their deceased parents, no notarization is required within 50,000 yuan, and more than 50,000 yuan, children need to pay a certain percentage of notary fees, the more deposits, the higher the notary fees paid.
2. Tell your children not to cancel their ID cards, social security cards, and household registration books too early
After the parents are gone, the children need to prepare the relevant documents of the parents when they go to the bank counter to handle business. Therefore, it is not too late to cancel the parents' documents rather than not to prepare them, and wait until the business is completed.
Netizen message: The reason why I am worried and long-term is because I don't want my children to suffer near-term worries. For this reason, I have repeatedly told my children that after I leave, it is easy to cancel the relevant documents, and there is absolutely no possibility of re-applying for the relevant documents, and I hope that my children will think twice before acting.
Comments: As the agent, the children have more documents before their parents' deaths, and they may also need to show their driver's book or marriage certificate and other documents. It is easy to deposit money in the bank by yourself, and the procedures for children to withdraw money on behalf of them are cumbersome.
3. The will should be drawn up as soon as possible and kept confidential during the lifetime.
There are many brothers and sisters who are safe and sound during their parents' lifetimes, but they wait until their parents die and fight in the same room, which is the absence of a will. In addition, it is necessary to keep it confidential during your lifetime to prevent your children from messing around and interfering with the revision of the will.
Netizen message: I don't think it's bad luck to make a will in advance, it's just a rainy day. I will first tell my children to prepare a will, then do a good job of confidentiality, and finally claim that I will revise the will according to the performance of my children from beginning to end, and implement the reward of meritorious deeds in disguise. A will can not only help to transfer savings peacefully, but also mobilize the enthusiasm of children to repay their kindness.
Comments: Nine times out of ten, the children who turn against their parents after a hundred years of hatred are all lacking a crucial will, and the ambiguous area between customs, morality and law will become a whirlpool of disputes.
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