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My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

author:Aobo talks about sports

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My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

My name is Lin Hao, I am 35 years old Chinese New Year's Eve, the founder and CEO of a medium-sized technology company. In the past fifteen years, I have come from an obscure young man in a small town to where I am today. There are countless key moments in my life, but the most memorable thing for me is the money from my uncle back then and the encounter I have today.

I remember it was the autumn of my freshman year of college, and because of my poor family, I used up almost all my savings to pay for tuition and accommodation. During that time, I ate instant noodles almost every day to make ends meet, and it was difficult for me to even buy a professional book. In my hometown, there is an uncle I respect very much, Uncle Chen, who has been friends with my father for many years, although he is not related by blood, but I have always regarded him as family in my heart.

One day, I received a call from Uncle Chen, he asked me how my life was at school, I didn't want to worry my family, just a few casual words were not bad. But Uncle Chen seemed to hear my words insincerely, and he asked bluntly: "Haozi, are you encountering any financial difficulties?" I hesitated, but still told the truth about my predicament.

Unexpectedly, the next day, Uncle Chen personally drove to my university, and he didn't say anything, just stuffed an envelope into my hand. When I opened it, it was 2,000 yuan, which was a relief to me. I refused to accept it at the time, but Uncle Chen insisted: "Haozi, you are an ambitious child, and this money should be regarded as my investment in your future." When you have the ability, you will return it to your uncle. ”

The 2,000 yuan I used to buy the necessary books and supplement my living expenses, and since then, I have studied harder in the hope that it will pay off in the future. In the four years of college, I have been slowly accumulating money from my part-time job, and I always think that one day I will double it back to Uncle Chen.

After graduating, I started a tech company with a few like-minded classmates. After years of hard work, the company finally gained a firm foothold in the industry and began to make a profit. During this period, although I was busy, I would visit Uncle Chen and other elders during the Chinese New Year, report on my progress, and thank them for their help and support back then.

Until today, Uncle Chen suddenly called me and said that he wanted to meet me and had some things to discuss. I felt something unusual, so I immediately arranged a time and went to Uncle Chen's house.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

Uncle Chen's home is still as warm as ever, and his wife, Aunt Wang, is still hospitable, and as soon as they meet, they gushed out greetings: "Haozi, how are you doing? ”

I smiled and replied, "Aunt Wang, thank you, I'm fine." The company's affairs are gradually on the right track. Then I turned to Uncle Chen, and when I saw that his expression was a little solemn, I asked, "Uncle, do you have anything to do with me?" ”

Uncle Chen sighed and was silent for a while before he spoke: "Haozi, Uncle is looking for you this time, and there is indeed a tricky matter. As you know, my distant nephew Xiaogang has been working on a project recently, but there is a problem with the capital chain and he needs to turn around urgently. He came to me to borrow money, and I was powerless on my side. ”

I was startled, vaguely sensing something, but I listened quietly to him continue.

"I know you're doing a good job now, so..." Uncle Chen stopped talking, looking a little embarrassed.

I immediately understood what Uncle Chen meant, and my heart was mixed. Since I was a child, Uncle Chen has given me a lot of help and care, and this time he is in trouble, so I naturally can't stay out of it. I looked at Uncle Chen quietly, and I had already made a decision in my heart.

Uncle Chen looked at me, his face was full of embarrassment, and he said slowly: "Haozi, I know that it is very sudden to ask you for help directly, but Xiao Gang is indeed desperate." He needs half a million to turn around, and I know that's a lot of money, if you think..."

I interrupted Uncle Chen's words: "Uncle, you are kind to me, I will try my best to help with Xiaogang's affairs." Don't worry, I need to go back to the company and discuss with my partners to see if I can raise it quickly. Anyway, I'll get back to you as soon as possible. ”

Chen Bo nodded repeatedly, and could see that he was indeed very anxious about this matter: "Thank you, Haozi." You can say that, uncle, I am already grateful. ”

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

When I left Uncle Chen's house, I had mixed feelings. Immediately after returning to the company, I called a meeting of several of my partners and explained the situation in detail. My partner Zhang Feng is a very rational person, and he asked me with a little worry: "Hao, are you sure you want to meddle in this matter? Although it was your uncle's request, this is a private loan after all, and the amount is not small, which will have a certain impact on our company's cash flow." ”

I replied seriously: "I know that this decision is risky, but Uncle Chen's help back then meant a lot to me. Not that we have to take the risk, but at least we can try to find a way to help Uncle Chen and protect our company from being affected too much. ”

Another of my partners, Li Jin, pays more attention to detail: "If we decide to help, we need to set up strict borrowing agreements, at least with appropriate repayment plans and safeguards. Also, maybe we can help some, not all. ”

After several hours of discussion, we finally formulated a preliminary plan: we can lend 200,000 yuan in advance, see the progress of Xiaogang's project and the repayment situation, and then decide whether to continue to lend the remaining part.

I visited Uncle Chen again the next day with this plan and explained to him our ideas and conditions. Uncle Chen looked a little disappointed after hearing this, but still expressed his understanding: "Haozi, uncle knows that you are also out of helplessness, it is okay to lend 200,000 yuan to Xiaogang first, at least it can solve some of the urgent problems." As for the rest, let's find another way. ”

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

I comforted Uncle Chen: "Uncle, I will always pay attention to Xiaogang's situation, and if there is indeed progress, we can consider other supports." Personally, I will do my best to raise funds so as not to make it too difficult for you. ”

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

Uncle Chen thanked me many times for my understanding and help. Before leaving, Aunt Wang also specially prepared some hometown specialties for me to bring back, and she kept telling me to pay attention to my body and not to work too hard.

As soon as I returned to the company, I immediately started to deal with the specifics of this temporary loan. At the same time, I am also thinking about how to further help Xiao Gang improve his project management and capital use efficiency to avoid similar problems in the future.

A few days later, I made an appointment to meet with Xiaogang, hoping to learn more details about the project from him and provide some possible advice. Xiao Gang is a young man in his early thirties who seems to be quite motivated, but he is clearly not mature enough when it comes to money management.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

We met at a café and I asked him in detail about how the project was working and the specific difficulties he was facing. Xiao Gang gave me a detailed introduction to the potential and current progress of the project, but also admitted his shortcomings in funding allocation.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"Mr. Lin, thank you very much for reaching out. I know that I have a big hole in management, and if you have any suggestions, I am very willing to learn and improve. Xiao Gang said sincerely.

I nodded and began to discuss some improvement measures with him, while also reminding him of the risks and countermeasures to be aware of in future operations. This exchange, although on the grounds of borrowing, is more about helping him gain a firm foothold and avoid falling into trouble again.

After giving Xiao Gang some specific advice, I returned to the company and discussed with the partners the feasibility and risk management plan of Xiao Gang's project. We decided to further track the progress of the project and provide Xiaogang's team with the necessary coaching to optimize their operational efficiency and cash flow management.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

A few weeks later, Xiao Gang came to our company with a detailed project report and improvement plan. We have been impressed by his attitude and hard work, which gives us more confidence to continue to support him.

"Mr. Lin, this is the result of my efforts in the past few weeks, and I have adjusted the project plan and fund use strategy according to your suggestions. Xiao Gang said as he handed me a thick folder.

I flipped through the documents and saw that they contained detailed plans for cost control, market analysis, and expected returns. "This improvement is good, Xiao Gang, it seems that you have really put a lot of thought into this. ”

"Thank you for your guidance, Mr. Lin, I know that without your help, I may not be able to continue. Xiao Gang's voice was full of gratitude.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"We are investing, Xiaogang, seeing such a positive change from you, we are naturally willing to continue to invest. However, remember that managing a business is not just a momentary effort, but an ongoing process, and hopefully you will keep that spirit alive. "I encouraged him.

Xiao Gang nodded, he seemed to have really learned a lot, "I will, Mr. Lin, I will continue to improve and improve myself." ”

As Xiaogang's project gradually got on track, Chen's worries began to diminish. I asked him over for tea at the old place to talk about recent developments.

Sitting in the quiet corner of the teahouse, Uncle Chen looked much more relaxed, "Haozi, listen to Xiaogang, all this is thanks to you." Old Chen, I don't know how to thank you. ”

"Uncle, you won the prize, I just did what I could. I am also relieved to see that Xiao Gang can change. Isn't that what you'd like to see?" I replied with a smile.

Uncle Chen nodded, "Yes, my old bones can finally rest assured." You know, if I don't take care of this, I'm afraid I'm going to have to worry about it for many years. ”

"Uncle, don't worry, Xiao Gang is already on the right track, and I believe he will do better and better. I comforted him.

Tea flowed, and we talked a lot about the past, reminiscing about the madness of our youth and the stability of the present. Uncle Chen seemed to have something to say, and after hesitating for a long time, he finally spoke: "Haozi, actually... I've always had an idea when I asked you for help this time. ”

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

I looked at him in surprise and motioned for him to continue.

"I'm going to retire and leave the business to Xiaogang. I want to talk to you, can you please give him some guidance from time to time?" Uncle Chen looked at me with some concern, obviously not confident in this request.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

I pondered for a moment, then replied, "Uncle, you trust me so much, I am naturally willing to help." As long as I can do it, I will do my best. ”

Uncle Chen showed a relieved smile, "Then I'll rest assured." In fact, I have been observing you all these years, and your way of doing things and your ability to deal with problems have reassured me. I know it's a big responsibility, but I believe in you. ”

"Uncle, since you say so, I will work harder to live up to your expectations. I replied solemnly.

The conversation that day made me feel a great sense of responsibility. Uncle Chen's trust in me is not only because I have helped him, but also because of my recognition of my personality and ability. As for Xiao Gang, I also see the possibility of his growth and change, which makes me look forward to the future.

Over time, Xiaogang's business gradually stabilized and began to make a profit. He began to expand the scope of business, introduced new technologies and product lines, and gradually established a good reputation in the industry. In this process, I also gave him frequent advice and help to avoid detours as much as possible.

One day, Xiao Gang came to my office, and he looked very excited. "Mr. Lin, our new product line has received a good response and the prospects are very good. I'm wondering, isn't it time to expand the production line and increase the market launch?"

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

I looked at his energetic face and nodded. "You're right, Xiaogang, but expansion needs to be cautious. Have you done detailed market research and risk assessment?"

"Well, I've done some preliminary research, but it's really not deep enough. I intend to hire a team of professional market analysts to do a comprehensive market and risk analysis. Xiao Gang replied very seriously.

"It's a good idea. In addition to market analysis, you also have to consider the issue of the capital chain. Expand production, your capital demand will increase, at this time, reasonable capital allocation and guarantee is very important. "I pointed out in detail what he needed to pay attention to.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"Mr. Lin, I have written down everything you said. I will take it one step at a time and never be impatient. "Xiao Gang's attitude reassures me.

While Xiao Gang's business was gradually improving, Chen Bo's health began to have problems. One day, I received a call from him, and his voice sounded a little weak. "Haozi, I may have to be hospitalized for a while, I want to see you. ”

I immediately said yes, put down what I was doing, and drove to the hospital. When I saw Uncle Chen, he was lying on the hospital bed, his face pale, but he still barely smiled when he saw me.

"Haozi, this time I really feel like my body is not working. Uncle Chen's voice was low.

I shook his hand, and a sour feeling welled up in my heart. "Uncle, don't say this, what did the doctor say?"

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"The doctor said that it would take some time to treat it well. But you know, it's hard to say how long my old bones will last. "He tried his best to be optimistic.

"Uncle, you must insist, for Xiaogang, and for me. We all need you. "I tried to give him some strength.

Uncle Chen nodded, "I know, I will." Haozi, there's something I want to entrust to you. ”

"You say, uncle, as long as I can do it, I will not refuse. I replied solemnly.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"I want you to help me see Xiaogang more during my hospitalization. Although he is doing well now, after all, he is still inexperienced, and I am not at ease. Uncle Chen's eyes were full of worry.

"Uncle, don't worry, I will. I'll go over and check on Xiao Gang's side often to make sure everything is going well. I promised.

Uncle Chen seemed to breathe a sigh of relief and smiled. "Thank you, Haozi, I'm much more relieved to have you. ”

Over the next few months, I was constantly shuttling between my own work and taking care of Xiao Gang's affairs. Although busy, seeing Xiaogang gradually mature and Uncle Chen's health improved, my heart was filled with a sense of accomplishment.

Xiaogang's company continues to grow, and I continue to learn and improve myself in the process, and I feel the joy and sense of accomplishment of helping others succeed.

A few months later, Chen's condition stabilized and he was discharged from the hospital and went home. Xiaogang's enterprise is also continuing to develop, and has gradually moved from a medium-sized enterprise to a large enterprise. In the process, his company also began to attract more investor attention. One day, I received a call from Xiao Gang, who invited me to an important strategy conference that their company was about to host.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

On the day of the event, I arrived at the venue early. Xiao Gang greeted him, his expression with a mixture of nervousness and excitement. "Mr. Lin, thank you very much for coming. Today is very important for our company, and it is a great honor to have you here. ”

"Xiao Gang, you are too polite. I am honored to witness your growth and success. Today's launch is sure to be exciting. "I comforted him and tried to relax him a bit.

At the beginning of the press conference, Xiao Gang stood on the stage and confidently introduced the company's new strategy and future development plan. The partners and media present responded with warm applause for his speech, and the scene was very successful.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

After the meeting, Xiao Gang and I went to a restaurant to celebrate. "Mr. Lin, there is one thing I have always wanted to discuss with you. Xiao Gang said with a serious expression on the dining table.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

"You say, Xiao Gang, let's talk about something. "I encouraged him.

"I've been thinking about it, even though we're doing well now, but I'm hoping to expand further, especially in the international market. Xiao Gang's eyes flashed with ambition.

"It's a good idea, the international market is really a big stage, but are you ready? The international market is very competitive, and the culture and market are very different. I responded seriously.

"I am aware of these difficulties, but I believe that our products are competitive. We have already started some preliminary market research and are also looking for possible international partners. Xiao Gang explained his plan in detail.

"Sounds like you've done a lot of preparation. If you need my help, just say. "I support it.

"Thank you, Mr. Lin, your support means a lot to me. Xiao Gang said gratefully.

A few days later, I came to the hospital again to visit Uncle Chen. He's in much better shape than he was before and looks in good spirits. "Haozi, I heard that Xiaogang's company is doing well, and this is all your credit. Uncle Chen said with a smile.

"Uncle, this is mainly the result of Xiao Gang's own efforts, I just did what I had to do. I replied modestly.

"No, Haozi, without your help, he wouldn't have gotten to where he is today. I'm old, and it's gratifying to see you young people helping each other in this way. Chen Bo said earnestly.

I was touched by Uncle Chen's words. I know very well that whether it is the help to Xiaogang or the support I received from Uncle Chen, I feel how the deep friendship between people shows its value in the competition of shopping malls.

My uncle who went to school lent me 2,000, and now he comes to ask me to borrow 500,000, and I take out 20,000 yuan: I don't have to pay it back

After a period of time, Chen Bo's health has improved significantly, and Xiaogang's company has successfully entered the international market and began to establish cooperative relations with companies in many countries. Watching them succeed step by step, I feel extremely proud and grateful. At the same time, I am also reflecting on and planning my future path on how I can continue to stay ahead of the ever-changing business world.

This story made me deeply realize that trust and support between people are indispensable in life and career. Looking back on this experience, I firmly believe that in the face of any difficulties, with faith, friends and family support, we can always find the strength to overcome difficulties.

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